Debt solutions & consumer proposals in Nanaimo
No matter what type of debt you’re dealing with, our Licensed Insolvency Trustees in Nanaimo are here to help you take control. Call today for your free consultation.
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Get debt relief in Nanaimo today
Harris & Partners is a Licensed Insolvency Trustee (LIT) recognised by the Office of the Superintendent of Bankruptcy (OSB) providing specialist advisory services and solutions to debt problems and financial difficulty.
Our expert team is based on Cliff St. in Nanaimo but we also have offices across Canada.
Read on to find out more about the debt solution services we offer in Nanaimo or contact us and a member of our team will be happy to advise you.

Debt consolidation in Nanaimo
Are you feeling weighed down by multiple debts? It’s exhausting trying to keep up with everything, and a debt consolidation loan might seem like an easy fix to roll your payments into one. But it doesn’t always fix the issue.
That’s why a consumer proposal might be a better fit for you. With this solution, you can reduce what you owe, freeze interest charges, and get the breathing room you need from creditor actions. It eases the pressure and helps you find a fresh start.
No matter how tough things feel, there’s a solution out there – we can help you find it. Give our team a call today, and let’s work together to put your debt behind you.

From consumer proposals to bankrutcpy - You have options
Debt weighs on your mind, disrupts your plans, and makes even everyday expenses feel overwhelming. Whether you’re dealing with overdue bills, high-interest credit cards, or missed payments, you don’t have to face it alone. There’s a way forward.
Our Licensed Insolvency Trustees in Nanaimo take a personal approach and work with you to create a debt relief plan that fits your situation. From reducing what you owe through a consumer proposal to exploring bankruptcy options, we’re here to help you move past financial stress and toward a more stable future.
No matter how tough things seem, a fresh start is within reach. Let’s talk. We offer free, no-pressure consultations to help you understand what’s available and take control of your finances. Get in touch today.

Consumer proposals in Nanaimo
Debt isn’t just about money; it’s about stress, sleepless nights, and the fear of losing your home or savings. But with a consumer proposal, you can find a way out.
With this debt relief solution, you can reduce what you owe by up to 80%, paying off the rest interest-free for up to 5 years. It also puts an end to creditor action and protects your most important assets, like your home or car. Instead of feeling trapped by debt, you get the breathing space to move forward and rebuild.
Our Licensed Insolvency Trustees in Nanaimo take the time to understand what you’re going through, creating a debt relief plan that works for you and your life. Let’s talk things through together—reach out today to get started.

Bankruptcy services in Nanaimo
Debt isn’t just numbers on a statement, it’s the stress of dodging phone calls, the worry about making ends meet, and the sleepless nights wondering how to fix it. If you’re feeling trapped, bankruptcy might be a way to reset. It can clear most—or all—of what you owe, stop wage garnishments and legal threats, and give you a structured way to move forward. Yes, it will affect your credit, but for many, it’s the first real step toward financial stability.
Our Licensed Insolvency Trustees in Nanaimo understand bankruptcy isn’t just a legal process—it’s a personal one. We’re here to answer your questions, guide you through the paperwork, and help you explore every option available. You don’t have to keep carrying your debt alone. Let’s talk. Get in touch for a free, confidential chat, and we’ll help you find the best path forward.
What services do we offer in Nanaimo?
Bankruptcy solutions in Nanaimo
Debt can be devastating and make you want to make impulsive decisions in order to get out of it. Declaring bankruptcy can be a viable option to escape financial doom and gloom but it is important to seek specialist advice on your options before you take final action.
We offer a specialist bankruptcy service to provide debt relief solutions to clients who are on the verge of losing their property and assets.
You can find out more information about our bankruptcy solutions here or contact us and a member of our team will be happy to advise you.
Corporate bankruptcy solutions in Nanaimo
When a company finds itself unable to pay its debts, it may declare itself bankrupt. This is known as corporate bankruptcy.
Company directors can be personally liable for any debts the business has racked up and bankruptcy can also terminate the jobs of many employees of the company.
For businesses facing corporate bankruptcy, we offer specialist advice and practical solutions to make sure that you understand every option that you can take and place your business interests at the heart.
You can find out more information about our corporate bankruptcy solutions here or contact us and a member of our team will be happy to advise you.
Consumer proposals solutions in Nanaimo
Consumer proposals are a more attractive alternative to declaring bankruptcy. Upon declaring bankruptcy, you surrender your assets to creditors in order to settle your debts.
However, a consumer proposal puts you on much more of a level playing field; allowing you more control and the luxury of keeping your assets.
A consumer proposal is an agreement between the party in debt and the creditors to negotiate debt repayment which means that you are able to pay back your debts over a longer period of time and in smaller installments.
We offer services to negotiate consumer proposals on your behalf. You can find out more information about our consumer proposal solutions here or contact us and a member of our team will be happy to advise you.
Corporate insolvency solutions in Nanaimo
When a business is unable to pay off its debts and its debts are more substantial than its assets, the business is said to be in a state of corporate insolvency.
Insolvency is seen as bankruptcy for a company and is usually the purgatory between outstanding debt and liquidation. Once a company becomes insolvent, an important decision must be made as to whether actions will be taken to rescue the company or allow it to dissolve.
We offer specialist advice on corporate insolvency. You can find out more information about our corporate insolvency solutions here or contact us and a member of our team will be happy to advise you.
Debt settlement solutions in Nanaimo
Debt settlement is an agreement between the party in debt and creditors to negotiate a financial strategy to reduce debt.
You can find out more about our debt settlement service here or contact us and a member of our team will be happy to advise you.
Debt consolidation solutions in Nanaimo
Unlike debt settlement which involves establishing an agreement to negotiate reducing or diminishing debt repayments, debt consolidation involves taking out a loan to pay outstanding debts.
As appealing as it sounds, debt settlement can impact negatively on your credit score and is usually the last resort taken to avoid bankruptcy.
Debt consolidation is a better option if your debt has not overtaken you completely and you want to reduce your monthly payments.
We offer a specialist debt consolidation service to assist with financial troubles. You can find out more information about our debt consolidation service here or contact us and a member of our team will be happy to advise you.

Why Choose Harris & Partners for your debt solution?
Harris & Partners is a licensed insolvency trustee (LIT) providing specialist bankruptcy, insolvency and debt-relief advisory services across Ontario, Canada.
We feel strongly about providing effective financial solutions to individuals and businesses that find themselves caught up in a whirlwind of financial hardship. Our mission is to advise and negotiate on your behalf with the aim of settling your debt.
We will tailor a bespoke service that meets your specific needs. You can be confident in the knowledge that Harris & Partners has the skills and experience to handle all manner of debt problems, allowing you to make the best, most informed decision that’s right for you.
Nanaimo Office
If your situation seems like there is no solution but bankruptcy, give Harris & Partners Inc. a chance to help you understand your options. There are a lot of options besides bankruptcy that our trustees in Nanaimo can help you understand and assist you with. But if you come to the conclusion that bankruptcy is the best option for you, call the team at Harris & Partners that cares about you.
Your estate manager in Vancouver
Doug joined Harris & Partners in 2021. Doug has been in the industry since 2014, during which time he completed his Chartered Insolvency and Restructuring Professional designation in 2017 (CIRP), and a Licensed Insolvency Trustee (LIT) in 2019.
For Doug the most rewarding part of his job is witnessing the transformation of an individual not only financially but mentally, after they get their finances back on track.
When he’s not working, you can find him enjoying the west coast lifestyle and spending time with his family and friends.
Address
38 Victoria Crescent, Nanaimo, BC, V9R 5B8
Office hours
Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM
Example Savings Calculator With Harris & Partners Debt Relief
Your Potential Debts:
Your monthly repayments over a 60-month period would be
Before Help
$1409
After Help
$210
Monthly payments are determined based on individual financial factors
How Much Could I Save?Our Debt Management Solutions

Why Harris & Partners
Our Licensed Insolvency Trustees provide a customized service that could remove up to 80% of your debt and stress, so you can breathe easier.
Our multilingual team provides support in many languages, from Farsi and Portuguese to Italian and Tamil, leaving out complicated jargon, so you understand everything, every step of the way.
Want to speak to someone in person? Our team is on hand to help at a Harris & Partners office near you.
It's never too late to obtain debt help. Book your free consultation today
- Phone number
- 800-268-8093
- hello@harrispartners.ca