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Debt relief help & consumer proposals in Kelowna

Struggling with debt? Relief is just a phone call away. Call our Licensed Insolvency Trustees in Kelowna for the support you need.

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Get debt relief and consumer proposals in Kelowna today

Harris & Partners are a Licensed Insolvency Trustee (LIT) recognised by the Office of the Superintendent of Bankruptcy (OSB) providing specialist advisory services and solutions to debt problems.

Our expert team is based in our offices across Canada.

Read on to find out more about the debt solution services we offer in Kelowna or contact us and a member of our team will be happy to advise you.

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How can a licensed trustee help with your debts?

Faced alone, the stress and pressure of bankruptcy can be crushing. But together, it’s something that can be overcome.

For more than 50 years, Harris and Partners has helped people clearly understand their rights, their obligations and their options in dealing with financial difficulties, such as credit card debt.

Our bespoke debt solutions can help you:

  • Reduce debt by up to 80%
  • Stop credit calls immediately
  • Allow you to keep your car and home

If you’re looking for debt solutions in Kelowna we can help you today. To find out more, please get in touch.

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Why Choose Harris & Partners for your debt solution?

Harris & Partners is a licensed insolvency trustee (LIT) providing specialist bankruptcy, insolvency and debt-relief advisory services across British Columbia.

We feel strongly about providing effective financial solutions to individuals and businesses that find themselves caught up in a whirlwind of financial hardship. Our mission is to advise and negotiate on your behalf with the aim of settling your debt.

We will tailor a bespoke service that meets your specific needs. You can be confident in the knowledge that Harris & Partners has the skills and experience to handle all manner of debt problems, allowing you to make the best, most informed decision that’s right for you.

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Debt Consolidation Solutions in Kelowna

If you’re juggling multiple debts, you might be thinking about a debt consolidation to simplify what you owe. However, this involves putting your assets at risk, and often means paying back more in the long run.

A better alternative could be a consumer proposal, where you reduce your debt by up to 80% and repay the balance through affordable, interest-free monthly payments. Repayments are calculated based on what you can afford, giving you the breathing space you need to get back on top of your finances.

Ready to take the next step? We’ll help you find the best debt solution for your exact needs – just give us a call to get started.

Bankruptcy services

Bankruptcy in Kelowna: Start fresh today

Debt can be overwhelming, but bankruptcy isn’t the only way to put it behind you. While it can wipe out what you owe, it also risks your credit score and important assets.

The good news? A consumer proposal can help you reduce your debt without those consequences. It lets you cut down what you owe and pay it back in manageable, interest-free installments—without the stress of constant creditor calls and more.

Our Licensed Insolvency Trustees in Kelowna will guide you toward the best debt relief plan. Whether it’s a consumer proposal or another solution, it’s time to move forward with confidence. Contact the team now to get started.

Kelowna Office

If your situation seems like there is no solution but bankruptcy, give Harris & Partners Inc. a chance to help you understand your options. There are a lot of debt relief options besides bankruptcy that our trustees in Kelowna can help you understand and assist you with. But if you come to the conclusion that bankruptcy is the best option for you, call the team at Harris & Partners that cares about you.

Your estate manager in Kelowna

Shelley Koehli has joined Harris and Partners November 2022. Shelley is a Licensed Insolvency Trustee, BIA Insolvency Counsellor and Consumer Proposal Administrator.

Shelley is vice-president of the B.C. Association of Insolvency and Restructuring Professionals (BCAIRP), a member of the Canadian Association of Insolvency and Restructuring Professionals (CAIRP) Media Communications Committee, a member on the BC Practice Committee and a member of International Women’s Insolvency and Restructuring Confederation (IWIRC).

Shelley has been working in the insolvency industry since 1995 and received her license in 2008. Shelley enjoys working with individuals and families to find the right solution to their financial problem. Shelley takes pride in ensuring you fully understand your options before making your decision.

When Shelley is not working, she is spending time with her family and friends, often in an ice rink as a hockey mom and team manager.

Address

1631 Dickson Ave, Kelowna, BC, V1Y 0B5

Office hours

Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM

Example Savings Calculator With Harris & Partners Debt Relief

Your Potential Debts:

Personal Income Tax $14,078.28
Amex $10,828.36
BMO Overdraft $2,945.54
Bell Phone Arrears $928.36
MoneyMart Payday Loan $1,524.87
National Student Loans $7,985.12
Total amount owed: $38,290.53

Your monthly repayments over a 60-month period would be

Before Help

$1409

After Help

$210

Monthly payments are determined based on individual financial factors

How Much Could I Save?

Browse Debt Review Options in Canada

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Support across Canada

Why choose us for consumer proposals in Ontario?

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Remove up to 80% of your debt

Our Licensed Insolvency Trustees can provide a customised consumer proposal that could shrink your debt by up to 80%.

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Professional guidance in any language

Our multilingual team offers debt support in Farsi, Portuguese, Italian, Tamil, and more, so you can feel comfortable every step of the way.

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Nationwide support

With offices in nine provinces, we offer in-person debt support across Canada—from Atlantic provinces to Ontario to British Columbia.

What services do we offer in Kelowna?

Bankruptcy solutions in Kelowna

Debt can be devastating and make you want to make impulsive decisions in order to get out of it. Declaring bankruptcy can be a viable option to escape financial doom and gloom but it is important to seek specialist advice on your options before you take final action.

We offer a specialist bankruptcy service to provide debt relief solutions to clients who are on the verge of losing their property and assets.

You can find out more information about our bankruptcy solutions here or contact us and a member of our team will be happy to advise you.

Corporate bankruptcy solutions in Kelowna

When a company finds itself unable to pay its debts, it may declare itself bankrupt. This is known as corporate bankruptcy.

Company directors can be personally liable for any debts the business has racked up and bankruptcy can also terminate the jobs of many employees of the company.

For businesses facing corporate bankruptcy, we offer specialist advice and practical solutions to make sure that you understand every option that you can take and place your business interests at the heart.

You can find out more information about our corporate bankruptcy solutions here or contact us and a member of our team will be happy to advise you.

Consumer proposals solutions in Kelowna

Consumer proposals are a more attractive alternative to declaring bankruptcy. Upon declaring bankruptcy, you surrender your assets to creditors in order to settle your debts.

However, a consumer proposal puts you on much more of a level playing field; allowing you more control and the luxury of keeping your assets.

A consumer proposal is an agreement between the party in debt and the creditors to negotiate debt repayment which means that you are able to pay back your debts over a longer period of time and in smaller instalments.

We offer services to negotiate consumer proposals on your behalf. You can find out more information about our consumer proposal solutions here or contact us and a member of our team will be happy to advise you.

Corporate insolvency solutions in Kelowna

When a business is unable to pay off its debts and its debts are more substantial than its assets, the business is said to be in a state of corporate insolvency.

Insolvency is seen as bankruptcy for a company and is usually the purgatory between outstanding debt and liquidation. Once a company becomes insolvent, an important decision must be made as to whether actions will be taken to rescue the company or allow it to dissolve.

We offer specialist advice on corporate insolvency.  You can find out more information about our corporate insolvency solutions here or contact us and a member of our team will be happy to advise you.

Debt settlement solutions in Kelowna

Debt settlement is an agreement between the party in debt and creditors to negotiate a financial strategy to reduce debt.

You can find out more about our debt settlement service here or contact us and a member of our team will be happy to advise you.

Debt solutions in Kelowna you can count on

No matter what type of debt you have or how much there is, we will work with you to find the best, long-term debt solution possible. Contact our Licensed Insolvency Trustees in Kelowna today.

Contact information

It's never too late to obtain debt help. Book your free consultation today

Phone number
800-268-8093
Email
hello@harrispartners.ca
Send us a message

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Christian Castillo profile picture
Christian Castillo
13 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
They provided great service and support, making the consumer proposal process easy and guiding me step by step. I appreciated their professionalism, patience, and help during a stressful time. I highly recommend them to anyone seeking a fresh financial start.
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Cj Hastings profile picture
Cj Hastings
12 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Easy to deal with great people throughout the whole process
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Laverne Jackson profile picture
Laverne Jackson
10 October 2026
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I had a very positive experience with Harris & Partners Consumer Proposal process. Vlad, my intake administrator was amazing. He patiently guided me through the propane explain ed things clearly. Vlad’s communication was excellent and he constantly followed up to ensure everything went well. Thank you Vlad and team for your assistance and professionalism
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T S profile picture
T S
9 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Good service overall! Everything went smoothly, but I have to deduct one star. For a company that claims to be professional, they didn't bother to correct my name. They listed my middle name as my last name, and when I spoke to Samuel via Google Meet, he promised to fix it. However, the new document I was asked to sign still had the same mistake, which they failed to correct. It was a simple fix they ignored. I also messaged Ali, but nothing was changed. Not a great impression.
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Kim ONeill profile picture
Kim ONeill
7 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very helpful and judgment free
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Ryan Jackson profile picture
Ryan Jackson
6 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
great service. very understanding and accomodating people to deal with in the unfortunate event of insurmountable debt
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Ruth Planta profile picture
Ruth Planta
2 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very informative and practice good customer care
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Pierre Michel Gregoire profile picture
Pierre Michel Gregoire
17 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
So far very promp service. Great communication
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Erika DeBruyne profile picture
Erika DeBruyne
14 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Every star earned! The staff at Harris and Partners have given me peace of mind by helping me become debt free and giving me hope. Every person I have had interactions with has been professional, helpful and kind. There has been no judgement. I really appreciate this team, a special thank you to Deandre and Samuel.
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Alan Tuck profile picture
Alan Tuck
11 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Working with Harris & Partners made my life less stressful. Yasan was amazing to work with. He provided one on one consultation at anytime and was truly professional throughout.
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Debt Relief in Kelowna & Across Canada: Local Expertise, National Reach