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The Benefits and Drawbacks of Debit Cards
January 25th, 2018
Many people use a debit card when they pay for goods and services. Introduced in Canada in 1994, debit has already surpassed cash as the preferred payment method. A debit card is linked to...Written by: Joshua Harris
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How to Save Money on Your Car Insurance
January 18th, 2018
Few drivers review their automobile insurance policy annually to ensure they are getting a competitive rate. It takes some extra time, but reading up on insurance and getting a competitive quote at renewal time...Written by: Joshua Harris
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Tips on How to Save Money for Your Business
January 11th, 2018
Any savvy corporation wants to make more money than it spends. However, the reality is that the business world is extremely competitive, profit margins in almost every traditional business are at an all-time low...Written by: Joshua Harris
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Understanding Personal Bankruptcy and Consumer Proposals
September 20th, 2017
Today’s credit-focused culture has made it almost the norm to owe money on a regular basis. Common thinking is that there is not muchcause for concern if you are making your payments each month....Written by: Joshua Harris
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How Labour Law Changes Will Affect the Job Market and Personal Debt
August 14th, 2017
Many changes to Ontario’s labour and employment laws have recently been announced by Kathleen Wynne’s Liberal government.Written by: Joshua Harris
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New Partnerships and Protections for Canadian Homeowners
August 10th, 2017
According to the Canadian Real Estate Association, the average house price in Ontario in 2016 was $709,825, with an average mortgage payment of $2,927. The required income to buy an “average”...Written by: Joshua Harris
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Credit Unions can no longer call themselves Banks
August 7th, 2017
The Office of the Superintendent of Financial Institutions (OSFI) recently announced that the rules of the Bank Act will now apply to all non-bank financial service providers, including credit unions and...Written by: Joshua Harris
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Richmond Hill Brokerage Fined for Mishandling Trusts – Featuring Kyle Harris
August 4th, 2017
The Toronto Star reports that a Richmond Hill real estate brokerage has been fined $250,000 for mishandling its trust accounts.Written by: Joshua Harris
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Why it’s Difficult to Land a Job and How This Affects Personal Debt
July 25th, 2017
We have arguably never lived in a more competitive society when it comes to landing well-paying jobs. Nor has the amount of education and experience required for some of these jobs ever been so...Written by: Joshua Harris
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Attention homeowners: Bank of Canada announces rate hike
July 18th, 2017
Have a mortgage? If so, you may be affected by the Bank of Canada’s recently announced raise in lending rates.Written by: Joshua Harris
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It Can Happen to Anyone: Livan Hernandez Files for Bankruptcy
July 17th, 2017
The Miami Herald reports that Miami Marlins pitcher Livan Hernandez has filed for bankruptcy.Written by: Joshua Harris
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The Rising Cost of Housing: Consider Bankruptcy as an Option in Ontario
July 14th, 2017
Simply paying exacerbated rates to have a decent home has come to interfere with Canadians’ ability to cover other basic costs of living. In addition to not even allowing any wiggle room for expenses...Written by: Joshua Harris
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New Policies on the Housing Market and How Rent Controls May Affect Budgeting & Debt
July 3rd, 2017
Everyone should be aware by now of the huge increase in demand in Ontario’s (and particularly, Toronto’s) housing market over the years, and particularly in the past year.Written by: Joshua Harris
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Average Household Debt Is Rising in Canada
June 28th, 2017
Average household debt in our country from coast to coast is growing significantly. Getting a loan has become the norm for most Canadians, and while it helps the economy, we have arguably begun to...Written by: Joshua Harris
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Will Your Dropping Hydro Rates Reduce Your Household Expenses?
June 22nd, 2017
If you are like most others living in Ontario, you have probably groaned to your neighbour or friend about your hydro bill on multiple occasions. If you live in even a modest-sized home, you...Written by: Joshua Harris
