Learn how consumer proposals can help you manage debt, with free advice from our Licensed Insolvency Trustees on crafting effective proposals.
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Can I keep my car in a consumer proposal?
September 22nd, 2025
If you’re thinking about filing a consumer proposal in Canada, one of the first questions you might have is what happens to your car. The good news is that most people keep their car...Written by: Joshua Harris
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Can You Do a Second Consumer Proposal? Here’s What to Expect
November 20th, 2024
When filing a Consumer Proposal, you propose to pay a portion of the debt that you owe over a specific period of time. One common question that many have is what does a Consumer...Written by: Joshua Harris
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The Top Mistakes To Avoid When Filing For Bankruptcy
February 8th, 2024
When filing a Consumer Proposal, you propose to pay a portion of the debt that you owe over a specific period of time. One common question that many have is what does a Consumer...Written by: Joshua Harris
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Consumer Proposal Examples, Terms & Costs
October 24th, 2023
When filing a Consumer Proposal, you propose to pay a portion of the debt that you owe over a specific period of time. One common question that many have is what does a Consumer...Written by: Joshua Harris
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Can I Get A Mortgage With A Consumer Proposal?
October 13th, 2023
In this article, we'll discuss how a consumer proposal can influence your current home and mortgage prospects.Written by: Joshua Harris
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Immigration and Its Impact on Bankruptcy and Consumer Proposals in Canada
October 11th, 2023
Immigration and Its Impact on Bankruptcy and Consumer Proposals in Canada. Canada is known for its welcoming stance on immigration,Written by: Joshua Harris
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Consumer Proposal vs Division 1 Proposal
May 31st, 2023
When a person or business’s financial situation is dire, there is often the assumption that bankruptcy is the only solution. However, a less extreme solution is often found in filing a consumer proposal or...Written by: Joshua Harris
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Consumer Proposal Laws in Canada
May 31st, 2023
Debt can be overwhelming, and the pressure to pay it off can be crushing. Fortunately, there are solutions available for individuals dealing with debt, such as consumer proposals. Consumer proposals are a popular alternative...Written by: Joshua Harris
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Can I get a loan while in a consumer proposal
June 22nd, 2021
Even though a consumer proposal can reduce the amount that you pay out each month in debt by as much as 80%, you might unexpectedly find yourself in the position of needing to apply...Written by: Joshua Harris
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What is a Consumer Proposal?
May 17th, 2018
No one wants to declare bankruptcy. Bankruptcy means a huge hit to your credit score, and you risk losing vital assets such as your house. Before you begin the process of filing for bankruptcy,...Written by: Joshua Harris
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NFL CELEBRITIES: BANKRUPTCY CAN HAPPEN TO ANYONE
May 3rd, 2018
Success in the National Football League is no protection from the risk of bankruptcy. A new working paper released by the U.S. National Bureau of Economic Research found that nearly 16 percent of NFL...Written by: Joshua Harris
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Understanding Personal Bankruptcy and Consumer Proposals
September 20th, 2017
Today’s credit-focused culture has made it almost the norm to owe money on a regular basis. Common thinking is that there is not muchcause for concern if you are making your payments each month....Written by: Joshua Harris
