Debt solutions & consumer proposals In Nova Scotia

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    Bankruptcy trustees & consumer proposals in Nova Scotia

    If you’ve been struggling with debt and looking for consumer proposals, debt solutions, and personal bankruptcy solutions in Nova Scotia, then you can stop looking – you’ve found the answer to your problems! At Harris & Partners, we have almost as many branch locations as we do years of experience – 50 –  so you can be in no doubt that we are experts in helping people to ease their financial burdens.

    If you’re considering bankruptcy as a very real option for sorting out your debt, our bankruptcy Trustees can offer professional help advice on this and other debt solutions. If you’re in Nova Scotia and need financial help, then Harris & Partners really are the only people that you need to speak to. 

    Licensed insolvency trustee in Nova Scotia

    Here at Harris & Partners, we do much more than just offer assistance for bankruptcy in Nova Scotia. There are numerous debt relief solutions that you could potentially use to work with your creditors to repay your debts. 

    Have you built up unmanageable debts and you’re finding that you have more questions than answers on how to solve the situation? If your debt payments are starting to take over your life then take the first step to regaining control by calling the Licensed Insolvency Trustees at Harris & Partners in Nova Scotia. Call us today to speak with our experienced team.

    Nova Scotia Office

    Harris & Partner’s insolvency experts can lift your financial burden by offering expert advice on the bankruptcy procedure in Nova Scotia. Begin the journey of removing your financial burden by calling us to arrange an appointment, today.

    Your estate manager in Nova Scotia

    Rob McLernon is responsible for the PEI, Nova Scotia, New Foundland & New Brunswick offices.

    Rob joined HPI in 2022 after spending the past 20 years in the insolvency industry having most recently managed Grant Thornton’s insolvency team in Atlantic Canada.  He became a Chartered Insolvency and Restructuring Professional (CIRP) in 2014 and a Licensed Insolvency Trustee (LIT) in 2015.  Rob is the Past President of the Nova Scotia Association of Insolvency & Restructuring Professionals (NSAIRP).

    Rob is passionate about helping clients find solutions to their financial struggles and says he has the best job in the world – helping people each and every day achieve a Fresh Financial Start.


    99 Wyse Road, Suite 1100. Dartmouth NS, B3A 4S5

    Office hours

    By appointment only:

    Monday: 08:30 AM – 05:00 PM
    Tuesday: 08:30 AM – 05:00 PM
    Wednesday: 08:30 AM – 05:00 PM
    Thursday: 08:30 AM – 05:00 PM
    Friday: 08:30 AM – 05:00 PM

    Danger signs of bankruptcy

    If you think you might be on the edge of filing for bankruptcy, ask yourself the following questions:

    Do you have to use credit cards to pay for everything?
    Can you only pay the minimum monthly amount on your credit card?
    Are you constantly borrowing money?
    Have your creditors repossessed your car?
    Have your creditors sold your debt or placed your account with a collection agency?

    If you recognize any of those warning signs in your life, you may be headed for bankruptcy. Debt has a way of creeping up on nearly anyone with a credit card. It’s quite easy to acquire a large amount of debt when you’re faced with house payments, car payments, or student loans.

    Bankruptcy Exemptions & Consumer Proposals in Nova Scotia

    Applying for bankruptcy in Nova Scotia does not mean that you will lose everything to your creditors – there are a number of notable exemptions. Most essential day-to-day items are exempt, and your vehicle may even be exempt depending on the amount of equity you have in it. Let’s explore them in detail:

    Bankruptcy exemptions in Nova Scotia include:

    – One motor vehicle up to the value of $6,500
    – All food and fuel in your household are exempt
    – All clothing for you and your family
    – Any medical aids and health aids your family needs
    – Household appliances and furniture up to the value of $5,000
    – Tools of your trade, farm equipment and fishing nets up to the value of $7,500
    – Grain, seeds, and livestock for domestic use

    If you need further advice on bankruptcy exemptions in Nova Scotia then speak to our expert team. Our Licensed Insolvency Trustees have decades of experience in successfully guiding people through bankruptcy, so there’s no need to feel embarrassed.


    Frequently asked questions

    What is a consumer proposal?

    In need of an alternative to bankruptcy? File a consumer proposal!

    By negotiating with your creditors, you can file a consumer proposal that will require you to:

    – Pay back only a portion of all your debts
    – Allow creditors to make up the remaining balance

    Contact Harris & Partners Inc. in Nova Scotia today to learn more about consumer proposals.

    What debt help in Nova Scotia do you offer?

    Debt consolidation
    – Danger signals
    Consumer proposals
    Corporate insolvency
    – Court-appointed receivership
    – Complex commercial matters

    Let the Nova Scotia Licensed Insolvency Trustees at Harris & Partners help you regain financial control.

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