6 Strategies to Help You Pay Down Your Debt Faster
September 23rd, 2018
Debts that at first appear manageable can creep up slowly and steadily before you realize you are in over your head.
Written by: Joshua Harris
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How to improve a credit score in Canada?
August 29th, 2018
An extremely common question amongst our clients and those interested is how to improve your credit score. First, before improving it, it is important to review your situation and decide whether the best way...Written by: Joshua Harris
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How to consolidate your debt
August 28th, 2018
People often wonder, how can I consolidate my debt so I don’t pay such high interest. There are a few ways to accomplish this. The first option for a person to...Written by: Joshua Harris
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Can a collection agency take you to court?
August 27th, 2018
When you don’t pay your bills for a period of time, the credit card companies or banks often pass along your debt to a collection agency. Most people are aware how nasty these...Written by: Joshua Harris
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COPING WITH CORPORATE INSOLVENCY IN TORONTO
August 13th, 2018
In the early 90s, most major photography companies assumed photographic film would remain a photography staple forever. Almost no one, including major film company Kodak, recognized the rising threat of digital film in time...Written by: Joshua Harris
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HOW TO HOLD THE MOST SUCCESSFUL GARAGE SALE ON THE BLOCK
August 7th, 2018
After rent, groceries, gasoline, and a quick trip to the movies, you discover that you have little more than nothing in your bank account. You need a little extra cash, but you have a...Written by: Joshua Harris
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Leasing a car is not necessarily cheaper than finance
July 24th, 2018
For many consumers, deciding whether to lease or finance a vehicle depends on a number of personal and financial factors. Both methods enable you to acquire a vehicle for a period, with car leasing...Written by: Joshua Harris
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Highlighting The Importance Of Financial Literacy For Canada’s Youth
July 17th, 2018
In Canada, most young people are not getting the financial literacy training they need. They are ill-equipped to make their way in the modern financial world. Yet, everyone needs to learn how to make...Written by: Joshua Harris
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Understanding Debt Servicing Costs
July 3rd, 2018
After many years of tackling high-deficit spending, federal and provincial governments are dealing with hundreds of billions of accumulated government debt. Since the 2008 recession, the national debt has increased $150 billion and the...Written by: Joshua Harris
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Doing away with the good debt mindset
June 26th, 2018
Mortgages, investment loans, and student loans are viewed by many as “good debt.” These debts have historically had positive returns associated with them, as they build your wealth, which then helps to improve your...Written by: Joshua Harris
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Tips on How to Manage Your Student Debt and Loans
June 5th, 2018
While post-secondary students often aren’t certain about the career path they want to take, many know they want to attend a particular college or university and that a Canada Student Loan can help fund...Written by: Joshua Harris
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Is Downsizing Right for You?
May 29th, 2018
It is common to consider downsizing as a plan that suits your long-term needs. If you are approaching retirement or already in retirement, the question of downsizing may be something you have considered. If...Written by: Joshua Harris
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I’ve gone bankrupt, can I get OSAP? Student loans and bankruptcy Q&A.
May 22nd, 2018
From our experience with the OSAP office, Yes! Sometimes the underwriter at OSAP will request a letter from the Licensed Insolvency Trustee stating that any funds given to you will not go directly to...Written by: Joshua Harris
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What is a Consumer Proposal?
May 17th, 2018
No one wants to declare bankruptcy. Bankruptcy means a huge hit to your credit score, and you risk losing vital assets such as your house. Before you begin the process of filing for bankruptcy,...Written by: Joshua Harris
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NFL CELEBRITIES: BANKRUPTCY CAN HAPPEN TO ANYONE
May 3rd, 2018
Success in the National Football League is no protection from the risk of bankruptcy. A new working paper released by the U.S. National Bureau of Economic Research found that nearly 16 percent of NFL...Written by: Joshua Harris