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Debt solutions & consumer proposals in Nanaimo

No matter what type of debt you’re dealing with, our Licensed Insolvency Trustees in Nanaimo are here to help you take control. Call today for your free consultation.

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Get debt relief in Nanaimo today

Harris & Partners is a Licensed Insolvency Trustee (LIT) recognised by the Office of the Superintendent of Bankruptcy (OSB) providing specialist advisory services and solutions to debt problems and financial difficulty.

Our expert team is based on Cliff St. in Nanaimo but we also have offices across Canada.

Read on to find out more about the debt solution services we offer in Nanaimo or contact us and a member of our team will be happy to advise you.

Debt consolidation 5

Debt consolidation in Nanaimo

Are you feeling weighed down by multiple debts? It’s exhausting trying to keep up with everything, and a debt consolidation loan might seem like an easy fix to roll your payments into one. But it doesn’t always fix the issue.

That’s why a consumer proposal might be a better fit for you. With this solution, you can reduce what you owe, freeze interest charges, and get the breathing room you need from creditor actions. It eases the pressure and helps you find a fresh start.

No matter how tough things feel, there’s a solution out there – we can help you find it. Give our team a call today, and let’s work together to put your debt behind you.

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From consumer proposals to bankrutcpy - You have options

Debt weighs on your mind, disrupts your plans, and makes even everyday expenses feel overwhelming. Whether you’re dealing with overdue bills, high-interest credit cards, or missed payments, you don’t have to face it alone. There’s a way forward.

Our Licensed Insolvency Trustees in Nanaimo take a personal approach and work with you to create a debt relief plan that fits your situation. From reducing what you owe through a consumer proposal to exploring bankruptcy options, we’re here to help you move past financial stress and toward a more stable future.

No matter how tough things seem, a fresh start is within reach. Let’s talk. We offer free, no-pressure consultations to help you understand what’s available and take control of your finances. Get in touch today.

Consumer-proposals

Consumer proposals in Nanaimo

Debt isn’t just about money; it’s about stress, sleepless nights, and the fear of losing your home or savings. But with a consumer proposal, you can find a way out.

With this debt relief solution, you can reduce what you owe by up to 80%, paying off the rest interest-free for up to 5 years. It also puts an end to creditor action and protects your most important assets, like your home or car. Instead of feeling trapped by debt, you get the breathing space to move forward and rebuild.

Our Licensed Insolvency Trustees in Nanaimo take the time to understand what you’re going through, creating a debt relief plan that works for you and your life. Let’s talk things through together—reach out today to get started.

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Bankruptcy services in Nanaimo

Debt isn’t just numbers on a statement, it’s the stress of dodging phone calls, the worry about making ends meet, and the sleepless nights wondering how to fix it. If you’re feeling trapped, bankruptcy might be a way to reset. It can clear most—or all—of what you owe, stop wage garnishments and legal threats, and give you a structured way to move forward. Yes, it will affect your credit, but for many, it’s the first real step toward financial stability.

Our Licensed Insolvency Trustees in Nanaimo understand bankruptcy isn’t just a legal process—it’s a personal one. We’re here to answer your questions, guide you through the paperwork, and help you explore every option available. You don’t have to keep carrying your debt alone. Let’s talk. Get in touch for a free, confidential chat, and we’ll help you find the best path forward.

What services do we offer in Nanaimo?

Bankruptcy solutions in Nanaimo

Debt can be devastating and make you want to make impulsive decisions in order to get out of it. Declaring bankruptcy can be a viable option to escape financial doom and gloom but it is important to seek specialist advice on your options before you take final action.

We offer a specialist bankruptcy service to provide debt relief solutions to clients who are on the verge of losing their property and assets.

You can find out more information about our bankruptcy solutions here or contact us and a member of our team will be happy to advise you.

Corporate bankruptcy solutions in Nanaimo

When a company finds itself unable to pay its debts, it may declare itself bankrupt. This is known as corporate bankruptcy.

Company directors can be personally liable for any debts the business has racked up and bankruptcy can also terminate the jobs of many employees of the company.

For businesses facing corporate bankruptcy, we offer specialist advice and practical solutions to make sure that you understand every option that you can take and place your business interests at the heart.

You can find out more information about our corporate bankruptcy solutions here or contact us and a member of our team will be happy to advise you.

Consumer proposals solutions in Nanaimo

Consumer proposals are a more attractive alternative to declaring bankruptcy. Upon declaring bankruptcy, you surrender your assets to creditors in order to settle your debts.

However, a consumer proposal puts you on much more of a level playing field; allowing you more control and the luxury of keeping your assets.

A consumer proposal is an agreement between the party in debt and the creditors to negotiate debt repayment which means that you are able to pay back your debts over a longer period of time and in smaller installments.

We offer services to negotiate consumer proposals on your behalf. You can find out more information about our consumer proposal solutions here or contact us and a member of our team will be happy to advise you.

Corporate insolvency solutions in Nanaimo

When a business is unable to pay off its debts and its debts are more substantial than its assets, the business is said to be in a state of corporate insolvency.

Insolvency is seen as bankruptcy for a company and is usually the purgatory between outstanding debt and liquidation. Once a company becomes insolvent, an important decision must be made as to whether actions will be taken to rescue the company or allow it to dissolve.

We offer specialist advice on corporate insolvency. You can find out more information about our corporate insolvency solutions here or contact us and a member of our team will be happy to advise you.

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Why Choose Harris & Partners for your debt solution?

Harris & Partners is a licensed insolvency trustee (LIT) providing specialist bankruptcy, insolvency and debt-relief advisory services across Ontario, Canada.

We feel strongly about providing effective financial solutions to individuals and businesses that find themselves caught up in a whirlwind of financial hardship. Our mission is to advise and negotiate on your behalf with the aim of settling your debt.

We will tailor a bespoke service that meets your specific needs. You can be confident in the knowledge that Harris & Partners has the skills and experience to handle all manner of debt problems, allowing you to make the best, most informed decision that’s right for you.

Nanaimo Office

If your situation seems like there is no solution but bankruptcy, give Harris & Partners Inc. a chance to help you understand your options. There are a lot of options besides bankruptcy that our trustees in Nanaimo can help you understand and assist you with. But if you come to the conclusion that bankruptcy is the best option for you, call the team at Harris & Partners that cares about you.

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Doug joined Harris & Partners in 2021. Doug has been in the industry since 2014, during which time he completed his Chartered Insolvency and Restructuring Professional designation in 2017 (CIRP), and a Licensed Insolvency Trustee (LIT) in 2019.

For Doug the most rewarding part of his job is witnessing the transformation of an individual not only financially but mentally, after they get their finances back on track.

When he’s not working, you can find him enjoying the west coast lifestyle and spending time with his family and friends.

Address

38 Victoria Crescent, Nanaimo, BC, V9R 5B8

Office hours

Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM

Example Savings Calculator With Harris & Partners Debt Relief

Your Potential Debts:

Personal Income Tax $14,078.28
Amex $10,828.36
BMO Overdraft $2,945.54
Bell Phone Arrears $928.36
MoneyMart Payday Loan $1,524.87
National Student Loans $7,985.12
Total amount owed: $38,290.53

Your monthly repayments over a 60-month period would be

Before Help

$1409

After Help

$210

Monthly payments are determined based on individual financial factors

How Much Could I Save?

Browse debt options in Canada

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Support across Canada

Why choose us for consumer proposals in Ontario?

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Remove up to 80% of your debt

Our Licensed Insolvency Trustees can provide a customised consumer proposal that could shrink your debt by up to 80%.

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Professional guidance in any language

Our multilingual team offers debt support in Farsi, Portuguese, Italian, Tamil, and more, so you can feel comfortable every step of the way.

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Nationwide support

With offices in nine provinces, we offer in-person debt support across Canada—from Atlantic provinces to Ontario to British Columbia.

Contact information

It's never too late to obtain debt help. Book your free consultation today

Phone number
800-268-8093
Email
hello@harrispartners.ca
Send us a message

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Donna Bennett profile picture
Donna Bennett
7 November 2026
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This is on behalf of Colin Bennett I have a wonderful experience dealing with Harris and Partners. They are very professional and non judgemental
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Dj Picco (Huseni) profile picture
Dj Picco (Huseni)
7 November 2026
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I been working with Harris & Partner for almost 7 months, and there incredible people to work with very nice service.
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Dave Townsend profile picture
Dave Townsend
7 November 2026
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Thus far it has been a seamless process.
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Jourdan Marasigan profile picture
Jourdan Marasigan
6 November 2026
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Very helpful and know what they are doing
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Avery
6 November 2026
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Great service
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Paul Nunes profile picture
Paul Nunes
6 November 2026
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The staff that I dealt with was understanding, supportive and knowledgeable. They help me to avoid common misunderstanding and mistakes, and help educate me on the things necessary to prevent financial problems in the future.
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Cornelia Vera profile picture
Cornelia Vera
6 November 2026
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Excellent service. They provide detailed explanation , expected outcome and thorough follow up.
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Ramesh Ben Jagmohan-singh
6 November 2026
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I have been with Harris and Patners fir a few months. In the beginning what was said and planned was executed diligent ly. I recommend any one to speak to them abd they will find a solution to your problems. Ben
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Evelyn Engel
6 November 2026
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After signing with them my stress Evelyn went from 100 to 0. They always have treated me with kindness and have never been judgemental. The whole process moved very quickly .
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Dhioya profile picture
Dhioya
6 November 2026
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I am truly grateful to Harris & Partners for helping me through a difficult time in my life. Their support and guidance made such a big difference for me. Before working with them, I was constantly stressed and worried about my financial situation. But thanks to their help, everything is now much more manageable, and I finally have peace of mind. I can honestly say that I no longer feel the same stress and anxiety I used to experience. They made the process easier and helped me get back on track financially. Thank you, Harris & Partners, for your professionalism, patience, and understanding. I highly recommend their services to anyone who is struggling financially and looking for a fresh start. You truly helped me regain my peace of mind!
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Debt Relief in Nanaimo & Across Canada: Local Expertise, National Reach