Debt solutions & consumer proposals in Winnipeg
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Get debt relief from bankruptcy trustees in Winnipeg
If you’re looking for bankruptcy Trustees or are considering entering into a consumer proposal to get you out of debt, look no further. The Winnipeg branch of Harris & Partners Inc. is proud to offer the same debt restructuring services that our other locations are known for.
With our office conveniently located on Portage Avenue, Winnipeg, we’re easy to find and our friendly, knowledgeable team can help you with any debt problems you may be facing.
If you’re considering bankruptcy in Winnipeg or any other form of debt restructuring, our experienced bankruptcy Trustees are ready to develop a unique debt-relief plan for you. If you or a loved one are in need of debt solutions in Winnipeg and need assistance with a financial situation, get in touch with our LIT’s.
Licensed insolvency trustee in Winnipeg
With the cost of everything rising and wages not keeping up with the rate of inflation, there are many people who have fallen on hard times and have ended up accumulating unmanageable debt. Whether it has been caused by unexpected problems, such as health problems, or more conventional problems, such as living beyond your means, spiralling debt has the same effect on you; stress, worry, and a sense of helplessness.
But, there is hope. Let the Licensed Insolvency Trustees at Harris & Partners Winnipeg help you regain financial control. Don’t feel overwhelmed for a minute longer than you need to – tap the button below, book a free consultation with a Trustee, and let’s get you back on the road to financial security once more.
For those considering filing for bankruptcy in Hamilton or simply wishing to speak with a Licensed Insolvency Trustee in Winnipeg, Harris & Partners Inc. is the firm to trust. With over 50 years of experience in solving people’s financial dilemmas, our friendly staff will be happy to answer any and all questions about your unique financial predicament. Schedule a consultation and our administrators can provide you with the best advice for your situation.
Your estate manager in Winnipeg
Adam joined Harris & Partners Inc. in 2008 after 8 years at Ernst & Young. He obtained his CA designation in 2003 and received his license to practice as a Licensed Insolvency Trustee and Restructuring Professional in 2007.
Adam is focused on providing his expertise to fixing mid and small-market enterprises and to consumers experiencing financial difficulties. Adam’s main goal is to help his clients overcome their financial obstacles and achieve what they initially set out to do.
201 Portage Avenue, Winnipeg, Manitoba, R3B 3K6, Canada
By appointment only:
Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM
Debt restructuring: Identifying the warning signs
It’s important to recognize the signs that your debt is out of control. Knowing the danger signs gives you the advantage in solving the problem before it turns into an even bigger issue. If you think you might be close to filing for bankruptcy, ask yourself the following questions:
- Are you using your credit card(s) to pay for everything?
- Is your credit card balance not coming down because you’re only making the minimum payments every month?
- Are you constantly needing to borrow money just to get by day-to-day?
- Have your creditors repossessed your possessions?
- Have your creditors sold your debt or placed your account with a collection agency?
- Are you constantly worried about paying your bills?
- Do you dread the post coming every day for fear of opening final warning and litigation demands?
If you answered yes to any of these questions or recognize any of those warning signs in your life, you may be headed towards bankruptcy. Debt can be overwhelming, but we’re here to prove that getting out of debt and living within your means is far from impossible. Harris & Partners are here to help.
Our Debt Management Solutions
Why Harris & Partners
Our Licensed Insolvency Trustees provide a customized service that could remove up to 80% of your debt and stress, so you can breathe easier.
Our multilingual team provides support in many languages, from Farsi and Portuguese to Italian and Tamil, leaving out complicated jargon, so you understand everything, every step of the way.
Want to speak to someone in person? Our team is on hand to help at a Harris & Partners office near you.
Frequently asked questions
Are consumer proposals a good alternative to bankruptcy?
Depending on the amount and type of debt that you have, you may not have to file for bankruptcy in Winnipeg. A popular alternative is to file a consumer proposal, which is where we negotiate with your creditors to accept a reduced payment from you in order to reduce your overall outgoings. Consumer proposals are a good way to retain your credit rating while still paying off debt, so contact the Harris & Partners Trustees to learn more about consumer proposals in Winnipeg today.
How long does the bankruptcy discharge process in Winnipeg take?
If you are applying for bankruptcy for the first time, you will normally be discharged after 9 months (but it will remain on your credit score for much longer). If you have applied for bankruptcy in the past, it can take up to 3 years to discharge you from the process.
How long will bankruptcy appear on my credit score?
Typically, bankruptcy will appear on your Equifax and TransUnion credit reports for 6 years. During this time you will find it difficult to apply for credit as you are seen as a risk to lend to. Any offers of credit that you do receive are likely to have much higher interest rates than you have previously enjoyed.