• checkbox logo Reduce debt by up to 80%

Debt Solutions & Consumer Proposals In Terrace

Get a Free Debt Repayment Plan

Safe, secure & confidential

google logo

Bankruptcy trustees & consumer proposals in Terrace

Financial stress can leave you feeling lost and alone. As debts grow, you may feel your options begin to narrow, as well as the likelihood of you ever paying back your multiple creditors.

This is where Harris & Partners can step in: we can assist you through the legal process of declaring personal bankruptcy or finding a path to help you steer clear of it.


h&p logo

Debt Solutions in Terrace

Harris & Partners is a Licensed Insolvency Trustee who can examine your financial situation and identify a debt solution that is in your best interest. We can help you organize a consumer proposal, determine a fair payment schedule, and help you get out of debt for good.

Visit our local office at the Chamber of Commerce Building, 3224 Kalum St, Terrace, BC, to get a free consultation and start moving towards your fresh financial start.

Frequently asked questions

What is a consumer proposal?

In need of an alternative to bankruptcy? Another solution is to file a consumer proposal!

By negotiating with your creditors, you can file a consumer proposal that will require you to pay back only a portion of all your debts and allow creditors to make up the remaining balance. Harris & Partners Inc. provides Barrie consumer proposals. Contact us today to learn more.

What's the difference between a consumer proposal and personal bankruptcy?

Both a consumer proposal and declaring bankruptcy are solutions to clearing debt. However, if you opt to carry out a consumer proposal, you don’t have to relinquish your assets, whereas you lose all of your holdings when declaring bankruptcy.

What percentage do you pay in a consumer proposal?

The percentage you pay in a consumer proposal depends on a number of variables, including how much you owe and how much you can afford.

Terrace Office

Although your financial situation can be a burden, Harris & Partners team of insolvency experts can help you find a solution for bankruptcy in Terrace. Call us today to set up an appointment and see what we can do for you.

Your estate manager in Terrace

Doug joined Harris & Partners in 2021. Doug has been in the industry since 2014, during which time he completed his Chartered Insolvency and Restructuring Professional designation in 2017 (CIRP), and a Licensed Insolvency Trustee (LIT) in 2019.

For Doug the most rewarding part of his job is witnessing the transformation of an individual not only financially but mentally, after they get their finances back on track.

When he’s not working, you can find him enjoying the west coast lifestyle and spending time with his family and friends.


Chamber of Commerce Building, 3224 Kalum St, Terrace, BC

Office hours

Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM

man smiling

Licensed Insolvency Trustee in Terrace

For over 50 years, Harris & Partners has provided clients with some much-needed clarity during financial strife, with offices in all major cities in Canada. We are acknowledged by the Office of the Superintendant of Bankruptcy (OSB) as Licensed Insolvency Trustees (LIT) and reliable providers of debt help.

We strive to help the financially struggling avoid becoming bankrupt. We do this by providing clients with invaluable solutions to their financial trouble, making debt consolidation a priority, and reaching out to creditors directly to produce a fair consumer proposal agreement on both ends.

While providing an all-around positive experience, we also bestow you with invaluable advice on credit counselling to help keep you on top of monthly payments and meet debt obligations, as well as to help you stay debt-free in the future.

Make unmanageable debts manageable by reaching out to Harris & Partners.

The Terrace Office

When you find yourself in the depths of financial issues, when several creditors expect money from you, it is natural to feel overwhelmed and uncertain of the right way to turn.

However, by turning to Harris & Partners’ office in Terrace, BC, you can gain a greater scope on your financial options and gain the assistance of Licensed Insolvency Trustees to determine the best solution.

We specialize in creating a fair consumer proposal. This is the organization of a manageable monthly payment scheme to extricate you from your financial problems.

Regardless of the degree of your financial situation, arrange a free consultation with Harris & Partners to understand your options better. Even if you perceive filing for bankruptcy as being the right solution, Harris & Partners can provide help and assistance throughout the process.

Our Debt Management Solutions

woman whispering to a child
Support across Canada

Why Harris & Partners

chart icon
Remove up to 80% of your debt

Our Licensed Insolvency Trustees provide a customized service that could remove up to 80% of your debt and stress, so you can breathe easier.

people circle outline
We speak your language

Our multilingual team provides support in many languages, from Farsi and Portuguese to Italian and Tamil, leaving out complicated jargon, so you understand everything, every step of the way.

location logo
Debt support across nine provinces

Want to speak to someone in person? Our team is on hand to help at a Harris & Partners office near you.

Your debt relief experts in Terrace

Are you struggling to get on top of your debt? Or do you have questions about the best next steps? Get in touch with our specialist team below and we can give you all the answers you need.

Contact information

It's never too late to obtain debt help. Book your free consultation today

Phone number
Send us a message

Contact form

✓ Valid number ✕ Invalid number
This field is for validation purposes and should be left unchanged.
Shahrad Nakhaie
Shahrad Nakhaie
They are so great, every thing was so easy for me. Unbelievable, All my debt are gone now and I feel like I'm free, thanks Osman Ali for all you did for me, at the first time it's even hard to believe that was real, but it's real and easy. Thank you bro for your help.
Osman is a professional and you cant find anybody better. He really cared about my situation and paid attention to every little detail so he can help me best. Thank you osman and the rest of the team for helping me through my struggles.
Banda Gueye
Banda Gueye
Osman is a vert nice gentlemen, he was polite sweet and gentle. He really cared about my situation and paid attention to every little detail so he can help me best. Thank you Osman and the rest of the team for helping me through my struggles.
Kim Brown
Kim Brown
So far this has been a great company, I have been with them over a year. Every time I have an issue Josh jumps right on it and helps me out. He never makes me feel like I'm being a pain in the butt 🙂 I definitely recommend them, I have referred two of my family members to get help and now Josh is helping them as well. I thank you Josh for all the hard work and responding so quickly to all my messages.⭐️⭐️⭐️⭐️⭐️
Ajanthan Murugananthan
Ajanthan Murugananthan
Staff members Samuel and Josh were both amazing. Both very friendly, professional, and efficient. They took care of my credit card issues and line of credit and made it manageable. I would highly recommend Harris & Partners Inc. They have given me a new life in my financial life to success.
Paul Woo
Paul Woo
Staff members Yasan and Josh were both amazing. Both very friendly, professional, and efficient. They took care of my credit card issues and made it manageable. I would highly recommend Harris & Partners Inc.

Debt Relief in Terrace & Across Canada: Local Expertise, National Reach