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Debt Relief Solutions & Consumer Proposals in Ottawa

Dealing with debt can feel overwhelming, but here in Ottawa, you don’t have to face it alone. Our team of Licensed Insolvency Trustees is here to help you regain your financial stability and move towards a future free from debt.

Get a Free Debt Repayment Plan
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Debt relief programs and consumer proposals in Ottawa

If you need help with debt solutions, personal bankruptcy and consumer proposals in Ottawa, then you’ve come to the right place. Harris & Partners have over 50 years of experience helping Canadians solve their financial burdens.

Our Trustees provide essential professional help if you’re considering bankruptcy, consumer proposals, corporate bankruptcy, or debt consolidation. The initial conversation with our licensed insolvency trustees is completely free, so if you or a loved one are searching for financial help and a debt solution in Ottawa, then speak to our expert team.

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Licensed insolvency & bankruptcy trustee in Ottawa

If you are trying to find solutions for your debt problems, we can provide assistance for more than just bankruptcy in Ottawa. We are qualified to provide debt relief solutions, offer debt restructuring advice, and work on your behalf with your creditors to reduce your debts.

If you have any questions about how to resolve your own unmanageable, obtain debt help today by calling the Bankruptcy Trustees at Harris & Partners in Ottawa, Ontario at 613-656-6591, and speak with our experienced team who are dedicated to your financial success.

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Debt consolidation in Ottawa

If you’re struggling with multiple debts, it can feel like you’re constantly falling behind. A debt consolidation loan might seem like a quick fix, but it doesn’t always solve the root of the problem.

A consumer proposal could be a better solution:

  • Lower the amount you owe.
  • Eliminate interest charges.
  • Get relief from creditor pressure.

This makes managing your debt easier, giving you more headspace to regain control of your financial situation. Contact us today for a free consultation, and together we’ll find the best way to move forward.

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Debt help in Ottawa - it’s a simple process

Consultation

Are you feeling overwhelmed by debt in Ottawa? Come have a chat with us. We offer a private space where you can openly discuss your financial situation without any worries. To give you the best advice, we need to understand your income, debts, expenses, and who you owe money to. Our consultations are completely confidential and free.

Options

Once we know more about your situation, we’ll work together to figure out a plan that feels right for you. We’ll look at different ways to manage your debt, choosing solutions that make you comfortable. We’re here to guide you, not rush you. Our aim is to help you find a clear and personalized path to financial freedom.

Solution

When we find the right solutions for you, we’ll start working on them right away. Your financial well-being is our main priority, and we’ll be there to support and guide you every step of the way.

Our debt management solutions in Ottawa

We understand how heavy the burden of debt can feel. Thankfully, you have several options in Ottawa to help you overcome your financial challenges:

Example Savings Calculator With Harris & Partners Debt Relief

Your Potential Debts:

Personal Income Tax $14,078.28
Amex $10,828.36
BMO Overdraft $2,945.54
Bell Phone Arrears $928.36
MoneyMart Payday Loan $1,524.87
National Student Loans $7,985.12
Total amount owed: $38,290.53

Your monthly repayments over a 60-month period would be

Before Help

$1409

After Help

$210

Monthly payments are determined based on individual financial factors

How Much Could I Save?

Harris & Partners: Ottawa office

Our team of Licensed Insolvency Trustees is right here in Ottawa, ready to help you tackle your debt problems. Reach out for your free consultation today.

Your estate manager in Ottawa

Joshua joined Harris & Partners in 2016 after completing his Master’s Degree in International Business. In 2018 he became a CIRP, a Licensed Insolvency Trustee in 2020.

He is a certified Insolvency Counsellor and has a firm grasp on helping clients get a fresh start. He also manages the firm’s advertising and technology.

How to get there

Driving: We are located at the corner of Albert St & Metcalfe St.

Office hours

By appointment only:

Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM

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Are you in danger of going bankrupt?

Unmanageable debt has a nasty habit of sneaking up on you and taking over your life. Ask yourself the following questions and answer them honestly:

  • Do you have to use credit cards to pay for everything?
  • Do you use your credit card to pay for essentials like gas and food?
  • Do you like awake at night worrying about your debts?
  • Can you only afford to pay the minimum monthly amount on your credit card?
  • Are you constantly borrowing money to get through the week?
  • Have you had threatening letters from your creditors?
  • Do you have to borrow even more money to pay off other debts?
  • Have your creditors sold your debt to a debt collecting agency?

If you recognize any of these signs then it would be a good idea to speak to one of our insolvency trustees for advice. You don’t have to let debt rule your life anymore – we’re here to relieve you of the burden.

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Support across Canada

Why choose us for debt help in Ottawa

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Remove up to 80% of your debt in Ottawa

Our Licenced Insolvency Trustees specialize in finding solutions that can cut down your debt significantly, possibly by as much as 80%.

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We speak your language

You can count on our multilingual team in Ottawa for clear, honest advice, no matter your language. We remove the jargon so you understand everything clearly, every step of the way.

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Debt support across nine provinces

Our commitment doesn’t stop in Ottawa. With teams in nine provinces, help from Harris & Partners is always nearby.

Frequently asked questions

What is a Consumer Proposal in Ottawa?

A consumer proposal is a legal agreement in Ottawa where you repay a portion of your debts under a Licensed Insolvency Trustee’s supervision. It reduces your total debt and extends the repayment terms without risking your assets.

What Assets Are Exempt from Bankruptcy in Ottawa?

In Ottawa, exempt assets include necessary clothing, household furnishings, work tools, a primary vehicle within a certain value limit, some pensions, and possibly some home equity.

How Do I Declare Bankruptcy in Ottawa?

To declare bankruptcy, begin by speaking with a Licensed Insolvency Trustee in Ottawa. They will evaluate your finances, outline your options, and guide you through the necessary paperwork and procedures if bankruptcy is your best route.

Find your path to financial freedom in Ottawa

Dealing with debt can be tough, but you don’t have to face it alone. Our Ottawa team is ready to give you the support you need. Why not start with a free, no-obligation chat?

Contact information

It's never too late to obtain debt help. Book your free consultation today

Phone number
800-268-8093
Email
hello@harrispartners.ca
Send us a message

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Shahrad Nakhaie
Shahrad Nakhaie
2022-12-23
They are so great, every thing was so easy for me. Unbelievable, All my debt are gone now and I feel like I'm free, thanks Osman Ali for all you did for me, at the first time it's even hard to believe that was real, but it's real and easy. Thank you bro for your help.
Cody
Cody
2022-12-06
Osman is a professional and you cant find anybody better. He really cared about my situation and paid attention to every little detail so he can help me best. Thank you osman and the rest of the team for helping me through my struggles.
Banda Gueye
Banda Gueye
2022-10-29
Osman is a vert nice gentlemen, he was polite sweet and gentle. He really cared about my situation and paid attention to every little detail so he can help me best. Thank you Osman and the rest of the team for helping me through my struggles.
Kim Brown
Kim Brown
2022-08-29
So far this has been a great company, I have been with them over a year. Every time I have an issue Josh jumps right on it and helps me out. He never makes me feel like I'm being a pain in the butt 🙂 I definitely recommend them, I have referred two of my family members to get help and now Josh is helping them as well. I thank you Josh for all the hard work and responding so quickly to all my messages.⭐️⭐️⭐️⭐️⭐️
Ajanthan Murugananthan
Ajanthan Murugananthan
2022-04-28
Staff members Samuel and Josh were both amazing. Both very friendly, professional, and efficient. They took care of my credit card issues and line of credit and made it manageable. I would highly recommend Harris & Partners Inc. They have given me a new life in my financial life to success.
Paul Woo
Paul Woo
2022-03-01
Staff members Yasan and Josh were both amazing. Both very friendly, professional, and efficient. They took care of my credit card issues and made it manageable. I would highly recommend Harris & Partners Inc.

Debt Relief in Ottawa & Across Canada

We’re not just in Ottawa—we’re here for you across nine provinces. Wherever you are, you can rely on us for honest, dependable support anytime you need it.