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Debt solutions & consumer proposals in Surrey

Struggling with debt in Surrey? Our Licensed Insolvency Trustees are ready to help. Take the first step to a debt-free life – call us today.

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Get debt relief in Surrey today

Harris & Partners is a Licensed Insolvency Trustee (LIT) recognised by the Office of the Superintendent of Bankruptcy (OSB) providing specialist advisory services and solutions to debt problems.

Our expert team in Surrey is based at 7404 King George Blvd. Suite 200, but we have locations across Canada including Markham, Brantford, Hamilton, Kitchener, Oshawa, Pickering, St Catharine’s, Brampton, Toronto and North York.

Read on to find out more about the debt solution and debt consolidation services we offer in Surrey or contact us and a member of our team will be happy to advise you.

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How can a licensed trustee help with your debts?

Faced alone, the stress and pressure of bankruptcy can be crushing. But together, debt stress is something that can be overcome.

For more than 50 years, Harris and Partners has helped people clearly understand their rights, their obligations and their options in dealing with debt.

Our bespoke debt relief solutions can help you:

  • Reduce debt by up to 80%
  • Stop credit calls immediately
  • Allow you to keep your car and home

If you’re looking for a fresh financial start, to solve your financial troubles, and for debt solutions in Surrey we can help you today. To find out more and to begin the process of becoming debt-free, please get in touch.

Debt consolidation 5

Debt consolidation in Surrey

Juggling multiple debts can be exhausting, and while a debt consolidation loan might seem like a simple solution, it doesn’t always fix the bigger issue.

A consumer proposal could be a better fit for you. It helps you reduce the amount you owe, puts a stop to interest charges, and gives you some much-needed relief from creditor pressure. It’s a straightforward way to simplify your finances and start fresh, without feeling buried under the weight of debt.

If your debts are taking a toll, we’re here to listen and help you explore your options. Get in touch today, and let’s work together to find a solution that works for you.

Bankruptcy

Bankruptcy in Surrey: Start fresh today

Bankruptcy will stop creditor calls and help you start fresh, but it’s a big step that should only be considered as a last resort. It comes with serious consequences, like a long-term impact on your credit score.

The good news? Bankruptcy isn’t your only option in Surrey. Options like consumer proposals offer a more flexible way to manage your debt, with affordable, interest-free payments spread out over time.

Our team of Licensed Insolvency Trustees in Surrey is here to help. We’ll walk you through your options, including bankruptcy and consumer proposals, to find the debt relief solution that works for you.

Let’s say goodbye to debt—contact Harris & Partners and take the first step today.

Bankruptcy

Consumer proposals in Surrey: A debt alternative for you

Drowning in debt? A consumer proposal could be your way out—cutting down what you owe while keeping your assets and credit intact. It’s a smarter, safer path to financial freedom. Ready to take control? Let’s make it happen.

Pay your debt back in affordable, interest-free installments—without the stress of wage garnishments or relentless creditor calls. Our Licensed Insolvency Trustees in Surrey take the time to create a customized debt relief plan that suits your circumstances. Call us now for a free consultation!

What services do we offer in Surrey?

Bankruptcy solutions in Surrey

Debt can be devastating and make you want to make impulsive decisions in order to get out of it. Declaring bankruptcy can be a viable option to escape financial doom and gloom but it is important to seek specialist advice on your options before you take final action.

We offer a specialist bankruptcy service to provide debt relief solutions to clients who are on the verge of losing their property and assets.

You can find out more information about our bankruptcy solutions here or contact us and a member of our team will be happy to advise you.

Consumer proposals solutions in Surrey

Consumer proposals are a more attractive alternative to declaring bankruptcy. Upon declaring bankruptcy, you surrender your assets to creditors in order to settle your debts.

However, a consumer proposal puts you on much more of a level playing field; allowing you more control and the luxury of keeping your assets.

A consumer proposal is an agreement between the party in debt and the creditors to negotiate debt repayment which means that you are able to pay back your debts over a longer period of time and in smaller instalments.

We offer services to negotiate consumer proposals on your behalf. You can find out more information about our consumer proposal solutions here or contact us and a member of our team will be happy to advise you.

Corporate insolvency solutions in Surrey

When a business is unable to pay off its debts and its debts are more substantial than its assets, the business is said to be in a state of corporate insolvency.

Insolvency is seen as bankruptcy for a company and is usually the purgatory between outstanding debt and liquidation. Once a company becomes insolvent, an important decision must be made as to whether actions will be taken to rescue the company or allow it to dissolve.

We offer specialist advice on corporate insolvency.  You can find out more information about our corporate insolvency solutions here or contact us and a member of our team will be happy to advise you.

Debt settlement solutions in Surrey

Debt settlement is an agreement between the party in debt and creditors to negotiate a financial strategy to reduce debt.

You can find out more about our debt settlement service here or contact us and a member of our team will be happy to advise you.

Debt consolidation solutions in Surrey

Unlike debt settlement which involves establishing an agreement to negotiate reducing or diminishing debt repayments, debt consolidation involves taking out a loan to pay outstanding debts.

As appealing as it sounds, debt settlement can impact negatively on your credit score and is usually the last resort taken to avoid bankruptcy.

Debt consolidation is a better option if your debt has not overtaken you completely and you want to reduce your monthly payments.

We offer a specialist debt consolidation service to assist with financial troubles. You can find out more information about our debt consolidation service here or contact us and a member of our team will be happy to advise you.

Surrey Office

If your situation seems like there is no solution but bankruptcy, give Harris & Partners Inc. a chance to help you understand your options. There are a lot of options besides bankruptcy that our trustees in Surrey can help you understand and assist you with, such as consumer proposals, credit card debt and debt relief solutions. But if you come to the conclusion that bankruptcy is the best option for you, call the team at Harris & Partners that cares about you.

Your estate manager in Revelstoke

Shelley Koehli has joined Harris and Partners November 2022. Shelley is a Licensed Insolvency Trustee, BIA Insolvency Counsellor and Consumer Proposal Administrator.

Shelley is vice-president of the B.C. Association of Insolvency and Restructuring Professionals (BCAIRP), a member of the Canadian Association of Insolvency and Restructuring Professionals (CAIRP) Media Communications Committee, a member on the BC Practice Committee and a member of International Women’s Insolvency and Restructuring Confederation (IWIRC).

Shelley has been working in the insolvency industry since 1995 and received her license in 2008. Shelley enjoys working with individuals and families to find the right solution to their financial problem. Shelley takes pride in ensuring you fully understand your options before making your decision.

When Shelley is not working, she is spending time with her family and friends, often in an ice rink as a hockey mom and team manager.

Address

7404 King George Blvd. Suite 200, Surrey, British Columbia, V3W 1N6

Office hours

Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM

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Why Choose Harris & Partners for your debt solution?

Harris & Partners is a licensed insolvency trustee (LIT) providing specialist bankruptcy, insolvency and debt-relief advisory services across British Columbia.

We feel strongly about providing effective financial solutions to individuals and businesses that find themselves caught up in a whirlwind of financial hardship. Our mission is to advise and negotiate on your behalf with the aim of settling your debt.

We will tailor a bespoke service that meets your specific needs. You can be confident in the knowledge that Harris & Partners has the skills and experience to handle all manner of debt problems, allowing you to make the best, most informed decision that’s right for you.

Example Savings Calculator With Harris & Partners Debt Relief

Your Potential Debts:

Personal Income Tax $14,078.28
Amex $10,828.36
BMO Overdraft $2,945.54
Bell Phone Arrears $928.36
MoneyMart Payday Loan $1,524.87
National Student Loans $7,985.12
Total amount owed: $38,290.53

Your monthly repayments over a 60-month period would be

Before Help

$1409

After Help

$210

Monthly payments are determined based on individual financial factors

How Much Could I Save?

Browse Debt Review Options in Canada

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Support across Canada

Why choose us for consumer proposals in Ontario?

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Remove up to 80% of your debt

Our Licensed Insolvency Trustees can provide a customised consumer proposal that could shrink your debt by up to 80%.

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Professional guidance in any language

Our multilingual team offers debt support in Farsi, Portuguese, Italian, Tamil, and more, so you can feel comfortable every step of the way.

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Nationwide support

With offices in nine provinces, we offer in-person debt support across Canada—from Atlantic provinces to Ontario to British Columbia.

Contact information

It's never too late to obtain debt help. Book your free consultation today

Phone number
800-268-8093
Email
hello@harrispartners.ca
Send us a message

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Kim ONeill profile picture
Kim ONeill
7 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very helpful and judgment free
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Ryan Jackson profile picture
Ryan Jackson
6 October 2026
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great service. very understanding and accomodating people to deal with in the unfortunate event of insurmountable debt
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Ruth Planta profile picture
Ruth Planta
2 October 2026
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Very informative and practice good customer care
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Pierre Michel Gregoire profile picture
Pierre Michel Gregoire
17 September 2026
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So far very promp service. Great communication
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Erika DeBruyne profile picture
Erika DeBruyne
14 September 2026
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Every star earned! The staff at Harris and Partners have given me peace of mind by helping me become debt free and giving me hope. Every person I have had interactions with has been professional, helpful and kind. There has been no judgement. I really appreciate this team, a special thank you to Deandre and Samuel.
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Alan Tuck profile picture
Alan Tuck
11 September 2026
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Working with Harris & Partners made my life less stressful. Yasan was amazing to work with. He provided one on one consultation at anytime and was truly professional throughout.
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kiranjit kaur profile picture
kiranjit kaur
10 September 2026
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I had a good experience with the debt relief agency. The team was professional, understanding, and explained the process clearly. I appreciated being able to ask questions without feeling judged, and the communication was helpful throughout the process. Overall, I felt supported and would recommend them to anyone considering debt relief to do their research and see whether the service is right for their situation.
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Satish Tiwari profile picture
Satish Tiwari
9 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
They were a beacon and helped me to getting back on feet.
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Ogie Amonte
4 September 2026
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Easy to communicate to them. Arsh Gavit
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Mathew profile picture
Mathew
2 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had a very positive experience with Harris & Partners. The entire process was handled professionally and with great care. I would especially like to appreciate Arsh Gavit for his excellent service, patience, and clear guidance throughout the process. He was always helpful, responsive, and made everything much easier to understand. Highly recommended!
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Debt Relief in Surrey & Across Canada: Local Expertise, National Reach