Debt Relief Solutions in Winnipeg
Are you struggling with debt? Give us a call, and we’ll give you a plan to live debt-free. Our Winnipeg team is always here to help.
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Personalized debt relief services in Winnipeg
Feeling overwhelmed by debt in Winnipeg? You’re in good company, and we’re here to support you through this.
We understand how challenging managing debt can be, and we’re all ears, ready to find a solution that fits your needs.
Our experienced Licensed Insolvency Trustees have successfully helped many Winnipeg residents find financial stability. There’s no reason to face this alone.
From exploring consumer proposals, to assessing the option of bankruptcy, we’re with you every step of the way.
Debt help in Winnipeg - it’s a simple process
Come and see us in Winnipeg for a simple chat. It’s important for us to really get to know your financial situation. We’ll discuss your income, your debts, and who you owe money to. This conversation is completely free and confidential—we’re here to support you without any judgment.
Once we fully understand your finances, we’ll start putting together a plan that’s customized just for you. We’ll show you different ways to manage your debt right here in Winnipeg, but we’ll only suggest options that feel right for you. No pressure, just choices that fit your life.
When you’re happy with the plan, we’ll help you set it into motion. Your financial peace is our priority. You can count on us for ongoing support and expert advice as we work through your financial challenges together. We’re here to help you regain stability and confidence in your finances.
Five steps to being debt free in Winnipeg
We know how overwhelming the weight of debt can feel. But don’t worry – there are some simple steps you can take to help you regain financial control:
Step 1. Establish and follow a budget
Assess your monthly expenses to find places where you can cut back. Aim to save about 10% of your income each month, crafting a budget that’s realistic for your lifestyle.
Step 2. Tackle high-interest debts first
Prioritize paying off debts with the highest interest rates while maintaining at least the minimum payments on your other debts.
Step 3. Find lower interest alternatives
Consider consolidating your high-interest debts into a line of credit, which often features lower interest rates, potentially saving you money in the long term.
Step 4. Boost your income
Explore ways to increase your monthly income, even if it’s modest – every bit counts.
Step 5. Develop a payment plan
Set clear goals for yourself and your debt repayment. Speaking with a credit counselor can give you some fresh ideas on how to do this.
Get debt relief from bankruptcy trustees in Winnipeg
If you’re looking for bankruptcy Trustees or are considering entering into a consumer proposal to get you out of debt, look no further. The Winnipeg branch of Harris & Partners Inc. is proud to offer the same debt restructuring services that our other locations are known for.
With our office conveniently located on Portage Avenue, Winnipeg, we’re easy to find and our friendly, knowledgeable team can help you with any debt problems you may be facing.
If you’re considering bankruptcy in Winnipeg or any other form of debt restructuring, our experienced bankruptcy Trustees are ready to develop a unique debt-relief plan for you. If you or a loved one are in need of debt solutions in Winnipeg and need assistance with a financial situation, get in touch with our LIT’s.
Licensed insolvency trustee in Winnipeg
With the cost of everything rising and wages not keeping up with the rate of inflation, there are many people who have fallen on hard times and have ended up accumulating unmanageable debt. Whether it has been caused by unexpected problems, such as health problems, or more conventional problems, such as living beyond your means, spiralling debt has the same effect on you; stress, worry, and a sense of helplessness.
But, there is hope. Let the Licensed Insolvency Trustees at Harris & Partners Winnipeg help you regain financial control. Don’t feel overwhelmed for a minute longer than you need to – tap the button below, book a free consultation with a Trustee, and let’s get you back on the road to financial security once more.
Debt consolidation in Winnipeg
If you’re in Winnipeg struggling to keep up with multiple debts, a debt consolidation loan might seem like the right solution. It can lower your interest rates and combine your payments, but it doesn’t always tackle the bigger issue.
A consumer proposal could be a better option. It reduces the total amount you owe, stops interest charges completely, and protects you from creditor actions. It’s a more manageable and less stressful way to regain control of your finances.
For a free consultation to discuss your best options, contact us today. We’re here to help you find the right path toward a debt-free future.
Harris & Partners: Winnipeg office
Facing debt can be tough, but you’re not alone. At our Winnipeg office, our team of friendly Licensed Insolvency Trustees is here to help you get back on track. Reach out today to see how we can help you regain control of your finances.
Your estate manager in Winnipeg
Adam joined Harris & Partners Inc. in 2008 after 8 years at Ernst & Young. He obtained his CA designation in 2003 and received his license to practice as a Licensed Insolvency Trustee and Restructuring Professional in 2007.
Adam is focused on providing his expertise to fixing mid and small-market enterprises and to consumers experiencing financial difficulties. Adam’s main goal is to help his clients overcome their financial obstacles and achieve what they initially set out to do.
Address
201 Portage Avenue, Winnipeg, Manitoba, R3B 3K6, Canada
Office hours
By appointment only:
Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM
Our debt management solutions in Winnipeg
Our team of Licensed Insolvency Trustees in Winnipeg is here to guide you back to financial freedom. We understand the journey can be tough, and we’re ready to help you every step of the way.
Debt restructuring: Identifying the warning signs
It’s important to recognize the signs that your debt is out of control. Knowing the danger signs gives you the advantage in solving the problem before it turns into an even bigger issue. If you think you might be close to filing for bankruptcy, ask yourself the following questions:
- Are you using your credit card(s) to pay for everything?
- Is your credit card balance not coming down because you’re only making the minimum payments every month?
- Are you constantly needing to borrow money just to get by day-to-day?
- Have your creditors repossessed your possessions?
- Have your creditors sold your debt or placed your account with a collection agency?
- Are you constantly worried about paying your bills?
- Do you dread the post coming every day for fear of opening final warning and litigation demands?
If you answered yes to any of these questions or recognize any of those warning signs in your life, you may be headed towards bankruptcy. Debt can be overwhelming, but we’re here to prove that getting out of debt and living within your means is far from impossible. Harris & Partners are here to help.
Example Savings Calculator With Harris & Partners Debt Relief
Your Potential Debts:
Your monthly repayments over a 60-month period would be
Before Help
$1409
After Help
$210
Monthly payments are determined based on individual financial factors
How Much Could I Save?
Why choose us for debt help in Winnipeg
Our team in Winnipeg offers personalized debt solutions that could reduce your debt by up to 80%. Let us help take the pressure off your shoulders.
We’re all about clear, straightforward talk. No matter if you speak Farsi, Portuguese, Italian, or Tamil, our multilingual team is here to help in your language, without any confusing terms.
Whether you’re in Winnipeg or elsewhere, our support is just a call or visit away. We’re set up across nine provinces, ready to lend a hand.
Frequently asked questions
How much does a consumer proposal cost in Winnipeg?
The cost of a consumer proposal in Winnipeg varies based on your specific financial situation and the amount of debt you have. There are no hidden fees—the agreed payments cover everything, tailored to what you can afford. For personalized advice, get in touch with one of our Licensed Insolvency Trustees.
What assets are exempt from bankruptcy in Winnipeg?
When declaring bankruptcy in Winnipeg, certain personal assets are protected from creditors, including some home equity, essential personal items, a vehicle, necessary work tools, and certain savings like RRSPs (except for recent contributions).
How do I declare bankruptcy in Winnipeg?
To declare bankruptcy, start with a conversation with one of our Licensed Insolvency Trustees. They’ll help you organize your paperwork, file for bankruptcy to stop creditors, and guide you through necessary steps like financial management counseling. Bankruptcy is a big step, and our team is here to make sure it’s the right choice for you.
Find your path to financial freedom in Winnipeg
Debt can feel overwhelming, but you don’t have to deal with it on your own. Fill out the form below for a free, no-strings-attached chat with our team in Winnipeg.
It's never too late to obtain debt help. Book your free consultation today
- Phone number
- 800-268-8093
- hello@harrispartners.ca
Contact form
Debt Relief in Winnipeg & Across Canada
Not in Winnipeg? No worries. With locations in nine provinces, we’re always close by to support you wherever you are.