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Debt Solutions & Consumer Proposals in New Brunswick

Name: Debt Relief in New Brunswick
Address: Workspace Moncton, 795 Main Street, Suite 300, Moncton, NB, E1C 1E9, CA
Telephone: 604-239-6172

If debt in New Brunswick is weighing you down, remember, you’re not alone. Connect with our team of Licensed Insolvency Trustees to pave your path to financial freedom.

Get a Free Debt Repayment Plan

Safe, secure & confidential

Debt consolidation in New Brunswick

Are multiple debts making you feel overwhelmed? A debt consolidation loan might seem like a good way to simplify things. While it can lower your interest rates and roll your payments into one, it’s not always the best option.

A consumer proposal might be a better fit. It can reduce how much you owe, stop interest from piling up, and protect you from creditors. This approach can make dealing with your debt much less stressful, giving you the breathing room you need to get back on track.

For a free consultation to find the right solution for you, give us a call today. We’re here to help you move towards a debt-free future.

Speak to a specialist today

Bankruptcy Trustee & Consumer Proposals in New Brunswick

Harris & Partners Inc. in New Brunswick have over 50 years of experience when it comes to bankruptcy advice. Filing for bankruptcy may be the right solution for you and may help you in the process of becoming debt-free, but our Licensed Insolvency Trustees are here to answer all of your bankruptcy-related questions and to point you in the right direction when other alternatives are available.

If your financial problems have become too complex for you to handle then take advantage of our no-obligation initial consultation and let us show you how we could free you from the shackles of debt and start to enjoy financial freedom again.

888-376-8488

Is bankruptcy my only option?

Bankruptcy is absolutely not the only option if you’ve found yourself dealing with mounting debt. Due to the long-term effect it has on your credit score, we suggest you don’t resort to bankruptcy until it is the only option.

However, if any of the following sound familiar, bankruptcy may be an option to discuss:

You use credit cards to pay for daily essentials, like food and bills
Your monthly interest is higher than your monthly credit card income
You’re constantly borrowing money from various sources
You’ve received letters from creditors
You’re losing sleep due to your financial situation
Bailiffs have repossessed some of your personal belongings to help pay off your debts

If any of these resonate with your personal situation, it may be time to speak with our New Brunswick Insolvency Trustees about bankruptcy proceedings. We hope you don’t feel embarrassed or ashamed to discuss these matters with us, everything is 100% confidential and done in a way that will help you get back on track with your finances, completely free of judgement.

Speak to a specialist today

Debt relief programs in New Brunswick

Federally regulated programs like consumer proposals and bankruptcy have helped countless Canadians reduce their debt and take back control of their finances.

These options are specifically designed to provide real relief, offering manageable repayment plans while protecting important assets like your home and car.

Our Licensed Insolvency Trustees in New Brunswick help you weigh up your options and find the path that best suits your situation.

You’re not alone in this—millions of Canadians have found relief, and you can too. Contact us today to take the first step toward financial freedom.

Speak to a specialist today

Licensed Insolvency Trustees in New Brunswick: Expert debt advice

Job loss, unexpected expenses, reduced income—financial challenges can come out of nowhere, leaving you stuck and overwhelmed.

But don’t worry—our Licensed Insolvency Trustees in New Brunswick are here to help. From consumer proposals and bankruptcy to other debt relief solutions, we’ll work with you to find the right solution for your situation.

Take control of your finances with expert advice and support from our team. Call us at 519-756-8190 or book a free, no-obligation consultation online. Let’s start your journey to a debt-free future today.

Speak to a specialist today

       
   Harris & Partners Inc.
   2277 Google reviews 
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      Posted on Google  
   
   Siulone 
 30 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. It was a desperate situation, and an urgent matter for me to quickly find the right LIT to resolve my credit cards' and line of credit debts because the monthly minimum payments alone were getting out of control and beyond what I could manage. Harris & Partners won over two other candidates I had searched for based solely on experience and costs. I'm now able to manage my personal bankruptcy filing with their assistance, and soon will be able to re-establish my good credit rating once again after the filing period completion.

Siulone (aka Tony D)
  
 
     Posted on Google  
   
   Kyle Kelvin Cervantes 
 30 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Very helpful
  
 
     Posted on Google  
   
   Amelita Fabrig 
 30 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Great service!
  
 
     Posted on Google  
   
   AnnMarie Youden 
 30 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Thank you so much for giving me the opportunity to help me get back on my feet without stressing whats going to happen next
  
 
     Posted on Google  
   
   Dan Hainstock 
 30 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Been very helpful and relieved a lot of stress
  
 
     Posted on Google  
   
   Lucita Soriano 
 30 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Everyone on the team handled my situation with compassion and understanding. They were knowledgeable and helpful, guiding me through each step clearly and explaining everything in a way that was easy to understand. The total amount was reduced drastically. Overall I'm very happy with the way my debt was settled.
  
 
     Posted on Google  
   
   Mike M 
 30 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Highly recommended! Walked me through each step and offered reassurance along the way! My only regret is that I didn't reach out to them sooner! Thank you all so much!
  
 
     Posted on Google  
   
   Missus EmAreEss 
 30 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Very informative about the process and answered every question. Very helpful through the steps.
  
 
     Posted on Google  
   
   Jason 
 30 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Dealing with Harris and Partners has been an easy and pleasant experience. They have relieved the stress that I was having and have stopped the constant calls from creditors. I feel like I can breathe again and have my head above water instead of drowning.
I highly recommend Harris and Partners if you are having difficulty maintaining and are falling deeper into debt
  
 
     Posted on Google  
   
   April Morin 
 30 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. I had been going through a rough patch financially and called Harris & Partners and I got amazing people give me the best solution for my problem, best phone call I have ever made, now I'm able to breathe again.  Don't hesitate if you're in a situation like this.  With the cost of living now it is easy to get in debt because your paycheck doesn't cover it all, but they were able to find a solution for me and gave me great advise putting in practice and I feel relieved.
  
 
 
  
 
   Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Debt help in New Brunswick - it’s a simple process

Consultation

When you visit us in New Brunswick, we sit down and have an open conversation. It’s essential for us to truly understand what you’re going through. Our priority is to listen without judgment and ensure you feel completely at ease. We’ll discuss your income, your debts, and who you owe money to. Remember, talking to us is completely free, and your privacy is guaranteed.

Options

Once we’ve got a clear picture, we’ll start piecing together a plan that feels comfortable for you. We’ll explore various ways to manage your debt, focusing on options that make you feel secure. We’re not here to push; we’re here to find a path that fits into your life.

Solution

When you’re ready and happy with the plan, we’ll take the next steps together. Your financial concerns are our concerns. You can count on us for steadfast support and solid advice from start to finish. We’re all about getting you back on your feet, tackling each challenge together until you feel financially secure again.

Take control today

Debt help in New Brunswick - it’s a simple process

Consultation

Options

Solution

Take control today

Our debt management solutions in New Brunswick

Dealing with debt can be stressful, but you’re not without options. There’s a variety of debt relief paths open to you in New Brunswick.

Consumer Proposals

A consumer proposal can prevent bankruptcy by cutting down your debt and extending your repayment time to creditors in New Brunswick.

Legally stop creditors
Keep your assets & negotiate lower payments
Avoid bankruptcy

Bankruptcy

Facing bankruptcy can be intimidating, but our Licensed Insolvency Trustees in New Brunswick are here to guide you every step of the way.

Wipe out most unsecured debt
Protect assets like your home
Last resort option

Corporate Bankruptcy

Navigating corporate bankruptcy in New Brunswick can be complex. Our team is here to steer you through, ensuring it’s the right solution for your debt troubles.

Restructure debt
Protect jobs for employees
Avoid liquidation

Corporate Insolvency

Our corporate insolvency services in New Brunswick aim to restructure your debts and secure your business’s future.

Protect your employees’ jobs
Typically, liquidate assets to pay off debts
Avoid corporate bankruptcy

Debt Consolidation

Consolidating your debts into a single loan in New Brunswick could reduce your interest payments over time and simplify your financial management.

Simplify repayments & reduce interest rates
Manage debt more easily without multiple creditors
We don’t currently offer this debt management service

Debt Management Plan

A debt management plan in New Brunswick could last up to five years, offering you stable, predictable repayments to help you stay in charge of your finances.

Potentially reduce payments
Repay debt in an agreed timeframe
We don’t currently offer this debt management service

Division 1 Proposals

This option allows you to modify the terms of your debts in New Brunswick, possibly reducing the total amount owed and/or extending your repayment timeline.

More time to repay a smaller amount
Keep your assets
Avoid bankruptcy

Credit Counselling

Discover the underlying causes of your financial challenges in New Brunswick and access the tools you need to regain control of your finances.

Develop a personalized budget
Learn debt management strategies
Repair damaged credit scores

Debt Settlement

Hire a company in New Brunswick to negotiate with your creditors on your behalf and settle your debts for potentially less than what you owe.

Potentially reduce your debt
Could damage your credit score
Not a guaranteed solution

Support across Canada

Why choose us for debt help in New Brunswick

Remove up to 80% of your debt in New Brunswick

Our Licensed Insolvency Trustees in New Brunswick specialize in personalized solutions that could slash your debt by up to 80%, giving you the breathing space you need.

Get debt help

We speak your language

No matter what language you speak, our multilingual team in New Brunswick is ready to assist. From Farsi and Portuguese to Italian and Tamil, we remove complex jargon so you understand everything clearly, every step of the way.

Meet the team

Debt support across nine provinces

Even if you’re not in New Brunswick, our support is always within reach. Whether you prefer a phone call or a face-to-face meeting, our offices across nine provinces are here for you.

See our locations

Example Savings Calculator With Harris & Partners Debt Relief

Your Potential Debts:

Personal Income Tax $14,078.28

Amex $10,828.36

BMO Overdraft $2,945.54

Bell Phone Arrears $928.36

MoneyMart Payday Loan $1,524.87

National Student Loans $7,985.12

Total amount owed: $38,290.53

Your monthly repayments over a 60-month period would be

Before Help

$1409

After Help

$210

Monthly payments are determined based on individual financial factors

How Much Could I Save?

Free debt repayment calculator

Get a free debt repayment plan tailored to your needs

Expert support from Licensed Insolvency Trustees

Your Information is safe & confidential

Step 1: Your debt

Your plan

Your Information is safe & confidential

Experienced Bankruptcy Trustees in New Brunswick

If you’ve been living with debt in New Brunswick and need help managing it, you’ve come to the right place. Regardless of how you came into debt, our sole purpose is to help you address and manage it to get you back on track.

Our Bankruptcy Trustees have been helping the people of New Brunswick take control of their finances for 50 years. We’ll explain your options and, if you file, we administer your proposal or bankruptcy under the Bankruptcy and Insolvency Act. For legal advice, consult a lawyer.

Book a FREE consultation

Harris & Partners: New Brunswick office

Finding your way out of debt can feel isolating. But at our New Brunswick office, you’re never alone. Our team of Licensed Insolvency Trustees is here to help guide you back to financial freedom. Reach out today, and let’s start this journey together.

Your estate manager in New Brunswick

Rob McLernon

Tel: · 604-239-6172

Email: · rob@harrispartners.ca

Rob McLernon is responsible for the PEI, Nova Scotia, New Foundland & New Brunswick offices.

Rob joined HPI in 2022 after spending the past 20 years in the insolvency industry having most recently managed Grant Thornton’s insolvency team in Atlantic Canada. He became a Chartered Insolvency and Restructuring Professional (CIRP) in 2014 and a Licensed Insolvency Trustee (LIT) in 2015. Rob is the Past President of the Nova Scotia Association of Insolvency & Restructuring Professionals (NSAIRP).

Rob is passionate about helping clients find solutions to their financial struggles and says he has the best job in the world – helping people each and every day achieve a Fresh Financial Start.

Address

Workspace Moncton, 795 Main Street, Suite 300, Moncton NB, E1C 1E9.

Office hours

Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM

Frequently asked questions

What is a Consumer Proposal in New Brunswick?

A consumer proposal in New Brunswick is a legally binding process where you agree to pay back a portion of your debts through manageable payments, supervised by a Licensed Insolvency Trustee. It helps reduce the total debt owed and extends the payment period, without losing your assets.

Are there any alternatives to bankruptcy?

If you are in any kind of financial predicament then you might be concerned that bankruptcy might be your only option to remedy the situation. However, there are many other potential solutions that may fix your financial situation better than bankruptcy, including:

Court-appointed receivership
Consumer proposals
Corporate insolvency
Debt consolidation

Everybody’s financial situation is unique, both in a business and a personal sense, so if you feel like your finances are spiralling out of control, book in for a FREE initial consultation with our Trustees who can guide you towards the best solution for your situation.

My personal situation has changed and I can only afford to pay a portion of my debts - what do I do?

Long-term illness, redundancy, and needing to become a full-time carer for someone; these are all potentially life-changing situations which can negatively impact your income – and they aren’t your fault. Depending on the severity of your situation we can potentially help you to come to an arrangement with your creditors to make partial payments to them, circumventing the need to go bankrupt.

What Assets are Exempt from Bankruptcy in New Brunswick?

In New Brunswick, assets exempt from bankruptcy include necessary clothing, basic household furniture and appliances, tools used for work, a primary vehicle up to a certain value, and some pensions.

How Do I Declare Bankruptcy in New Brunswick?

To declare bankruptcy in New Brunswick, start by consulting a Licensed Insolvency Trustee. They will assess your financial situation, explain your options, and, if bankruptcy is the best solution, help you complete and file the necessary paperwork with the appropriate authorities.

Licensed Insolvency Trustees in New Brunswick

Are you unsure about how to tackle your debt problems? Do you have some questions as to how to deal with mounting debts? Our Licensed Insolvency Trustees are here to help.

We can present you with a number of solutions based on your unique situations to help you manage all the stress and anxiety that comes from unmanageable debt.

Speak to a specialist today

Alternatives to Bankruptcy in New Brunswick

A consumer proposal, debt consolidation programme, or debt settlement plan may be viable alternatives to bankruptcy. These are all possible means to lowering or eliminating your debts and leaving you without stress and with more disposable income for yourself and your family.

If you are overwhelmed with payments, get help today by calling the Licensed Insolvency Trustees at Harris & Partners in New Brunswick.

Take advantage of our FREE initial consultation offer and speak to our New Brunswick Bankruptcy Trustees today to begin your journey towards a debt-free life.

Book your FREE consultation

Find your path to financial freedom in New Brunswick & Moncton

The weight of debt can be overwhelming, but you’re not alone in this. Our team in New Brunswick is here to support you. Just fill out the form below for a free, no-obligation conversation.

Contact information

It's never too late to obtain debt help. Book your free consultation today