Unsecured Debt Help in Canada
Whether it’s credit card debt, personal loans, or other forms of debt causing you stress, we’re here to provide straightforward help you can rely on. Our goal is to empower you with the knowledge and tools to regain control of your finances, explore relief options, and work towards financial stability. Let’s navigate the world of unsecured debt together, taking the first step towards a debt-free future.
Safe, secure & confidential
Finding your way through unsecured debt
We understand how stressful managing unsecured debt can be – no matter the type, this debt can quickly become overwhelming. But you’re not alone on this journey. With years of experience helping people overcome all sorts of debt, we’re here to support you.
Your financial independence and well-being matter to us. In this section, we’ll provide practical tips and insights to help you manage your unsecured debt effectively. It may seem challenging, but remember, you don’t have to go through it alone.
Taking this step towards financial freedom is a positive move. Together, we’ll create a personalized plan to help you become debt-free and financially secure. Your financial well-being is our priority, and we’re here to help you achieve it.
Get unsecured debt help - it’s a simple process
We’ll dedicate time to understanding your situation without judgment. This means we’ll need information on your finances, income, and the specifics of your unsecured debt, including your creditors and outstanding amounts. Be assured, our conversations remain confidential.
Once we grasp your situation, we’ll explore the debt solutions available to you. Together, we’ll consider various relief options, focusing on those you’re comfortable with. Your well-being is our primary concern, and we won’t hurry or pressure you into making decisions.
Ready to take the next steps? We’ll start your customized plan. Our main goal is your financial freedom, and we’ll be here to support you every step of the way.
Example Savings: Unsecured loan debt relief
Your Potential Debts:
Your monthly repayments over a 60-month period would be
Before Help
$1,409
After Help
$210
Monthly payments are determined based on individual financial factors
How Much Could I Save?The six signs of mounting unsecured debt
If you’re worried about yourself or someone you care about struggling with mounting unsecured debt, keep an eye out for these key warning signs:
Sign 1. Extra lines of credit
Using credit cards, loans, or other credit sources to cover regular unsecured debt payments could be a clear sign of further financial struggles.
Sign 2. Avoidance
Avoiding conversations about debts or financial matters can signal underlying financial difficulties.
Sign 3. Missing payments
As the pressure of unsecured debt increases, you might be tempted to prioritize other bills or even skip unsecured debt payments to manage different financial obligations.
Sign 4. Mental health
Experiencing heightened anxiety, stress, or an overwhelming weight on your shoulders? Unsecured debt can significantly impact your mental health.
Sign 5. A change in relationships
Feelings of shame and stress can strain relationships. Instead of letting debt drive a wedge between you and loved ones, consider seeking support and guidance.
Sign 6. A domino effect
A sudden change in income, an illness, or unexpected events can trigger a chain reaction of unsecured debt issues. Don’t wait for them to escalate; take action proactively.
Unsecured Debt Relief - Your Options
Why Harris & Partners
Our Licensed Insolvency Trustees provide a customized service that could remove up to 80% of your debt and stress, so you can breathe easier.
Our multilingual team provides support in many languages, from Farsi and Portuguese to Italian and Tamil, leaving out complicated jargon, so you understand everything, every step of the way.
Want to speak to someone in person? Our team is on hand to help at a Harris & Partners office near you.
Our Licensed Insolvency Trustees are here to help you
Our experienced Licensed Insolvency Trustees are here to help you manage your unsecured debt. They’re your partners in restoring your financial peace. With us, you don’t have to tackle the stress of unsecured debt on your own.
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Jay T. HarrisFCPA, CIRP, LITLicensed Insolvency Trustee -
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Kyle HarrisLL.B., CIRP, LITLicensed Insolvency Trustee -
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Adam FisherCPA, CIRP, LITLicensed Insolvency Trustee -
![Joshua Harris]( "josh-NEW")
Joshua HarrisBCOMM., MIB, CIRP, LITLicensed Insolvency Trustee -
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David AdamsLicensed Insolvency Trustee -
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Doug LoiselleLicensed Insolvency Trustee -
![Rob McLernon]( "zz")
Robert McLernonBComm, CIRP, LITLicensed Insolvency Trustee -
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Shelley KoehliLicensed Insolvency Trustee -
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Jill StruebyLicensed Insolvency Trustee
Unsecured Debt Relief FAQs
What is unsecured debt?
Unlike secured debt, unsecured debt doesn’t involve collateral. Lenders rely solely on your creditworthiness and future income to repay the loan.
What are common types of unsecured debt?
Some common types of unsecured debt include:
- Credit cards: Convenient for everyday purchases but often carry high interest rates.
- Personal loans: Can be used for various purposes like debt consolidation, home improvement, or medical bills.
- Student loans: Help finance education but can accumulate significant interest over time.
- Lines of credit: Offer flexible access to funds but require responsible management to avoid overspending.
Should I consolidate my unsecured debt?
You could consider consolidating your unsecured debt if:
- You have multiple high-interest unsecured debts.
- You can qualify for a consolidation loan with a lower interest rate.
- You’re committed to making regular payments on the consolidated loan.
While we don’t offer DMP or debt consolidation, our team of seasoned professionals is here to offer you guidance and advice you can trust.
Take your first step to financial freedom
Dealing with unsecured debt can feel overwhelming, but it doesn’t have to control your future. We know that taking the first step can be tough, but reaching out to our team can be the key to a brighter financial future. Together, we’ll create a personalized plan to help you become debt-free and financially secure. Your financial well-being is important to us, and we’re here to assist you every step of the way.
It's never too late to obtain debt help. Book your free consultation today
- Phone number
- 800-268-8093
- hello@harrispartners.ca
Contact form
Where you can find our unsecured debt relief services in Canada
No matter where you live in Canada, our unsecured debt relief services are always available. We understand how challenging it can be to deal with unsecured debts, and our local teams have the experience and knowledge to help you find the best solutions.