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Debt solutions & consumer proposals in Lloydminster

From business debt to personal loans, our Licensed Insolvency Trustees in Lloydminster are ready to help. Call us today, and we’ll find the best debt solution for you.

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Get debt relief in Lloydminster today

Harris & Partners is a Licensed Insolvency Trustee (LIT) recognised by the Office of the Superintendent of Bankruptcy (OSB) providing specialist advisory services and solutions to your financial troubles and debt problems.

Our expert team is based in offices across Canada, including at 4B, 4010 – 50 Ave,  in Lloydminster.

Read on to find out more about the debt relief options we offer in Lloydminster or contact us and a member of our team will be happy to advise you.

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Debt consolidation in Lloydminster

Is debt taking a toll on your peace of mind? Managing multiple payments can leave you feeling drained, and while a debt consolidation loan might seem like a solution, it often only masks the problem.

A consumer proposal could be a better way forward, offering real relief and a chance to reset. With it, you can:

  • Reduce your total debt
  • Freeze interest charges
  • Gain protection from creditor actions
  • Hold onto your key assets

Even if your debt feels overwhelming, there’s a way out. Call our team today, and we’ll work with you to find a debt solution that actually makes a difference.

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Consumer proposals in Lloydminster

Living with debt can feel like you’re stuck in a cycle, constantly worrying about bills and the risk of losing your home, car, or savings.

But there is a way forward. A consumer proposal could reduce what you owe by up to 80% and help you repay the rest, interest-free, over time. On top of all that, a consumer proposal also stops those relentless creditor calls and protects your most important assets, giving you the breathing room to focus on rebuilding your life. In short, it’s a simple way to take back financial control without declaring bankruptcy.

Our Licensed Insolvency Trustees in Lloydminster take the time to understand your situation and create a debt relief plan around it. You don’t have to figure this out alone. Let’s talk. We offer free, no-pressure consultations to help you explore your options and take the first step toward money freedom—call us now.

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How can a licensed trustee help with your debts?

Faced alone, the stress and pressure of bankruptcy can be crushing. But together, it’s something that can be overcome.

For more than 50 years, Harris and Partners has helped people clearly understand their rights, their obligations and their options in dealing with debt.

Our bespoke debt solutions can help you:

  • Reduce debt by up to 80%
  • Stop credit calls immediately
  • Allow you to keep your car and home

If you’re looking for debt solutions in Lloydminster we can help you today. To find out more, please get in touch.

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Bankruptcy solutions in Lloydminster

Is debt starting to pile up? Bankruptcy can clear most—or all—of what you owe. It also ends wage garnishments, constant collection calls, and legal threats. While it does affect your credit, it gives you a structured way to rebuild your finances and move forward.

Our Licensed Insolvency Trustees in Lloydminster understand how overwhelming debt can feel, and we’re here to guide you through the bankruptcy process with confidence. From assessing your finances to handling paperwork and negotiating with creditors, we’re with you every step of the way.

If your debt feels unmanageable, bankruptcy might be the right solution—but it should always be a last resort. So, let’s talk it through. Get in touch for a free, confidential chat today, and we’ll help you find the best way to take back control of your finances.

Lloydminster Office

Although your financial situation can be a burden, Harris & Partners team of insolvency experts can help you find a solution for bankruptcy in Lloydminster. Call us today to set up an appointment to see what we can do to help you regain financial stability.

Your estate manager in Lloydminster

David joined Harris & Partners in 2021 after spending 10 years with Deloitte & Touche and Alvarez & Marsal Canada. David has obtained degrees and professional programming experience from both the University of Prince Edward Island and Haskayne School of Business School at the University of Calgary. David became a Licensed Insolvency Trustee in 2016 and helps manage the firm’s Alberta practice.

David’s focus is on providing insolvency services to both individuals and small to medium businesses in the Alberta region. His goal is to ensure his clients achieve their financial rehabilitation goal through the Harris and Partner’s guidance.

Address

4B, 4010 – 50 Ave, Lloydminster, AB

Office hours

By appointment only:

Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM

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Why Choose Harris & Partners for your debt solution?

Harris & Partners is a licensed insolvency trustee (LIT) providing specialist bankruptcy, insolvency and debt-relief advisory services across Ontario, Canada.

We feel strongly about providing effective financial solutions to individuals and businesses that find themselves caught up in a whirlwind of financial hardship. Our mission is to advise and negotiate on your behalf with the aim of settling your debt.

We will tailor a bespoke service that meets your specific needs. You can be confident in the knowledge that Harris & Partners have the skills and experience to handle all manner of debt problems, allowing you to make the best, most informed decision that’s right for you.

Example Savings Calculator With Harris & Partners Debt Relief

Your Potential Debts:

Personal Income Tax $14,078.28
Amex $10,828.36
BMO Overdraft $2,945.54
Bell Phone Arrears $928.36
MoneyMart Payday Loan $1,524.87
National Student Loans $7,985.12
Total amount owed: $38,290.53

Your monthly repayments over a 60-month period would be

Before Help

$1409

After Help

$210

Monthly payments are determined based on individual financial factors

How Much Could I Save?

Browse debt options in Canada

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Support across Canada

Why choose us for consumer proposals in Ontario?

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Remove up to 80% of your debt

Our Licensed Insolvency Trustees can provide a customised consumer proposal that could shrink your debt by up to 80%.

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Professional guidance in any language

Our multilingual team offers debt support in Farsi, Portuguese, Italian, Tamil, and more, so you can feel comfortable every step of the way.

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Nationwide support

With offices in nine provinces, we offer in-person debt support across Canada—from Atlantic provinces to Ontario to British Columbia.

What services do we offer in Lloydminster?

Bankruptcy solutions in Lloydminster

Debt can be devastating and make you want to make impulsive decisions in order to get out of it. Declaring bankruptcy can be a viable option to escape financial doom and gloom but it is important to seek specialist advice on your options before you take final action.

We offer a specialist bankruptcy service to provide debt relief solutions to clients who are on the verge of losing their property and assets.

You can find out more information about our bankruptcy solutions here or contact us and a member of our team will be happy to advise you.

Consumer proposals solutions in Lloydminster

Consumer proposals are a more attractive alternative to declaring bankruptcy. Upon declaring bankruptcy, you surrender your assets to creditors in order to settle your debts.

However, a consumer proposal puts you on much more of a level playing field; allowing you more control and the luxury of keeping your assets.

A consumer proposal is an agreement between the party in debt and the creditors to negotiate debt repayment which means that you are able to pay back your debts over a longer period of time and in smaller installments.

We offer services to negotiate consumer proposals on your behalf. You can find out more information about our consumer proposal solutions here or contact us and a member of our team will be happy to advise you.

Corporate bankruptcy solutions in Lloydminster

When a company finds itself unable to pay its debts, it may declare itself bankrupt. This is known as corporate bankruptcy.

Company directors can be personally liable for any debts the business has racked up and bankruptcy can also terminate the jobs of many employees of the company.

For businesses facing corporate bankruptcy, we offer specialist advice and practical solutions to make sure that you understand every option that you can take and place your business interests at the heart.

You can find out more information about our corporate bankruptcy solutions here or contact us and a member of our team will be happy to advise you.

Corporate insolvency solutions in Lloydminster

When a business is unable to pay off its debts and its debts are more substantial than its assets, the business is said to be in a state of corporate insolvency.

Insolvency is seen as bankruptcy for a company and is usually the purgatory between outstanding debt and liquidation. Once a company becomes insolvent, an important decision must be made as to whether actions will be taken to rescue the company or allow it to dissolve.

We offer specialist advice on corporate insolvency.  You can find out more information about our corporate insolvency solutions here or contact us and a member of our team will be happy to advise you.

Debt relief in Lloydminster with Harris & Partners

Struggling with debt in Lloydminster? Our friendly Licensed Insolvency Trustees are here to help. With more than 50 years of experience, we offer reliable and straightforward advice, always keeping your best interests at heart. Reach out to us today, and let’s work together to guide you towards financial freedom.

Contact information

It's never too late to obtain debt help. Book your free consultation today

Phone number
800-268-8093
Email
hello@harrispartners.ca
Send us a message

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Evelyn Engel profile picture
Evelyn Engel
6 November 2026
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After signing with them my stress Evelyn went from 100 to 0. They always have treated me with kindness and have never been judgemental. The whole process moved very quickly .
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Dhioya
6 November 2026
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I am truly grateful to Harris & Partners for helping me through a difficult time in my life. Their support and guidance made such a big difference for me. Before working with them, I was constantly stressed and worried about my financial situation. But thanks to their help, everything is now much more manageable, and I finally have peace of mind. I can honestly say that I no longer feel the same stress and anxiety I used to experience. They made the process easier and helped me get back on track financially. Thank you, Harris & Partners, for your professionalism, patience, and understanding. I highly recommend their services to anyone who is struggling financially and looking for a fresh start. You truly helped me regain my peace of mind!
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Michael Caissy
6 November 2026
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Im overly impressed with this team they helped me so much
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Brenda Eshelby
5 November 2026
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Excellent service! Assisted me with every step and were extremely supportive and encouraging. Very grateful!
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ray gunn
5 November 2026
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You have served me well and the customer service has been good
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Carol Lee
5 November 2026
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Harris & Partners are so good to work with. They are very diligent in their follow up and you walk away feeling you are no longer struggling.
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Cindy Gevers
5 November 2026
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Harris and Partners has been nothing but a total blessing. At a time where things seemed so out of control, desperate and hopeless, their kindness, patience and guidance have given me both hope and confidence. To say I appreciate them is a grave understatement... CGevers
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Debbie Batchelar
5 November 2026
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You were so kind and knowledgeable,walked me through thru the process,not judging me at all,very compassionate and understanding. I would recommend them highly to anyone in this situation.
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K B
5 November 2026
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Harris & Partners was the hardest and best decision I made. The counsellor was so empathetic, professional, and supportive throughout the process. Each step was explained clearly and all my questions were addressed. They helped me to make a stressful decision feel more managable. I would highly recommend Harris & Partners to anyone looking for debt relief.
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Khadegia Sherif
5 November 2026
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I came to Harris and Partners after opening up to a friend about my debt. I had gone to the banks countless times for support and was told there was nothing they could do. Interest rates got higher and It felt hopeless. My friend connected me with Mani and for the first time I didn’t feel judged. He genuinely wanted to help and got me started on a consumer proposal right away. Within a few days it was filed and I connected with my LIT Andriy who explained the entire process again. My proposal wasn’t accepted the first time but Andriy worked with me to come up with a counter offer that I was inevitably accepted. I was then provided the government modules to complete which were extremely friendly to run through and participated in 2 financial sessions with Catherine who was also amazing and provided so much support and information. I filed at the beginning of April and in just 6 months, I’ve been able to start saving and investing, have begun working to increase my credit score and can see a financially free future. Thank you so much Harris and Partners for believing in me and supporting me when no one else did. I now feel like the future is bright because of you!
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Debt Relief in Lloydminster & Across Canada: Local Expertise, National Reach