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February 28th, 2018
This is an interesting question that I was asked by a debtor recently. She has a disabled daughter that requires a vehicle to provide special mobility services. When buying the car, she used her...Written by: Joshua Harris
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February 14th, 2018
I have been to many new and used car dealerships and even with my substantial background in finance and debt, I remain surprised at the financial mirage that some salespeople use to make a...Written by: Joshua Harris
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February 1st, 2018
Choosing a future career is the first major decision most Canadians face when they reach early adulthood. Like most students, if you are pursuing your studies you may require some financial assistance, even if...Written by: Joshua Harris
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January 25th, 2018
Many people use a debit card when they pay for goods and services. Introduced in Canada in 1994, debit has already surpassed cash as the preferred payment method. A debit card is linked to...Written by: Joshua Harris
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January 18th, 2018
Few drivers review their automobile insurance policy annually to ensure they are getting a competitive rate. It takes some extra time, but reading up on insurance and getting a competitive quote at renewal time...Written by: Joshua Harris
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January 11th, 2018
Any savvy corporation wants to make more money than it spends. However, the reality is that the business world is extremely competitive, profit margins in almost every traditional business are at an all-time low...Written by: Joshua Harris
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September 20th, 2017
Today’s credit-focused culture has made it almost the norm to owe money on a regular basis. Common thinking is that there is not muchcause for concern if you are making your payments each month....Written by: Joshua Harris
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August 14th, 2017
Many changes to Ontario’s labour and employment laws have recently been announced by Kathleen Wynne’s Liberal government.Written by: Joshua Harris
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August 10th, 2017
According to the Canadian Real Estate Association, the average house price in Ontario in 2016 was $709,825, with an average mortgage payment of $2,927. The required income to buy an “average”...Written by: Joshua Harris
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August 7th, 2017
The Office of the Superintendent of Financial Institutions (OSFI) recently announced that the rules of the Bank Act will now apply to all non-bank financial service providers, including credit unions and...Written by: Joshua Harris
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August 4th, 2017
The Toronto Star reports that a Richmond Hill real estate brokerage has been fined $250,000 for mishandling its trust accounts.Written by: Joshua Harris
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July 25th, 2017
We have arguably never lived in a more competitive society when it comes to landing well-paying jobs. Nor has the amount of education and experience required for some of these jobs ever been so...Written by: Joshua Harris
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July 18th, 2017
Have a mortgage? If so, you may be affected by the Bank of Canada’s recently announced raise in lending rates.Written by: Joshua Harris
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July 17th, 2017
The Miami Herald reports that Miami Marlins pitcher Livan Hernandez has filed for bankruptcy.Written by: Joshua Harris
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July 14th, 2017
Simply paying exacerbated rates to have a decent home has come to interfere with Canadians’ ability to cover other basic costs of living. In addition to not even allowing any wiggle room for expenses...Written by: Joshua Harris
