Debt Solutions & Consumer Proposals In Terrace

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    Bankruptcy trustees & consumer proposals in Terrace

    Financial stress can leave you feeling lost and alone. As debts grow, you may feel your options begin to narrow, as well as the likelihood of you ever paying back your multiple creditors.

    This is where Harris & Partners can step in: we can assist you through the legal process of declaring personal bankruptcy or finding a path to help you steer clear of it.

    Debt Solutions in Terrace

    Harris & Partners is a Licensed Insolvency Trustee who can examine your financial situation and identify a debt solution that is in your best interest. We can help you organize a consumer proposal, determine a fair payment schedule, and help you get out of debt for good.

    Visit our local office at the Chamber of Commerce Building, 3224 Kalum St, Terrace, BC, to get a free consultation and start moving towards your fresh financial start.

    Terrace Office

    Although your financial situation can be a burden, Harris & Partners team of insolvency experts can help you find a solution for bankruptcy in Terrace. Call us today to set up an appointment and see what we can do for you.

    Your estate manager in Terrace

    Doug joined Harris & Partners in 2021. Doug has been in the industry since 2014, during which time he completed his Chartered Insolvency and Restructuring Professional designation in 2017 (CIRP), and a Licensed Insolvency Trustee (LIT) in 2019.

    For Doug the most rewarding part of his job is witnessing the transformation of an individual not only financially but mentally, after they get their finances back on track.

    When he’s not working, you can find him enjoying the west coast lifestyle and spending time with his family and friends.


    Chamber of Commerce Building, 3224 Kalum St, Terrace, BC

    Office hours

    By appointment only:

    Monday: 09:00 AM – 05:00 PM
    Tuesday: 09:00 AM – 05:00 PM
    Wednesday: 09:00 AM – 05:00 PM
    Thursday: 09:00 AM – 05:00 PM
    Friday: 09:00 AM – 05:00 PM

    Licensed Insolvency Trustee in Terrace

    For over 50 years, Harris & Partners has provided clients with some much-needed clarity during financial strife, with offices in all major cities in Canada. We are acknowledged by the Office of the Superintendant of Bankruptcy (OSB) as Licensed Insolvency Trustees (LIT) and reliable providers of debt help.

    We strive to help the financially struggling avoid becoming bankrupt. We do this by providing clients with invaluable solutions to their financial trouble, making debt consolidation a priority, and reaching out to creditors directly to produce a fair consumer proposal agreement on both ends.

    While providing an all-around positive experience, we also bestow you with invaluable advice on credit counselling to help keep you on top of monthly payments and meet debt obligations, as well as to help you stay debt-free in the future.

    Make unmanageable debts manageable by reaching out to Harris & Partners.

    The Terrace Office

    When you find yourself in the depths of financial issues, when several creditors expect money from you, it is natural to feel overwhelmed and uncertain of the right way to turn.

    However, by turning to Harris & Partners’ office in Terrace, BC, you can gain a greater scope on your financial options and gain the assistance of Licensed Insolvency Trustees to determine the best solution.

    We specialize in creating a fair consumer proposal. This is the organization of a manageable monthly payment scheme to extricate you from your financial problems.

    Regardless of the degree of your financial situation, arrange a free consultation with Harris & Partners to understand your options better. Even if you perceive filing for bankruptcy as being the right solution, Harris & Partners can provide help and assistance throughout the process.

    Frequently asked questions

    What is a consumer proposal?

    A consumer proposal is a means for debtors to pay off creditors. It is arranged between the debtor and a Licensed Insolvency Trustee and is designed to make paying debts more manageable for the debtor.

    How much debt do you need for a consumer proposal?

    Harris & Partners usually recommends that anyone owing $250,000 or less in debt should consider arranging a consumer proposal.

    What's the difference between a consumer proposal and bankruptcy?

    A consumer proposal is different from bankruptcy because the debtor gets to keep all of their assets in the event of the successful arrangement of a consumer proposal. In the event of bankruptcy, the debtor will lose all of their holdings and assets.

    What percentage do you pay in a consumer proposal?

    The percentage a debtor pays in a consumer proposal is variable and depends on how much the debtor can afford and how much the LIT determines to be a fair percentage.

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