Debt Solutions & Consumer Proposals in Fort St John

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    Bankruptcy trustees & consumer proposals in Fort St John

    Debt trouble can sometimes be too much to bear on your own.

    If you’re experiencing serious financial difficulties and considering filing for bankruptcy, get in touch with Harris & Partners, bankruptcy trustees and consumer proposal administrators.

    Debt Solutions in Fort St John

    For over 50 years, Harris & Partners has been assisting clients through financial woes and creating debt solutions for clients all over Canada. If you find yourself in need of debt help in Fort Saint John, you can visit Harris & Partners’ local office and arrange a free consultation to get a better handle on your financial situation.

    Harris & Partners will be able to either steer you clear of declaring bankruptcy or come up with a consumer proposal solution to help you become debt-free.


    Fort St John Office

    Although your financial situation can be a burden, Harris & Partners team of insolvency experts can help you find a solution for bankruptcy in Fort St John. Call us today to set up an appointment and see what we can do for you.

    Your estate manager in Fort St John

    Doug joined Harris & Partners in 2021. Doug has been in the industry since 2014, during which time he completed his Chartered Insolvency and Restructuring Professional designation in 2017 (CIRP), and a Licensed Insolvency Trustee (LIT) in 2019.

    For Doug the most rewarding part of his job is witnessing the transformation of an individual not only financially but mentally, after they get their finances back on track.

    When he’s not working, you can find him enjoying the west coast lifestyle and spending time with his family and friends.


    Re/Max Realty building, Unit 101 9711 - 100 Ave Fort St John, BC, V1J 1Y2.

    Office hours

    By appointment only:

    Monday: 09:00 AM – 05:00 PM
    Tuesday: 09:00 AM – 05:00 PM
    Wednesday: 09:00 AM – 05:00 PM
    Thursday: 09:00 AM – 05:00 PM
    Friday: 09:00 AM – 05:00 PM

    Licensed Insolvency Trustee in Fort St John

    Financial difficulty can affect anyone and can be a product of forces that are out of the debtor’s control, such as health or loss of employment.

    Poor money management may even bring an individual dangerously close to bankruptcy, with rising interest rates on money owed to multiple creditors. If you find yourself in any such situation, get in touch with the Harris & Partners’ office at Fort Saint John.

    In times of financial instability, individuals are prone to make rash decisions and file for bankruptcy at the first possible opportunity. Harris & Partners strives to highlight alternative routes out of mounting debt: we can reach out to creditors directly and arrange for alternative means of repayment to take place.

    The Fort Saint John office is acknowledged by the Superintendant of Bankruptcy (OSB) as Licensed Insolvency Trustees. We can devise unique debt-relief options that benefit you and please the creditors. These alternative repayment plans, known as consumer proposals, allow for manageable monthly payments to be made until you are back to financial stability.


    The Fort St John Office

    The Harris & Partners Fort Saint John office is located within the Re/Max Realty building, Unit 101 9711 – 100 Ave Fort St John, BC, V1J 1Y2.

    Here, you’ll be able to arrange a free consultation to get advice from a Licensed Insolvency Trustee and determine your best options for debt relief. Harris & Partners will be able to assist you with debt consolidation and highlight credit counselling tips so that you can move towards gaining a fresh financial start.

    Even if you feel that you have no other option other than declaring bankruptcy, Harris & Partners can help guide you through the legal process of this decision. Let our debt relief service help you make the unmanageable manageable.

    Frequently asked questions

    What is a consumer proposal?

    A consumer proposal is a legally binding means for debtors to pay off creditors without filing for bankruptcy. It is a proposal devised by debtors and a Licensed Insolvency Trustee that usually entails an affordable monthly payment that the debtor pays to their creditors or a debt consolidation loan.

    How much debt do you need for a consumer proposal?

    If you owe a debt of $250,000 or below, then a consumer proposal is most likely your best option.

    What's the difference between a consumer proposal and personal bankruptcy?

    Both a consumer proposal and declaring bankruptcy are solutions to clearing debt. However, if you opt to carry out a consumer proposal, you don’t have to relinquish your assets, whereas you lose all of your holdings when declaring bankruptcy.

    What percentage do you pay in a consumer proposal?

    The percentage you pay in a consumer proposal depends on a number of variables, including how much you owe and how much you can afford.

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