Read more
Consumer Proposal vs Division 1 Proposal
May 31st, 2023
When a person or business’s financial situation is dire, there is often the assumption that bankruptcy is the only solution. However, a less extreme solution is often found in filing a consumer proposal or...Written by: Joshua Harris
Read more
Personal vs Corporate Bankruptcy
May 31st, 2023
Both individuals and corporations are capable of owning assets and incurring liabilities. Therefore, both individuals and corporations are permitted under the Bankruptcy and Insolvency Act to file an assignment in bankruptcy. Every year, there...Written by: Joshua Harris
Read more
Trustee vs Lawyer
May 31st, 2023
Licensed Insolvency Trustees (previously known as Trustees in Bankruptcy) are the most highly trained, qualified experts and counsellors in bankruptcy. Bankruptcy lawyers can also help you when you’re in dire financial circumstances, but they...Written by: Joshua Harris
Read more
Consumer Proposal Laws in Canada
May 31st, 2023
Debt can be overwhelming, and the pressure to pay it off can be crushing. Fortunately, there are solutions available for individuals dealing with debt, such as consumer proposals. Consumer proposals are a popular alternative...Written by: Joshua Harris
Read more
Types of discharge in bankruptcy
May 9th, 2023
Bankruptcy is a legal process that allows individuals who are unable to pay their debts to get a fresh start. In Canada, there are different types of discharge available in bankruptcy. In this blog...Written by: Joshua Harris
Read more
Insolvency Counselling as Part of a Consumer Proposal or Bankruptcy Filing
April 14th, 2023
When filing for bankruptcy or a consumer proposal, insolvency counselling is required as part of the legal process.Written by: Joshua Harris
Read more
What is a Credit Score in Canada?
February 23rd, 2023
If you’re living in Canada and are asking yourself ‘what is a credit score?’, it’s worth going over the basics of credit, how it works, and how it affects your financial life.ÂWritten by: Joshua Harris
Read more
CRA – Notice Of Collection Explained
January 22nd, 2023
Owing debt of any kind can be worrying, but receiving a notice of collection from the Canadian Revenue Agency (CRA) can be particularly alarming, especially if you don’t know why you’ve received it or...Written by: Joshua Harris
Read more
Canadian Payback Fund
January 22nd, 2023
The Canadian Payback Fund is, perhaps, one of the most Googled topics when it comes to Canadian debt funding - but what is it? Do you pay into it or does it pay you?...Written by: Joshua Harris
Read more
Free Canadian government grants to pay debts off
January 12th, 2023
That’s an eye-catching title but is it true? Will the Canadian government really bail you out if your debts spiral out of control and you can’t afford to make the repayments to your creditors?...Written by: Joshua Harris
Read more
Renting with bad credit, bankruptcy, or bad debt in Canada
October 18th, 2022
Nobody wants to be in debt, but life gets in the way sometimes and these things happen. No matter how uncontrollable debt creeps up on you, it can have a lasting effect when you...Written by: Joshua Harris
Read more
Are Payday Loans A Good Idea?
October 18th, 2022
Payday loans, also known as doorstep loans, can be both a blessing and a curse. They provide an easy method of borrowing money quickly and simply, but they can quite easily spiral out of...Written by: Joshua Harris
Read more
Types of Discharge – exploring types of debt and insolvency in Canada
August 3rd, 2022
Bankruptcy and Consumer Proposals are not easy to navigate. Listen to some tips by our Licensed Insolvency Trustee and reach out for more details. In this video we explore different types of debt and...Written by: Joshua Harris
Read more
Student loans in an Insolvency – Bankruptcy and Consumer Proposal Canada
July 14th, 2022
Bankruptcy and Consumer Proposals are not easy to navigate. Listen to some tips by our Licensed Insolvency Trustee and reach out for more details.Written by: Joshua Harris
Read more
What happens to debt when someone dies in Canada?
July 7th, 2022
When a loved one dies, it’s an emotional time for all concerned. If the deceased person had outstanding debts, that’s the last thing that you’ll want to have to deal with. However painful it...Written by: Joshua Harris
