Debt solutions & consumer proposals in Kitchener, Ontario

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    Bankruptcy trustees & debt solutions in Kitchener

    Harris & Partners Inc. have over 50 years of experience helping Canadians with bankruptcy, consumer proposals and other methods of debt management. If you are concerned that your debts are becoming unmanageable, either from a personal point of view or a corporate one, the insolvency trustees at our Kitchener-Waterloo location can help you to make an informed choice on regaining control of your finances. 

    If you or a loved one need help with debt problems, we offer debt solutions in Kitchener that can allow you to get out of debt.

    Licensed insolvency trustee in Kitchener

    There are a number of variables that influence financial difficulty. Unexpected circumstances such as health problems, job loss, or simply living above your means can result in overwhelming debt that seems impossible to pay off. Let the Kitchener-Waterloo Licensed Insolvency Trustees at Harris & Partners help you regain financial control.

    Do you have questions on how you can deal with unmanageable debts? If you are overwhelmed with payments, obtain debt help today by calling the Licensed Insolvency Trustees at Harris & Partners in Kitchener-Waterloo, Ontario. Call us today at 519-758-8991 to speak with our experienced team dedicated to your financial success.


    Debt solutions, Kitchener


    Unexpected circumstances such as health problemms, job loss, the collapse of a business venture, or simply living above your means can easily result in overwhelming debt. Regardless of how you’ve accumulated your debt, the only concern that the Insolvency Trustees at Harris & Partners, Kitchener have is to find the best solution for you to either drastically reduce your debt or have it written off completely.

    If you are overwhelmed by unmanageable payments, obtain debt help today by calling the Licensed Insolvency Trustees at Harris & Partners in Kitchener-Waterloo, Ontario, at 519-758-8991 to speak with our experienced team dedicated to your financial success.


    Consumer proposals, Kitchener


    If your situation seems like there is no solution but bankruptcy, get in touch with Harris & Partners Inc. in Kitchener and we help you to explore all of your available options, including consumer proposals. Everyone’s financial situation is unique, so we’ll make sure to fully understand your circumstances before recommending a solution.

    Your initial appointment with us is completely free, so you’ve got nothing to lose and everything to gain. Get in touch with the Kitchener-Waterloo Harris & Partners team today to regain control of your finances.

    Kitchener Office

    If your situation seems like there is no solution but bankruptcy, give Harris & Partners Inc. a chance to help you understand your options. There are a lot of debt relief options that our trustees in Kitchener-Waterloo can help you understand and assist you with. But if bankruptcy is the best option for you, call the team at Harris & Partners that cares about you.

    Your estate manager in Kitchener

    Marlene joined Harris & Partners Inc., in 2011 to head up the newly formed Hamilton and surrounding area office.

    Marlene has been in the insolvency business for over 25 years and has obtained her CIRP along with becoming a certified BIA Counsellor. In addition, she has obtained a Counselling Techniques Certificate Program at Mohawk College. Marlene has extensive experience in dealing with all sorts of consumer insolvency matters with a goal to provide the best solution that one can get when looking for protection from their creditors. Marlene was born and raised in Hamilton and understands the nature of business and economy in the region, which helps her serve her debtors.


    180 Northfield Dr W #4, Waterloo, ON N2L 0C7

    How to get there

    Transit: From Central Station, take the ION LRT towards Conestoga. Exit at Northfield. Walk 350 m to our office at 180 Northfield Dr W.

    Driving: We are located on Northfield Dr, between Parkside Dr and Weber St. The Regus Waterloo centre is easily accessible off Northfield Dr or Weber St, and is located in the same building as Tech Town Dentistry and Sunlife Financial.

    Office hours

    By appointment only:

    Monday: 09:00 AM – 05:00 PM
    Tuesday: 09:00 AM – 05:00 PM
    Wednesday: 09:00 AM – 05:00 PM
    Thursday: 09:00 AM – 05:00 PM
    Friday: 09:00 AM – 05:00 PM

    Danger signs of bankruptcy

    If you think you might be on the edge of filing for bankruptcy, ask yourself the following questions:

    – Do you have to use credit cards to pay for everything, including everyday essentials like food, gas and heating?

    – Can you only afford to pay the minimum monthly amount on your credit card?

    – Are you paying more each month in added interest charges than you’re actually paying off?

    – Are you constantly borrowing money to make ends meet?

    – Are you stressed all the time or losing sleep because of your debts?

    – Have your creditors repossessed your car?

    – Have your creditors sold your debt to a collection agency?

    If you recognize any of these warning signs in your life, you may be headed for bankruptcy. The best thing to do is get in touch with us and we can advise you on what action to take next. We can speak to your creditors on your behalf and support you through the bankruptcy process if there are no other options available. For debt solutions in Kitchener, speak to Harris & Partners.

    Frequently asked questions

    What is a consumer proposal?

    A consumer proposal in Kitchener is where our expert Insolvency Trustees speak to all your creditors on your behalf to see if they will accept a reduced payment from you. If they agree, you will make one monthly payment to your Trustee and they will distribute the funds amongst your creditors accordingly. Consumer proposals are usually successful because the creditors don’t want to miss out on revenue from you if you end up going bankrupt. They also free up more disposable income for you, making your payments much more manageable. 

    Contact Harris & Partners Inc. in Kitchener-Waterloo today to learn more about consumer proposals.

    What debt help in Kitchener do you offer?

    Debt consolidation
    – Danger signals
    Consumer proposals
    Corporate insolvency
    – Court-appointed receivership
    – Complex commercial matters

    Let the Licensed Insolvency Trustees at Harris & Partners find debt solutions in Kitchener for you and help you regain financial control.

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