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Debt solutions in Calgary: Helping you regain financial control

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Debt relief services in Calgary

Struggling with debt in Calgary? You’re not alone. Our team is here to help you figure it out.

We get that dealing with debt is tough, and we’re ready to listen and work with you to find the right solution.

Our Licensed Insolvency Trustees have helped loads of people just like you get back on track.

There’s no need to struggle on your own.

Whether it’s considering insolvency, considering a consumer proposal, or thinking about bankruptcy, we’re here to help you every step of the way.

Our Debt Management Solutions

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Debt help in Calgary - a straightforward process


Let’s talk about your financial challenges in a judgment-free, supportive space. We’ll need to know about your income, debts and who you owe money to in order to give you the best advice. But don’t worry – it’s free to talk to us and we keep our conversations fully confidential.

Figuring out your options

Once we know what’s going on with your finances, we’ll help you figure out the best way forward. We’ll look at different ways to manage your debt and only go with what makes you comfortable. We’re here to guide you, not push you into anything.

Making it happen

When you’re happy with the plan, we’ll put it into action. We care about your financial health and we’ll be there to support you all the way. Our goal is to make things easier for you and give you peace of mind.

Five simple steps to debt relief in Calgary

Debt can be overwhelming, but there are steps you can take to get back in control:

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Step 1. Make a budget and stick to it

Figure out what you’re spending each month and see where you can save. Try to save around 10% of your income each month and make a budget that’s doable for you.

Take control today
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Step 2. Focus on the big-interest debts

Pay off the debts with the highest interest rates first, but don’t forget to keep up with at least the minimum payments on your other debts, too.

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Step 3. Look for lower interest options

Consider using a line of credit to pay off your high-interest debts; they usually have lower interest rates and can save you money in the long run.

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Step 4. Boost your income

Every little helps and the small numbers add up. So, look for ways to make a bit more money each month.

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Step 5. Create a payment plan

Set goals for paying off your debts – talking to a credit counselor can give you fresh ideas on how to do this.

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Experienced bankruptcy trustees & consumer proposals in Calgary

When it comes to consumer proposals, debt solutions, and personal bankruptcy, our bankruptcy Trustees have been helping the people of Calgary to regain control of their finances for over 50 years. Our Trustees provide professional help when you’re considering bankruptcy and can help you with a great many financial solutions.

If you or a loved one need help with debt problems, we offer debt solutions in Calgary that can help.

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Licensed insolvency trustee in Calgary

Do you have questions on how you can deal with unmanageable debts? Are you lost when it comes to finding a solution to your debt problems? Then our Licensed Insolvency Trustees (LITs) can provide assistance for all types of debt restructuring, including bankruptcy, in Calgary. We are also qualified to provide debt solutions and offer advice on how to work with your creditors.

If you are overwhelmed with payments, obtain debt help today by calling the Licensed Insolvency Trustees at Harris & Partners in Calgary, Alberta. Call us today at 587-315-1475 to speak with our experienced team dedicated to improving your financial education, relieving your financial difficulties, and leading you to financial success.


Danger signs of bankruptcy

Bankruptcy is a scary thought for many as society has attached negative connotations to it. Yes, it is a last resort, but it’s actually a positive thing to realise that your debts have spiralled out of control and you need to do something in order to get back in the black.

Situations where you may consider applying for bankruptcy include:

  • Needing to use credit cards to pay for basic essentials, such as food and utilities,
  • Only being able to afford the minimum payments on your credit card, meaning you are paying more in interest than you are actually paying off,
  • If you are constantly borrowing money – either from friends and family or ‘doorstep loans’,
  • If you have received final demand warning letters and you can’t realistically pay them,
  • If you are losing sleep worrying about your financial situation,
  • If you don’t know how you’re going to be able to keep up your repayments,
  • If you have had personal effects repossessed in order to pay debts that you owe.

If any (or all) of these scenarios sound familiar, then it may be time to speak to our Insolvency Trustees about bankruptcy proceedings. There is nothing to be embarrassed about, everything is confidential, and we can help you to get back on track to financial stability in a short period of time.

Calgary Office

If your financial situation is becoming a burden, Harris & Partner’s team of insolvency experts can help you find a solution for bankruptcy in Calgary. Call us today to set up a FREE initial consultation appointment to see what we can do for you.

Your estate manager in Calgary

David joined Harris & Partners in 2021 after spending 10 years with Deloitte & Touche and Alvarez & Marsal Canada. David has obtained degrees and professional programming experience from both the University of Prince Edward Island and Haskayne School of Business School at the University of Calgary. David became a Licensed Insolvency Trustee in 2016 and helps manage the firm’s Alberta practice.

David’s focus is on providing insolvency services to both individuals and small-to-medium businesses in the Alberta region. His goal is to ensure his clients achieve their financial rehabilitation goals via guidance from Harris and Partners.


500 4th Ave SW, Unit 1600, Calgary, Alberta T2P 2V6

Office hours

By appointment only:

Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM

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Support across Canada

Why Harris & Partners

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Remove up to 80% of your debt

Our Licensed Insolvency Trustees provide a customized service that could remove up to 80% of your debt and stress, so you can breathe easier.

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We speak your language

Our multilingual team provides support in many languages, from Farsi and Portuguese to Italian and Tamil, leaving out complicated jargon, so you understand everything, every step of the way.

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Debt support across nine provinces

Want to speak to someone in person? Our team is on hand to help at a Harris & Partners office near you.

Frequently asked questions

Are there any alternatives to bankruptcy?

If you are in any kind of financial predicament then you might be concerned that bankruptcy might be your only option to remedy the situation. However, there are many other potential solutions that may fix your financial situation better than bankruptcy, including:

  • Court-appointed receivership
  • Consumer proposals
  • Corporate insolvency
  • Debt consolidation

Everybody’s financial situation is unique, both in a business and a personal sense, so if you feel like your finances are spiralling out of control, book in for a FREE initial consultation with our Trustees who can guide you towards the best solution for your situation.

My personal situation has changed and I can only afford to pay a portion of my debts - what do I do?

Long-term illness, redundancy, and needing to become a full-time carer for someone; these are all potentially life-changing situations which can negatively impact your income – and they aren’t your fault. Depending on the severity of your situation we can potentially help you to come to an arrangement with your creditors to make partial payments to them, circumventing the need to go bankrupt. Get in touch with our Calgary LITs for more information.

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It's never too late to obtain debt help. Book your free consultation today

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Shahrad Nakhaie
Shahrad Nakhaie
They are so great, every thing was so easy for me. Unbelievable, All my debt are gone now and I feel like I'm free, thanks Osman Ali for all you did for me, at the first time it's even hard to believe that was real, but it's real and easy. Thank you bro for your help.
Osman is a professional and you cant find anybody better. He really cared about my situation and paid attention to every little detail so he can help me best. Thank you osman and the rest of the team for helping me through my struggles.
Banda Gueye
Banda Gueye
Osman is a vert nice gentlemen, he was polite sweet and gentle. He really cared about my situation and paid attention to every little detail so he can help me best. Thank you Osman and the rest of the team for helping me through my struggles.
Kim Brown
Kim Brown
So far this has been a great company, I have been with them over a year. Every time I have an issue Josh jumps right on it and helps me out. He never makes me feel like I'm being a pain in the butt 🙂 I definitely recommend them, I have referred two of my family members to get help and now Josh is helping them as well. I thank you Josh for all the hard work and responding so quickly to all my messages.⭐️⭐️⭐️⭐️⭐️
Ajanthan Murugananthan
Ajanthan Murugananthan
Staff members Samuel and Josh were both amazing. Both very friendly, professional, and efficient. They took care of my credit card issues and line of credit and made it manageable. I would highly recommend Harris & Partners Inc. They have given me a new life in my financial life to success.
Paul Woo
Paul Woo
Staff members Yasan and Josh were both amazing. Both very friendly, professional, and efficient. They took care of my credit card issues and made it manageable. I would highly recommend Harris & Partners Inc.

Debt Relief in Burnaby & Across Canada: Local Expertise, National Reach