Consumer proposals and debt relief program in Edmonton
If you’re struggling with debt in Edmonton, you don’t have to face it alone. Reach out to our team of Licenced Insolvency Trustees and find your way to financial freedom.
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Get debt relief in Edmonton today
Debt can be devastating. Harris & Partners is a Licensed Insolvency Trustee with over 50 years of experience in helping the people of Canada with a variety of debt relief solutions, including bankruptcy, consumer proposals, and debt management.
Our expert team in Edmonton can help you to address your debt problems, find a suitable solution to take away the stress of unmanageable debt and get you back on the road to financial stability.
Your initial appointment with us is free of charge, so to discover debt solutions in Edmonton that will work for you, get in touch and a member of our team will be happy to advise you.
Debt consolidation in Edmonton
Are you feeling overwhelmed by multiple debts? A debt consolidation loan might seem like a good way to simplify things, with the promise of lower interest rates and one easy payment. But it doesn’t always solve the problem—and might not give you the relief you need.
A consumer proposal could be a better option. It can reduce the total amount you owe, stop interest from piling up, and put an end to those stressful calls from creditors.
Remember, you don’t have to face this alone. Contact us today for a free consultation, and let’s find the best way forward together.
How can a licensed insolvency trustee help with your debts?
For more than 50 years, Harris and Partners have helped people clearly understand their rights, their obligations and their options in dealing with financial problems, helping them to get out of debt and get back on track.
Our bespoke debt solutions in Edmonton can help you:
- Reduce debt by up to 80%
- Stop credit calls immediately
- Allow you to keep your car and home
If you’re looking for effective debt solutions in Edmonton we can help you. To find out more, please get in touch.
Consumer proposals: A better choice than debt consolidation
Struggling to keep on top of multiple debts? We know this can be stressful, but remember, you have debt relief options.
While debt consolidation can make repayments more manageable, consumer proposals are often better. These let you reduce the amount of debt you owe while giving you protection against creditor actions.
What are the benefits of a consumer proposal?
The main benefits of a consumer proposal include:
- Lowering your debt so you pay back only a portion of what you owe.
- Legal protection against creditor action (e.g. wage garnishments).
- More manageable debt, thanks to interest-free repayments.
- Simplified repayments brought into one monthly transfer to your LIT.
Not sure which is the right choice for you? Don’t worry – we’re here to help. Just give us a call and we’ll find the right path for you to live debt-free.
Why Choose Harris & Partners for your debt solution?
Our mission is to advise and negotiate on your behalf with the aim of settling your debt. We’ve been helping to solve our clients’ debt problems for over five decades, providing specialist bankruptcy, insolvency and debt-relief advisory services all across Canada.
We feel strongly about providing effective financial solutions to individuals and businesses that find themselves caught up in a whirlwind of financial hardship, and we always tailor a bespoke service to meet your specific needs.
You can be confident in the knowledge that Harris & Partners have the skills and experience to handle all manner of debt solutions in Edmonton, allowing you to make the best, most informed decision to solve your debt problems once and for all.
Bankruptcy in Edmonton: A fresh financial start
While bankruptcy can end creditor harassment and provide a path to financial recovery, it should only ever be considered a last resort. It has some serious consequences, including a lasting impact on your credit score.
Luckily for you, it’s not the only debt-relief solution in Edmonton. Alternatives like consumer proposals offer a more flexible way to reduce your debt without the long-term drawback of bankruptcy.
At Harris & Partners, our Licensed Insolvency Trustees in Edmonton will help you explore alternatives, like consumer proposals. These allow you to reduce your debt and make manageable payments over a longer period of time without declaring bankruptcy.
Ready to turn things around? Get in touch today for a debt-free future.
Debt help in Edmonton - it’s a simple process
When you come to see us, we’ll sit down together right here in Edmonton and just talk. It’s really important that we understand what you’re dealing with. We’re here to listen and make sure you feel safe and not judged. We’ll ask about how much money you make, what you owe, and who you owe it to. Don’t worry; chatting with us won’t cost you a thing, and everything will be kept confidential.
Once we get the whole picture, we’ll start making a plan. We’ll look at all the ways you can deal with your debt in Edmonton, picking only the ones you’re okay with. We’re not here to push you into anything. We want to make sure what we suggest really fits you and your life.
When you’re happy with the plan, we’ll get started. Your money worries are our biggest concern. Here in Edmonton, you can count on us to be there for you, giving you solid advice and support from start to end. We’re all about helping you get back on your feet, facing every challenge together until you’re feeling more secure about your money.
Harris & Partners: Edmonton Office
We understand that dealing with debt can feel like you are against the world. But with our team of Licenced Insolvency Trustees in Edmonton, you can find a solution to get you on your way back to financial independence. Reach out today to see how we can help you.
Your estate manager in Edmonton
David joined Harris & Partners in 2021 after spending 10 years with Deloitte & Touche and Alvarez & Marsal Canada. David has obtained degrees and professional programming experience from both the University of Prince Edward Island and the Haskayne School of Business School at the University of Calgary. David became a Licensed Insolvency Trustee in 2016 and also helps to manage the firm’s Alberta practice.
David’s focus is on providing insolvency services to both individuals and small-to-medium businesses in the Alberta region. His goal is to ensure his clients achieve their financial rehabilitation goals via Harris and Partner’s expert guidance.
Address
10665 Jasper Ave, 14th Floor, Edmonton, AB
Office hours
By appointment only:
Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM
Our debt management solutions in Edmonton
We know that living with debt can feel overwhelming. The good news is that several debt relief options are available to you in Edmonton.
Example Savings Calculator With Harris & Partners Debt Relief
Your Potential Debts:
Your monthly repayments over a 60-month period would be
Before Help
$1409
After Help
$210
Monthly payments are determined based on individual financial factors
How Much Could I Save?
Why choose us for debt help in Edmonton
Our Licensed Insolvency Trustees in Edmonton offer customized solutions that could remove up to 80% of your debt, helping you breathe easier.
Our multilingual team in Edmonton is here to help no matter what language you speak. From Farsi and Portuguese to Italian and Tamil, we leave out the complicated jargon so you understand everything at every step.
If you’re based outside Edmonton, our help is never far away. Give us a call or speak to us in person at one of our offices.
What services do we offer in Edmonton?
What is a Consumer Proposal?
A consumer proposal is a formal, legal debt settlement program available under the Bankruptcy and Insolvency Act. It is a safe, reliable debt relief program that allows you to avoid bankruptcy.
Is a consumer proposal the same as bankruptcy?
A proposal is not bankruptcy, but it does provide the same creditor protection as bankruptcy.
Is a consumer proposal a form of debt consolidation?
A consumer proposal is a form of debt relief that can be considered a type of debt consolidation, but it is not the same as traditional debt consolidation loans.
Debt Consolidation Loan:
This involves taking out a new loan to pay off multiple existing debts, effectively consolidating them into a single loan with a single payment, typically at a lower interest rate. This approach does not reduce the total amount of debt owed but can simplify payments and potentially reduce overall interest costs.
Consumer Proposal:
This does not involve taking out a new loan. Instead, it is a negotiated settlement where creditors agree to accept a reduced amount of the debt owed, payable in manageable monthly instalments, without additional interest.
What are the Pro's and Con's of a consumer proposal?
Advantages of a Consumer Proposal:
- Reduced Debt: You pay back only a portion of what you owe.
- Legal Protection: Protects against creditor actions.
- No Interest: Payments are interest-free.
- Structured Payments: Provides a clear, structured repayment plan.
Disadvantages of a Consumer Proposal:
- Credit Impact: It negatively affects your credit score, though less severely than bankruptcy.
- Public Record: It is a matter of public record.
- Approval Required: Creditors must agree to the proposal terms.
Bankruptcy solutions in Edmonton
Declaring bankruptcy can be a viable option to escape financial doom and gloom, but it’s important to seek specialist Insolvency Trustee advice about your options before you take final action.
We offer a specialist bankruptcy service to provide debt relief solutions to clients who are on the verge of losing their property and assets. You can find out more information about our bankruptcy solutions by contacting us and a member of our team will be happy to advise you in complete confidence.
Consumer proposals in Edmonton
When it comes to consumer proposals in Edmonton the Insolvency Trustees at Harris & Partners Inc will investigate every possible option to ensure that we find the best solution to your debt problems.
We’ll negotiate on your behalf with your creditors to reduce your monthly payments and free up more disposable income for you. A consumer proposal affords you more financial control and the luxury of keeping your assets, so we will try to secure this option for you wherever possible.
To learn more about consumer proposals in Edmonton, get in touch with our Insolvency Trustees for expert advice on your own personal financial situation.
Corporate bankruptcy solutions in Edmonton
When a company finds itself unable to pay its debts, it may declare itself bankrupt. This is known as corporate bankruptcy. As company directors can be personally liable for any debts the business has racked up, it makes sense to get expert advice before taking action.
For businesses facing corporate bankruptcy, we place your business interests at heart by offering specialist advice and practical solutions to ensure that you understand every option available to you.
To find out more information about our corporate bankruptcy solutions, get in touch with our Edmonton office and speak to a member of our bankruptcy trustee team.
Corporate insolvency solutions in Edmonton
When a business is unable to pay off its debts and its debts are more substantial than its assets, the business is said to be in a state of corporate insolvency.
We offer specialist advice on corporate insolvency in Edmonton. For more information about successfully dealing with corporate insolvency, contact our team of Insolvency Trustees who’ll be happy to advise you.
Debt consolidation solutions in Edmonton
Unlike debt settlement which involves establishing an agreement to negotiate reducing or diminishing debt repayments, debt consolidation involves taking out a loan to pay outstanding debts.
Debt consolidation is a better option if your debt has not overtaken you completely, and we’ll do everything possible to find a loan that will reduce your monthly payments and make your debt manageable again.
Our specialist debt consolidation services can help to restore your financial freedom, reduce your stress levels, and make your debts manageable again. Get in touch with our Edmonton team today.
Debt solutions, Edmonton
Debt settlement is an agreement between the party in debt and creditors to negotiate a financial strategy to reduce debt. We’re highly skilled at negotiating with creditors on your behalf, and we do everything within our power to reduce your debt payments as much as possible.
To discuss debt settlement solutions further, speak to the team at our Edmonton office who’ll be glad to help.
Your go-to debt relief experts in Edmonton
Feeling weighed down by debt can be incredibly stressful, but remember – you don’t have to face it alone. Our team of Licensed Insolvency Trustees is here to help you navigate through your financial worries and regain control.
It's never too late to obtain debt help. Book your free consultation today
- Phone number
- 800-268-8093
- hello@harrispartners.ca
Contact form
Debt Relief in Edmonton & Across Canada: Local Expertise, National Reach
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