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Unsecured Debt Help in Canada

Whether it’s credit card debt, personal loans, or other forms of debt causing you stress, we’re here to provide straightforward help you can rely on. Our goal is to empower you with the knowledge and tools to regain control of your finances, explore relief options, and work towards financial stability. Let’s navigate the world of unsecured debt together, taking the first step towards a debt-free future.

Get a Free Debt Repayment Plan
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Safe, secure & confidential

888-376-8488
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Finding your way through unsecured debt

We understand how stressful managing unsecured debt can be – no matter the type, this debt can quickly become overwhelming. But you’re not alone on this journey. With years of experience helping people overcome all sorts of debt, we’re here to support you.

Your financial independence and well-being matter to us. In this section, we’ll provide practical tips and insights to help you manage your unsecured debt effectively. It may seem challenging, but remember, you don’t have to go through it alone.

Taking this step towards financial freedom is a positive move. Together, we’ll create a personalized plan to help you become debt-free and financially secure. Your financial well-being is our priority, and we’re here to help you achieve it.

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Get unsecured debt help - it’s a simple process

Consultation

We’ll dedicate time to understanding your situation without judgment. This means we’ll need information on your finances, income, and the specifics of your unsecured debt, including your creditors and outstanding amounts. Be assured, our conversations remain confidential.

Options

Once we grasp your situation, we’ll explore the debt solutions available to you. Together, we’ll consider various relief options, focusing on those you’re comfortable with. Your well-being is our primary concern, and we won’t hurry or pressure you into making decisions.

Solution

Ready to take the next steps? We’ll start your customized plan. Our main goal is your financial freedom, and we’ll be here to support you every step of the way.

Shahrad Nakhaie
Shahrad Nakhaie
2022-12-23
They are so great, every thing was so easy for me. Unbelievable, All my debt are gone now and I feel like I'm free, thanks Osman Ali for all you did for me, at the first time it's even hard to believe that was real, but it's real and easy. Thank you bro for your help.
Cody
Cody
2022-12-06
Osman is a professional and you cant find anybody better. He really cared about my situation and paid attention to every little detail so he can help me best. Thank you osman and the rest of the team for helping me through my struggles.
Banda Gueye
Banda Gueye
2022-10-29
Osman is a vert nice gentlemen, he was polite sweet and gentle. He really cared about my situation and paid attention to every little detail so he can help me best. Thank you Osman and the rest of the team for helping me through my struggles.
Kim Brown
Kim Brown
2022-08-29
So far this has been a great company, I have been with them over a year. Every time I have an issue Josh jumps right on it and helps me out. He never makes me feel like I'm being a pain in the butt 🙂 I definitely recommend them, I have referred two of my family members to get help and now Josh is helping them as well. I thank you Josh for all the hard work and responding so quickly to all my messages.⭐️⭐️⭐️⭐️⭐️
Ajanthan Murugananthan
Ajanthan Murugananthan
2022-04-28
Staff members Samuel and Josh were both amazing. Both very friendly, professional, and efficient. They took care of my credit card issues and line of credit and made it manageable. I would highly recommend Harris & Partners Inc. They have given me a new life in my financial life to success.
Paul Woo
Paul Woo
2022-03-01
Staff members Yasan and Josh were both amazing. Both very friendly, professional, and efficient. They took care of my credit card issues and made it manageable. I would highly recommend Harris & Partners Inc.

The six signs of mounting unsecured debt

If you’re worried about yourself or someone you care about struggling with mounting unsecured debt, keep an eye out for these key warning signs:

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Sign 1. Extra lines of credit

Using credit cards, loans, or other credit sources to cover regular unsecured debt payments could be a clear sign of further financial struggles.

Take control today
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Sign 2. Avoidance

Avoiding conversations about debts or financial matters can signal underlying financial difficulties.

Get started
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Sign 3. Missing payments

As the pressure of unsecured debt increases, you might be tempted to prioritize other bills or even skip unsecured debt payments to manage different financial obligations.

Speak with the team
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Sign 4. Mental health

Experiencing heightened anxiety, stress, or an overwhelming weight on your shoulders? Unsecured debt can significantly impact your mental health.

Get debt help
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Sign 5. A change in relationships

Feelings of shame and stress can strain relationships. Instead of letting debt drive a wedge between you and loved ones, consider seeking support and guidance.

Help me take control
Medical Debt Dominoe Effect

Sign 6. A domino effect

A sudden change in income, an illness, or unexpected events can trigger a chain reaction of unsecured debt issues. Don’t wait for them to escalate; take action proactively.

Call for help

Unsecured Debt Relief - Your Options

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Support across Canada

Why Harris & Partners

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Remove up to 80% of your debt

Our Licensed Insolvency Trustees provide a customized service that could remove up to 80% of your debt and stress, so you can breathe easier.

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We speak your language

Our multilingual team provides support in many languages, from Farsi and Portuguese to Italian and Tamil, leaving out complicated jargon, so you understand everything, every step of the way.

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Debt support across nine provinces

Want to speak to someone in person? Our team is on hand to help at a Harris & Partners office near you.

Our Licensed Insolvency Trustees are here to help you

Our experienced Licensed Insolvency Trustees are here to help you manage your unsecured debt. They’re your partners in restoring your financial peace. With us, you don’t have to tackle the stress of unsecured debt on your own.

  • Jay harris
    Jay T. Harris
    FCPA, CIRP, LIT
    Licensed Insolvency Trustee
  • kyle
    Kyle Harris
    LL.B., CIRP, LIT
    Licensed Insolvency Trustee
  • adam
    Adam Fisher
    CPA, CIRP, LIT
    Licensed Insolvency Trustee
  • Joshua Harris
    Joshua Harris
    BCOMM., MIB, CIRP, LIT
    Licensed Insolvency Trustee
  • advisor
    David Adams
    Licensed Insolvency Trustee
  • doug
    Doug Loiselle
    Licensed Insolvency Trustee
  • Rob McLernon
    Robert McLernon
    BComm, CIRP, LIT
    Licensed Insolvency Trustee
  • shelley
    Shelley Koehli
    Licensed Insolvency Trustee
  • Jill Strueby
    Licensed Insolvency Trustee

Unsecured Debt Relief FAQs

What is unsecured debt?

Unlike secured debt, unsecured debt doesn’t involve collateral. Lenders rely solely on your creditworthiness and future income to repay the loan.

What are common types of unsecured debt?

Some common types of unsecured debt include:

  • Credit cards: Convenient for everyday purchases but often carry high interest rates.
  • Personal loans: Can be used for various purposes like debt consolidation, home improvement, or medical bills.
  • Student loans: Help finance education but can accumulate significant interest over time.
  • Lines of credit: Offer flexible access to funds but require responsible management to avoid overspending.

Should I consolidate my unsecured debt?

You could consider consolidating your unsecured debt if:

  • You have multiple high-interest unsecured debts.
  • You can qualify for a consolidation loan with a lower interest rate.
  • You’re committed to making regular payments on the consolidated loan.

While we don’t offer DMP or debt consolidation, our team of seasoned professionals is here to offer you guidance and advice you can trust.

Take your first step to financial freedom

Dealing with unsecured debt can feel overwhelming, but it doesn’t have to control your future. We know that taking the first step can be tough, but reaching out to our team can be the key to a brighter financial future. Together, we’ll create a personalized plan to help you become debt-free and financially secure. Your financial well-being is important to us, and we’re here to assist you every step of the way.

Contact information

It's never too late to obtain debt help. Book your free consultation today

Phone number
888-376-8488
Email
hello@harrispartners.ca
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Where you can find our unsecured debt relief services in Canada

No matter where you live in Canada, our unsecured debt relief services are always available. We understand how challenging it can be to deal with unsecured debts, and our local teams have the experience and knowledge to help you find the best solutions.