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Debt solutions in Markham: consumer proposals, bankruptcy and debt consolidation

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Debt relief services in Markham

If you’re struggling with mounting debt, look no further than our debt help services in Markham. We know how stressful and overwhelming the weight of debt can feel, but remember you’re not alone.

Our team of Licensed Insolvency Trustees will take the time to fully understand your unique financial situation, and help you find the best debt solution for you. We’ve helped hundreds of Canadians just like you find their way to financial security in Markham – there’s no need for you to face these struggles without help.

Whether you’re looking into insolvency, consumer proposals or bankruptcy is the right debt solution, you can count on our team to be there for you every step of the way.

Our Debt Management Solutions

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Debt help in Markham - it’s a simple process


Have a chat with us to help us understand your specific financial challenges. We promise to listen without any judgment, creating a supportive environment for an honest conversation. To make sure you get the right help, we’ll need information on your income, debts, and creditors. Rest assured, our discussions are always free and completely confidential.


With a clear picture of your finances, we’ll begin crafting a personalized strategy suited to your circumstances. We’ll consider various debt management options, only going with solutions you’re comfortable with. Our role is to provide guidance, ensuring you feel supported and not pressured into any decisions.


When you’re confident in the proposed plan, we’ll set it into motion. Your financial well-being is our top priority, and we’re committed to offering steady support and reliable advice throughout your journey. We’re dedicated to making your financial path as smooth and worry-free as possible, prioritizing your peace of mind at every step.

Five steps to debt relief in Markham

We know that facing debt can feel like an endless cycle if we don’t find ways to get on top of it. Help you find a starting point, here are five simple steps you can take:

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Step 1. Create and stick to a budget

Understand your monthly outgoings to find areas where you can cut back. Aim to save at least 10% of your income, and work this into a monthly budget that works for you.

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Step 2. Prioritize your debts

Debts with the highest interest rates should be prioritized and paid off first. Remember to always cover at least the minimum payment on each debt you have.

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Step 3. Shift your interest rates

Lines of credit often have lower interest rates than other debts. Opening one and using it to pay off high-interest debts can help speed up your debt repayment.

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Step 4. Increase your income

Find ways to boost your monthly income wherever possible, every little helps so even the smallest amount can make a lasting difference.

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Step 5. Set up a personal payment plan

Set out specific goals to help you repay your debts faster. Credit counseling is a great way to get a fresh perspective on how to align your habits with your financial goals.

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Consumer proposals and debt consolidation in Markham

Do you need assistance getting out of debt? Our Bankruptcy Trustees can guide you through consumer proposals and other financial solutions such as debt consolidation to help get you back to financial stability again. The Markham branch of Harris & Partners has over 50 years of bilingual experience in bankruptcy services in Markham. We offer many solutions for your financial concerns, and we can accommodate you whether you speak English, Italian, or Russian.

If you or a loved one live need assistance with financial problems, or require debt solutions in Markham, we can help.

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Licensed insolvency trustee in Markham

Financial difficulties can happen for many reasons. Living beyond your means is still the Number One reason we see for people falling into unmanageable debt, but situations that are beyond your control, such as a job loss or health problems, also count for a huge number of people seeking the advice of our Licensed Insolvency Trustees.

Do you have questions on how you can deal with debt problems or with unmanageable debts? If you are overwhelmed with payments let the Markham Licensed Insolvency Trustees at Harris & Partners help you regain financial control and begin a fresh financial start. Call us today at 905-479-5712 to speak with our experienced team.

Markham Office (Head Office)

If your financial situation is a mess and you need financial guidance, our team of professionals have the experience to handle your concerns and financial stress. We know that you want someone you can trust to help talk you through your debt relief options. Rest assured, all conversations are private, there’s no need to feel ashamed or embarrassed – our only concern is with finding the best solution to get you back to financial freedom again.

If you think the only solution to your debt situation is bankruptcy, then Harris & Partners Inc. may be able to suggest less severe alternatives. Our trustees in Markham will help you understand all your options and assist you with putting a plan into place. Even if bankruptcy ends up being the best option for you, our team will be there for you every step of the way.

Your estate manager in Markham

Joshua joined Harris & Partners in 2016 after completing his Master’s Degree in International Business. In 2018 he became a CIRP, a Licensed Insolvency Trustee in 2020.

He is a certified Insolvency Counsellor and has a firm grasp on helping clients get a fresh start. He also manages the firm’s advertising and technology.

How to get there

Transit: Woodbine 24 bus comes from Don Mills Station it goes along Victoria Park Ave. North to Denison and continues along Woodbine, stop at Hooper

Driving: We’re located off of Woodbine Ave between Hwy 7 & Hwy 73

Office hours

Monday: 08:30 AM – 05:00 PM
Tuesday: 08:30 AM – 05:00 PM
Wednesday: 08:30 AM – 05:00 PM
Thursday: 08:30 AM – 05:00 PM
Friday: 08:30 AM – 05:00 PM


Do you need to apply for bankruptcy in Markham?

Debt has a way of creeping up on you. It’s easy to acquire a large amount of debt when faced with house payments, car payments, or student loans, but equally easy to build up debt through long-term illness, redundancy, or having to take a cut in pay.

If you recognize your own situation in any of the following scenarios then it may be time to consider bankruptcy:

  • Are you reliant on credit cards to pay for even basic day-to-day items like food?
  • Are you paying out more in interest than you are paying off your credit card balance?
  • Do you find yourself constantly borrowing money from friends and family?
  • Have you signed up for, or are considering signing up for a ‘doorstep’ loan?
  • Have you had your possessions repossessed to pay for your debts?
  • Have your creditors sold your debt or placed your account with a collection agency?
  • Do you find yourself lying awake at night worrying about your bills?

If you think that the only answer to getting out of your debts is to struggle, then we have news for you; you don’t. You don’t have to subject yourself to all that emotional trauma – speak to our Licensed Insolvency Trustees (LITs) who can advise you on a way to vastly reduce, or even eliminate, your debts.

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Support across Canada

Why Harris & Partners

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Remove up to 80% of your debt

Our Licensed Insolvency Trustees provide a customized service that could remove up to 80% of your debt and stress, so you can breathe easier.

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We speak your language

Our multilingual team provides support in many languages, from Farsi and Portuguese to Italian and Tamil, leaving out complicated jargon, so you understand everything, every step of the way.

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Debt support across nine provinces

Want to speak to someone in person? Our team is on hand to help at a Harris & Partners office near you.

Frequently asked questions

Is bankruptcy the only option for clearing my debts?

No, not necessarily. Depending on the amount and type of debt that you have, you may be able to go through a different form of debt management. There are a number of different solutions, but we highly recommend speaking to one of our professionals first before making a decision. Your initial appointment with us is free, so you have absolutely nothing to lose and everything to gain.

Can my pension be seized as part of bankruptcy?

There are two sources of retirement income in Canada; the Canada Pension Plan (CPP) and Old Age Security (OAS). Federal and Provincial laws are in place to ensure that your pension income remains unaffected by bankruptcy. However, mutual funds, marketable securities, rental income properties, and tax-free saving accounts are seizable. If you are unsure how your pension will be affected by bankruptcy, speak to our dedicated team.

What debt solutions do you provide?

We have been helping the people of Markham deal with all kinds of debt solutions for over 50 years.  Our fully licensed Trustees can help with everything from complex commercial matters to personal bankruptcy proceedings and anything in between. If you are concerned about your finances then do something about it right now – get in touch with our Trustees in Markham for a free consultation.

Get professional debt help in Markham today

If you’re struggling with the weight of debt and you have questions about the best next steps, get in touch with our team of Licensed Insolvency Trustees today.

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Shahrad Nakhaie
Shahrad Nakhaie
They are so great, every thing was so easy for me. Unbelievable, All my debt are gone now and I feel like I'm free, thanks Osman Ali for all you did for me, at the first time it's even hard to believe that was real, but it's real and easy. Thank you bro for your help.
Osman is a professional and you cant find anybody better. He really cared about my situation and paid attention to every little detail so he can help me best. Thank you osman and the rest of the team for helping me through my struggles.
Banda Gueye
Banda Gueye
Osman is a vert nice gentlemen, he was polite sweet and gentle. He really cared about my situation and paid attention to every little detail so he can help me best. Thank you Osman and the rest of the team for helping me through my struggles.
Kim Brown
Kim Brown
So far this has been a great company, I have been with them over a year. Every time I have an issue Josh jumps right on it and helps me out. He never makes me feel like I'm being a pain in the butt 🙂 I definitely recommend them, I have referred two of my family members to get help and now Josh is helping them as well. I thank you Josh for all the hard work and responding so quickly to all my messages.⭐️⭐️⭐️⭐️⭐️
Ajanthan Murugananthan
Ajanthan Murugananthan
Staff members Samuel and Josh were both amazing. Both very friendly, professional, and efficient. They took care of my credit card issues and line of credit and made it manageable. I would highly recommend Harris & Partners Inc. They have given me a new life in my financial life to success.
Paul Woo
Paul Woo
Staff members Yasan and Josh were both amazing. Both very friendly, professional, and efficient. They took care of my credit card issues and made it manageable. I would highly recommend Harris & Partners Inc.

Debt Relief in Markham & Across Canada: Local Expertise, National Reach.