• checkbox logo Reduce debt by up to 80%
drag

Debt solutions & consumer proposals in Thunder Bay

Feeling weighed down by debt in Thunder Bay? We’re here to help you get back on your feet. Give us a call and we’ll give you a plan to live debt-free.

Get a Free Debt Repayment Plan
$

Safe, secure & confidential

google logo

Get debt relief in Thunder Bay today

Harris & Partners is a Licensed Insolvency Trustee (LIT) recognised by the Office of the Superintendent of Bankruptcy (OSB) providing specialist advisory services and solutions to debt problems.

Our expert Thunder Bay team is based at The Vaults Business Solutions, 231 Red River Road, but we also have locations across Canada including Markham, Barrie, Brantford, Hamilton, Kitchener, Oshawa, Pickering, St Catharine’s, Brampton, Toronto and North York.

Read on to find out more about the debt solution services we offer in Thunder Bay or contact us and a member of our team will be happy to advise you.

a family holding hands

How can a licensed trustee help with your debts?

Faced alone, the stress and pressure of bankruptcy can be crushing. But together, it’s something that can be overcome.

For more than 50 years, Harris and Partners has helped people clearly understand their rights, their obligations and their options in dealing with debt.

Our bespoke debt solutions can help you:

  • Reduce debt by up to 80%
  • Stop credit calls immediately
  • Allow you to keep your car and home

If you’re looking for debt solutions in Thunder Bay we can help you today. To find out more, please get in touch.

Debt help meeting

Debt consolidation in Thunder Bay

Juggling multiple debts can be exhausting, and a debt consolidation loan might seem like an easy fix. While it simplifies your payments into one, it doesn’t always solve the real problem and can sometimes leave you with more debt.

Often, a consumer proposal is the best option. With this, you can:

  • Reduce what you owe
  • Stop interest from piling up
  • Get protection from creditor action

It’s a simpler, less stressful way to get back on track. If debt is keeping you up at night, we’re here to help. Contact us today, and let’s find a solution that works for you.

Bankruptcy services

Consumer proposals in Thunder Bay

If you’re feeling cornered by payments you can’t keep up with, a consumer proposal could offer a way through. It lets you reduce what you owe by up to 80%, with the rest paid off over five years—interest-free. It also stops legal action and collection calls, while protecting what matters most, like your home or your car.

Our Licensed Insolvency Trustees in Thunder Bay will take the time to understand your situation and help you find a debt solution that fits your life.

You don’t need to face this on your own. Let’s talk it through and see what’s possible. The conversation is free and confidential, and it could be the first step toward real relief. Make the call today.

Consumer-proposals

Bankruptcy solutions in Thunder Bay

Bankruptcy isn’t a quick fix, and it’s not for everyone—but in the right situation, it can give you a clean break. It can clear most (or all) of your debts, stop wage garnishments, block legal action, and put an end to the constant calls. It will affect your credit, but it also gives you a structure to rebuild—and a shot at real stability.

Our Licensed Insolvency Trustees in Thunder Bay are here to help you walk you through your options, handle the paperwork, and deal with creditors on your behalf.

If things feel like they’re spiralling, don’t wait. A confidential call with our team can help you understand what’s possible. It won’t cost you anything, and it could be the start of getting your life back on track. Call now.

Thunder Bay Office

Although your financial situation can be a burden, Harris & Partners team of insolvency experts can help you find a solution for bankruptcy and debt solutions in Thunder Bay. Call us today to set up an appointment and see what we can do for you.

Your estate manager in Thunder Bay

Adam joined Harris & Partners Inc. in 2008 after 8 years at Ernst & Young. He obtained his CA designation in 2003 and received his license to practice as a Licensed Insolvency Trustee and Restructuring Professional in 2007.

Adam is focused on providing his expertise to fixing mid- and small-market enterprises and consumers experiencing financial difficulties. Adam’s main goal is to help his clients overcome their financial obstacles and achieve what they initially started out to do.

Address

The Vaults Business Solutions, 231 Red River Road, Thunder Bay, Ontario, P7B 1A7

Office hours

By appointment only:

Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM

buildings

Why Choose Harris & Partners for your debt solution?

Harris & Partners is a licensed insolvency trustee (LIT) providing specialist bankruptcy, insolvency and debt-relief advisory services across Ontario, Canada.

We feel strongly about providing effective financial solutions to individuals and businesses that find themselves caught up in a whirlwind of financial hardship. Our mission is to advise and negotiate on your behalf with the aim of settling your debt through a range of debt relief solutions.

We will tailor a bespoke service that meets your specific needs. You can be confident in the knowledge that Harris & Partners have the skills and experience to handle all manner of debt problems, allowing you to make the best, most informed decision that’s right for you.

Example Savings Calculator With Harris & Partners Debt Relief

Your Potential Debts:

Personal Income Tax $14,078.28
Amex $10,828.36
BMO Overdraft $2,945.54
Bell Phone Arrears $928.36
MoneyMart Payday Loan $1,524.87
National Student Loans $7,985.12
Total amount owed: $38,290.53

Your monthly repayments over a 60-month period would be

Before Help

$1409

After Help

$210

Monthly payments are determined based on individual financial factors

How Much Could I Save?

Browse Debt Review Options in Canada

woman whispering to a child
Support across Canada

Why choose us for consumer proposals in Ontario?

chart icon
Remove up to 80% of your debt

Our Licensed Insolvency Trustees can provide a customised consumer proposal that could shrink your debt by up to 80%.

people circle outline
Professional guidance in any language

Our multilingual team offers debt support in Farsi, Portuguese, Italian, Tamil, and more, so you can feel comfortable every step of the way.

location logo
Nationwide support

With offices in nine provinces, we offer in-person debt support across Canada—from Atlantic provinces to Ontario to British Columbia.

What services do we offer in Thunder Bay?

Bankruptcy solutions in Thunder Bay

Debt can be devastating and make you want to make impulsive decisions in order to get out of it. Declaring bankruptcy can be a viable option to escape financial doom and gloom but it is important to seek specialist advice on your options before you take final action.

We offer a specialist bankruptcy service to provide debt relief solutions to clients who are on the verge of losing their property and assets.

You can find out more information about our bankruptcy solutions here or contact us and a member of our team will be happy to advise you.

Corporate bankruptcy solutions in Thunder Bay

When a company finds itself unable to pay its debts, it may declare itself bankrupt. This is known as corporate bankruptcy.

Company directors can be personally liable for any debts the business has racked up and bankruptcy can also terminate the jobs of many employees of the company.

For businesses facing corporate bankruptcy, we offer specialist advice and practical solutions to make sure that you understand every option that you can take and place your business interests at the heart.

You can find out more information about our corporate bankruptcy solutions here or contact us and a member of our team will be happy to advise you.

Consumer proposals solutions in Thunder Bay

Consumer proposals are a more attractive alternative to declaring bankruptcy. Upon declaring bankruptcy, you surrender your assets to creditors in order to settle your debts.

However, a consumer proposal puts you on much more of a level playing field; allowing you more control and the luxury of keeping your assets.

A consumer proposal is an agreement between the party in debt and the creditors to negotiate debt repayment which means that you are able to pay back your debts over a longer period of time and in smaller installments.

We offer services to negotiate consumer proposals on your behalf. You can find out more information about our consumer proposal solutions here or contact us and a member of our team will be happy to advise you.

Corporate insolvency solutions in Thunder Bay

When a business is unable to pay off its debts and its debts are more substantial than its assets, the business is said to be in a state of corporate insolvency.

Insolvency is seen as bankruptcy for a company and is usually the purgatory between outstanding debt and liquidation. Once a company becomes insolvent, an important decision must be made as to whether actions will be taken to rescue the company or allow it to dissolve.

We offer specialist advice on corporate insolvency.  You can find out more information about our corporate insolvency solutions here or contact us and a member of our team will be happy to advise you.

Debt settlement solutions in Thunder Bay

Debt settlement is an agreement between the party in debt and creditors to negotiate a financial strategy to reduce debt.

You can find out more about our debt settlement service here or contact us and a member of our team will be happy to advise you.

Navigate your debt in Thunder Bay with Harris & Partners

Our Licensed Insolvency Trustees in Thunder Bay have over 50 years of experience in handling all types of debt and can help you find the best debt solution out there. Take control of your finances today and get in touch with our specialist team.

Contact information

It's never too late to obtain debt help. Book your free consultation today

Phone number
800-268-8093
Email
hello@harrispartners.ca
Send us a message

Contact form

This field is for validation purposes and should be left unchanged.

Debt Relief in Thunder Bay & Across Canada: Local Expertise, National Reach