Debt solutions & consumer proposals In Oshawa, Ontario

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    Bankruptcy trustees in Oshawa

    We understand the overwhelming stress that debt problems can cause. Thankfully, the Trustees at Harris & Partners are experts at helping with every type of financial burden; personal and corporate.

    Not only do we assist with bankruptcy in Oshawa, but we also offer alternative debt relief solutions in Oshawa and advice on how to work with your creditors. If you or a loved one live in or near Oshawa and need help with fixing your debt problems, we can help.

    Licensed insolvency trustee in Oshawa

    There are a number of things that can cause financial difficulties. Some can’t be helped, but others are unexpected, making you feel that much more unjust about having to struggle to pay them:

    – Mental and physical health problems
    – Job loss
    – Having to quit your job to become a full-time carer for someone
    – Simply living above your means

    Any one of these events can result in overwhelming debt that seems impossible to pay off. If these scenarios sound familiar then let the Oshawa Licensed Insolvency Trustees at Harris & Partners help you to regain your financial control.

    If you have any questions on how best to deal with your debt problems, contact the Licensed Insolvency Trustees at Harris & Partners in Oshawa, Ontario today.

    Bankruptcy and debt management in Oshawa

    If you feel like your financial situation is a burden you can no longer handle then the Harris & Partners team of insolvency experts can help you find a solution. Whether you want to explore bankruptcy in Oshawa, corporate insolvency, debt consolidation or any other form of debt restructuring, they will explore all options before recommending a course of action. The initial appointment is totally free, so stop letting your debts control your life – call the Harris & Partners Insolvency team today at 905-438-9799 for more information on bankruptcy, debt consolidation, or consumer proposals in Oshawa.

    Your estate manager in Oshawa

    Joshua joined Harris & Partners in 2016 after completing his Master’s Degree in International Business. In 2018 he became a CIRP, and a Licensed Insolvency Trustee in 2020.

    He is a certified Insolvency Counsellor and has a firm grasp on helping clients get a fresh start. He also manages the firm’s advertising and technology.


    111 Simcoe St. North, Suite 203, Oshawa, ON, L1G 4S4

    How to get there

    Transit: Take the DRT 405 Wilson Bus towards Harmony Terminal via Oshawa Centre. Exit Bus as King & Simcoe. Walk 80m to office on Simcoe St N.

    Driving: We are located on the corner of King St East, and Simcoe St N

    Office hours

    By appointment only:

    Monday: 09:00 AM – 05:00 PM
    Tuesday: 09:00 AM – 05:00 PM
    Wednesday: 09:00 AM – 05:00 PM
    Thursday: 09:00 AM – 05:00 PM
    Friday: 09:00 AM – 05:00 PM

    Bankruptcy signs to look out for

    The warning signs of impending bankruptcy are there – if you know what to look for. If you think that filing for bankruptcy may be on the cards for you then just ask yourself the following questions:

    – Do I need to use my credit card(s) to pay for everything, even day-to-day essentials?
    – Can I only afford to make the bare minimum payments on my credit card(s)?
    – Are any payments that I make that are made redundant by interest charges being applied?
    – Do I often need to borrow money just to get by?
    – Are my outgoings more than what I have coming in?
    – Have I received ‘red warning letters’ from my creditors?
    – Have I lost sleep worrying about my debts?
    – Are my debts affecting my physical and mental health?

    Even if you’ve only answered yes to one of these questions, you may want to speak to one of our Trustees. Building up unmanageable debt is nothing to be ashamed of – it’s so easy to acquire a large amount of debt when you’re faced with house payments, car payments, student loans and even just the cost of day-to-day living.

    Pick up the phone and speak to a bankruptcy specialist at our Oshawa branch or complete the online form to get a callback and set yourself on the path to financial freedom once more.

    Frequently asked questions

    What is consumer proposal?

    A consumer proposal may be an alternative to bankruptcy if your debts aren’t too high. By allowing one of our expert Insolvency Trustees to act on your behalf, they can negotiate with your creditors to accept a smaller monthly payment from you and write off the rest of the debt. This would free up more of your income and do less damage to your credit score than bankruptcy proceedings.

    Interested? Intrigued? Contact Harris & Partners Inc. in Oshawa today to learn more about consumer proposals!

    How do I get debt help in Oshawa

    If you are trying to find solutions for your debt problems, we can help you with more than just bankruptcy. We are qualified to provide debt solutions and work with your creditors to reduce your overall debts. Our solutions include:

    Debt consolidation
    – Danger signals
    Consumer proposals
    Corporate insolvency
    – Court-appointed receivership
    – Complex commercial matters

    If you have been affected by debt and want to know what you can do to reduce them or even have them completely written off, let the Oshawa Licensed Insolvency Trustees at Harris & Partners Inc. help you regain financial control.

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