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Debt solutions & consumer proposals in Prince Rupert

Don’t let debt control your life any longer. Our Licenced Insolvency Trustees in Prince Rupert are here to help. Give us a call, and we’ll give you a plan to live debt-free.

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Get debt relief in Prince Rupert today

Harris & Partners is a Licensed Insolvency Trustee (LIT) recognised by the Office of the Superintendent of Bankruptcy (OSB) providing specialist advisory services and solutions to debt problems.

We have an expert team based in our Prince Rupert offices on 2nd Avenue West, but we also have locations across Canada.

Read on to find out more about the debt solution services we offer in Prince Rupert or contact us and a member of our team will be happy to advise you.

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How can a licensed trustee help with your debts?

Faced alone, the stress and pressure of declaring bankruptcy can be crushing. But together, it’s something that can be overcome.

For more than 50 years, Harris and Partners has helped people clearly understand their rights, their obligations and their options in dealing with debt.

Our bespoke debt solutions can help you:

  • Reduce debt by up to 80%
  • Stop credit calls immediately
  • Allow you to keep your car and home

If you’re looking for debt solutions in Prince Rupert we can help you today. To find out more and to gain a fresh financial start, please get in touch.

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Consumer proposals in Prince Rupert

A consumer proposal could cut your debt by up to 80%, letting you repay the rest through manageable, interest-free payments over up to five years. It also stops collection calls and helps protect key assets like your home and car, so you can take back control without starting from scratch.

Our Licensed Insolvency Trustees in Prince Rupert know everyone’s debt is personal. That’s why we take the time to understand your situation and create a plan that works for you—not just your creditors.

If debt is weighing you down, let’s talk. We offer free, no-pressure consultations to help you explore your options and move forward with confidence. Sound good? Let’s get started—call now.

Bankruptcy services

Bankruptcy solutions in Prince Rupert

Bankruptcy is rarely the first choice. But in some situations, it can offer a fresh start. It can clear most—or even all—of what you owe, stop wage garnishments, end legal action, and finally silence the constant creditor calls. It will impact your credit, but it also gives you a clear path to rebuild and take back control.

Our Licensed Insolvency Trustees in Prince Rupert are here to listen, not judge. We’ll explain your options, handle the paperwork, and speak to creditors on your behalf—so you’re not doing it alone.

If your debt feels like too much to handle, it’s okay to ask for help. A quick, confidential chat can make all the difference. There’s no cost, no pressure—just support from someone who understands what you’re facing. Call the team now to get started.

Frequently asked questions

Bankruptcy solutions in Prince Rupert

Debt can be devastating and make you want to make impulsive decisions in order to get out of it. Declaring bankruptcy can be a viable option to escape financial doom and gloom but it is important to seek specialist advice on your options before you take final action.

We offer a specialist bankruptcy service to provide debt relief solutions to clients who are on the verge of losing their property and assets.

You can find out more information about our bankruptcy solutions here or contact us and a member of our team will be happy to advise you.

Corporate bankruptcy solutions in Prince Rupert

When a company finds itself unable to pay its debts, it may declare itself bankrupt. This is known as corporate bankruptcy.

Company directors can be personally liable for any debts the business has racked up and bankruptcy can also terminate the jobs of many employees of the company.

For businesses facing corporate bankruptcy, we offer specialist advice and practical solutions to make sure that you understand every option that you can take and place your business interests at the heart.

You can find out more information about our corporate bankruptcy solutions here or contact us and a member of our team will be happy to advise you.

Consumer proposals solutions in Prince Rupert

Consumer proposals are a more attractive alternative to declaring bankruptcy. Upon declaring bankruptcy, you surrender your assets to creditors in order to settle your debts.

However, a consumer proposal puts you on much more of a level playing field; allowing you more control and the luxury of keeping your assets.

A consumer proposal is an agreement between the party in debt and the creditors to negotiate debt repayment which means that you are able to pay back your debts over a longer period of time and in smaller installments.

We offer services to negotiate consumer proposals on your behalf. You can find out more information about our consumer proposal solutions here or contact us and a member of our team will be happy to advise you.

Corporate insolvency solutions in Prince Rupert

When a business is unable to pay off its debts and its debts are more substantial than its assets, the business is said to be in a state of corporate insolvency.

Insolvency is seen as bankruptcy for a company and is usually the purgatory between outstanding debt and liquidation. Once a company becomes insolvent, an important decision must be made as to whether actions will be taken to rescue the company or allow it to dissolve.

We offer specialist advice on corporate insolvency.  You can find out more information about our corporate insolvency solutions here or contact us and a member of our team will be happy to advise you.

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Why Choose Harris & Partners for your debt solution?

Harris & Partners is a licensed insolvency trustee (LIT) providing specialist bankruptcy, insolvency and debt-relief advisory services across Ontario, Canada.

We feel strongly about providing effective financial solutions to individuals and businesses that find themselves caught up in a whirlwind of financial hardship. Our mission is to advise and negotiate on your behalf with the aim of settling your debt.

We will tailor a bespoke service that meets your specific needs. You can be confident in the knowledge that Harris & Partners has the skills and experience to handle all manner of debt problems, allowing you to make the best, most informed decision that’s right for you.

Debt consolidation

Debt consolidation in Prince Rupert

Are you struggling with multiple debts? A debt consolidation loan might pull all of your repayments into one manageable monthly cost. However, it might not always be the best choice.

This is where consumer proposals come in.

Unlike consolidation loans, a consumer proposal lets you lower the amount of debt you owe. You’ll also get interest-free repayments and legal protection against creditor actions, giving you extra peace of mind. No matter what type of debt you’re dealing with, remember you have options.

Our team will help you find the right debt solution for your specific situation. Call us to get started.

Prince Rupert Office

If your situation seems like there is no solution but bankruptcy, give Harris & Partners Inc. a chance to help you understand your debt relief options. There are a lot of options besides bankruptcy that our trustees in Prince Rupert can help you understand and assist you with. But if you come to the conclusion that bankruptcy is the best option for you, call the team at Harris & Partners that cares about you.

Your estate manager in Prince Rupert

Doug joined Harris & Partners in 2021. Doug has been in the industry since 2014, during which time he completed his Chartered Insolvency and Restructuring Professional designation in 2017 (CIRP), and a Licensed Insolvency Trustee (LIT) in 2019.

For Doug the most rewarding part of his job is witnessing the transformation of an individual not only financially but mentally, after they get their finances back on track.

When he’s not working, you can find him enjoying the west coast lifestyle and spending time with his family and friends.

Address

344-2nd Avenue West, Prince Rupert, BC, V8J 1G6

Office hours

Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM

Example Savings Calculator With Harris & Partners Debt Relief

Your Potential Debts:

Personal Income Tax $14,078.28
Amex $10,828.36
BMO Overdraft $2,945.54
Bell Phone Arrears $928.36
MoneyMart Payday Loan $1,524.87
National Student Loans $7,985.12
Total amount owed: $38,290.53

Your monthly repayments over a 60-month period would be

Before Help

$1409

After Help

$210

Monthly payments are determined based on individual financial factors

How Much Could I Save?

Browse debt options in Canada

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Support across Canada

Why choose us for consumer proposals in Ontario?

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Remove up to 80% of your debt

Our Licensed Insolvency Trustees can provide a customised consumer proposal that could shrink your debt by up to 80%.

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Professional guidance in any language

Our multilingual team offers debt support in Farsi, Portuguese, Italian, Tamil, and more, so you can feel comfortable every step of the way.

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Nationwide support

With offices in nine provinces, we offer in-person debt support across Canada—from Atlantic provinces to Ontario to British Columbia.

Contact information

It's never too late to obtain debt help. Book your free consultation today

Phone number
800-268-8093
Email
hello@harrispartners.ca
Send us a message

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Arlene Almozara profile picture
Arlene Almozara
29 October 2026
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there are great and kind.
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Janice Giesinger profile picture
Janice Giesinger
29 October 2026
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I am so grateful for Harris & Partners! As I was the slippery slope of barely making ends meet, an Ad kept popping up on my YT feed that talked about debt relief. When I realized how bad my financial position really was, I made the call. From the first minute of communication until now, my experience with Harris and Partners has been nothing but positive. They have been incredibly helpful! And they even listened while I fought off tears and they understood the stress I was feeling around my financial position. They are not therapists but they certainly seem to understand the sort of stress that is caused when one cannot meet their financial obligations. These experiences were met across the board, no matter who I was speaking to. I felt relieved and fortunate when they told me that they could help me and keep me from filing for bankruptcy. They were able to reduce my monthly payments, significantly, based on my income. I now, have a bit of breathing room and no longer feel the pressure in my chest that I did when I didn't know how I was going to be able to pay my rent or if I was going to lose my car. Thank you Harris and Partners. You've really helped to make a difference.
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Brett Pieschel profile picture
Brett Pieschel
28 October 2026
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I’ve been very happy with my experience with Harris & Partners. From the outset, communication has been prompt, questions have been answered clearly and thoroughly, and everything has moved along smoothly without me having to continually follow up or chase anyone down. The entire process has been handled with efficiency, professionalism, and a genuinely friendly approach, which has made navigating an otherwise stressful situation considerably easier. No muss, no fuss, and very much appreciated!
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GHM Support + IT
28 October 2026
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Great Service
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SHONA LEGAULT profile picture
SHONA LEGAULT
28 October 2026
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The people that I have spoken with in this situation have been very helpful, understanding and calm. I feel bad enough with what has happened in my own life/situation. Harris and partners have been so patient and understanding offering guidance all the way.
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Mercy profile picture
Mercy
28 October 2026
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Excellent service! They were efficient, reliable, and delivered exactly what I needed. At first, I honestly thought it might be a scam because it seemed too good to be true, but I was pleasantly surprised to find out that it’s 100% legit! The whole process was smooth and hassle-free. I highly recommend their service to anyone looking for a reliable and efficient solution. Definitely worth it! 🙌
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Ellen Dunlop profile picture
Ellen Dunlop
28 October 2026
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Thank you Harris and Partners. For all your help.
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ella frost profile picture
ella frost
28 October 2026
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Very kind and understanding. Thank you
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Murder Dena profile picture
Murder Dena
28 October 2026
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Everyone you talk to is so helpful And nice. They don’t make you feel bad about your situation and they help you get through it step-by-step and it’s been a wonderful experience.
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Connie Holczer profile picture
Connie Holczer
28 October 2026
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Fast, compassionate, reassuring & professional. The follow up was prompt & task reminders didn't feel like a chore. Very positive experience & life is so much less stressful.
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Debt Relief in Prince Rupert & Across Canada: Local Expertise, National Reach