Debt Relief Advice & Consumer Proposals In Terrace
Debt worries weighing on your mind? Help is closer than you think—call our team of Licensed Insolvency Trustees in Terrace and get the support you need.
Safe, secure & confidential
Bankruptcy trustees & consumer proposals in Terrace
Financial stress can leave you feeling lost and alone. As debts grow, you may feel your options begin to narrow, as well as the likelihood of you ever paying back your multiple creditors.
This is where Harris & Partners can step in: we can assist you through the legal process of declaring personal bankruptcy or finding a path to help you steer clear of it.
Licensed Insolvency Trustee in Terrace
Harris & Partners is a Licensed Insolvency Trustee who can examine your financial situation and identify a debt solution that is in your best interest. We can help you organize a consumer proposal, determine a fair payment schedule, and help you get out of debt for good.
Visit our local office at the Chamber of Commerce Building, 3224 Kalum St, Terrace, BC, to get a free consultation and start moving towards your fresh financial start.
Considering debt consolidation in Terrace?
When struggling with multiple debts, debt consolidation might seem like a straightforward solution. But it’s not always the best choice—consolidating debts can put your home and other assets at risk and may even leave you paying more over time.
A consumer proposal is often a much better alternative, and unlike debt consolidation, it’s directly regulated by the federal government. With a consumer proposal, you can:
- Reduce your debt by up to 80%
- Repay without interest
- Protect your assets and credit score
Our Licensed Insolvency Trustees will work with you to find the right solution for your financial recovery. Take the first step towards peace of mind—call us today.
Debt relief program options in Terrace
There are plenty of debt relief options out there, but which is right for you? Don’t worry—we’re here to help you sort through your options and find the right path forward.
In Terrace, you have access to federally regulated solutions like bankruptcy and consumer proposals, designed to provide real relief. These programs help you reduce what you owe, protect your assets, and give you breathing room from debt collectors.
Ready to explore your options? A brighter financial future starts with a single conversation—contact us today.
Consumer proposals in Terrace
A consumer proposal lets you reduce your debt by up to 80%, with the rest paid back interest-free over up to five years. It also stops legal action and collection calls while protecting the things that matter—like your home or your car.
Our Licensed Insolvency Trustees in Terrace will take the time to understand your situation and work with you to create a plan that suits your lifestyle and priorities. You’re not expected to figure this out alone. Let’s talk. Give the team a call today and take the first step to a debt-free life.
Bankruptcy solutions in Terrace
Bankruptcy can clear most—or even all—of what you owe. It stops wage garnishments, shuts down legal action, and gets the collectors off your back. Yes, it will show on your credit report, but it also gives you the structure to get back on your feet.
Our Licensed Insolvency Trustees in Terrace will help you find the best debt solution for your situation. Bankruptcy should only be taken as a last resort, but if it’s right for you, we’ll walk you through the whole process
If things feel out of control, it’s worth having that first conversation. It’s free, confidential, and might be the first step towards getting your finances back on track. Call the team today.
Terrace Office
Although your financial situation can be a burden, Harris & Partners team of insolvency experts can help you find a solution for bankruptcy in Terrace. Call us today to set up an appointment and see what we can do for you.
Your estate manager in Terrace
Doug joined Harris & Partners in 2021. Doug has been in the industry since 2014, during which time he completed his Chartered Insolvency and Restructuring Professional designation in 2017 (CIRP), and a Licensed Insolvency Trustee (LIT) in 2019.
For Doug the most rewarding part of his job is witnessing the transformation of an individual not only financially but mentally, after they get their finances back on track.
When he’s not working, you can find him enjoying the west coast lifestyle and spending time with his family and friends.
Address
Chamber of Commerce Building, 3224 Kalum St, Terrace, BC
Office hours
Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM
Licensed Insolvency Trustee in Terrace
For over 50 years, Harris & Partners has provided clients with some much-needed clarity during financial strife, with offices in all major cities in Canada. We are acknowledged by the Office of the Superintendant of Bankruptcy (OSB) as Licensed Insolvency Trustees (LIT) and reliable providers of debt help.
We strive to help the financially struggling avoid becoming bankrupt. We do this by providing clients with invaluable solutions to their financial trouble, making debt consolidation a priority, and reaching out to creditors directly to produce a fair consumer proposal agreement on both ends.
While providing an all-around positive experience, we also bestow you with invaluable advice on credit counselling to help keep you on top of monthly payments and meet debt obligations, as well as to help you stay debt-free in the future.
Make unmanageable debts manageable by reaching out to Harris & Partners.
Example Savings Calculator With Harris & Partners Debt Relief
Your Potential Debts:
Your monthly repayments over a 60-month period would be
Before Help
$1409
After Help
$210
Monthly payments are determined based on individual financial factors
How Much Could I Save?The Terrace Office
When you find yourself in the depths of financial issues, when several creditors expect money from you, it is natural to feel overwhelmed and uncertain of the right way to turn.
However, by turning to Harris & Partners’ office in Terrace, BC, you can gain a greater scope on your financial options and gain the assistance of Licensed Insolvency Trustees to determine the best solution.
We specialize in creating a fair consumer proposal. This is the organization of a manageable monthly payment scheme to extricate you from your financial problems.
Regardless of the degree of your financial situation, arrange a free consultation with Harris & Partners to understand your options better. Even if you perceive filing for bankruptcy as being the right solution, Harris & Partners can provide help and assistance throughout the process.
Browse Debt Review Options in Canada
Why choose us for consumer proposals in Ontario?
Our Licensed Insolvency Trustees can provide a customised consumer proposal that could shrink your debt by up to 80%.
Our multilingual team offers debt support in Farsi, Portuguese, Italian, Tamil, and more, so you can feel comfortable every step of the way.
With offices in nine provinces, we offer in-person debt support across Canada—from Atlantic provinces to Ontario to British Columbia.
Frequently asked questions
What is a consumer proposal?
In need of an alternative to bankruptcy? Another solution is to file a consumer proposal!
By negotiating with your creditors, you can file a consumer proposal that will require you to pay back only a portion of all your debts and allow creditors to make up the remaining balance. Harris & Partners Inc. provides Barrie consumer proposals. Contact us today to learn more.
What's the difference between a consumer proposal and personal bankruptcy?
What percentage do you pay in a consumer proposal?
Your debt relief experts in Terrace
Are you struggling to get on top of your debt? Or do you have questions about the best next steps? Get in touch with our specialist team below and we can give you all the answers you need.
It's never too late to obtain debt help. Book your free consultation today
- Phone number
- 800-268-8093
- hello@harrispartners.ca