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Debt Relief & Consumer Proposals in North York

All it takes is one call to start getting your life back on track. Our team in North York are here to help you find your way through debt and assist you with a consumer proposal.

Get a Free Debt Repayment Plan
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Bankruptcy trustees in North York

If you have a large amount of debt and your financial situation is looking shaky, you may be wondering if bankruptcy is the right option for you. At Harris & Partners Inc., we understand that financial hardship can occur for a variety of reasons, which is why our bankruptcy Trustees can help you choose the right path to turn your financial situation around, no matter the cause.

If you require advice and guidance on debt solutions in North York, we can help.

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Licensed insolvency trustee in North York

No one intentionally gets themselves into unmanageable debt. It might surprise you to learn that unexpected situations such as health problems or job losses are responsible for a large number of the overwhelming debt cases that we see. If you are in such a situation, the North York Licensed Insolvency Trustees at Harris & Partners can help you regain financial control.

If you are plagued with debt payments or have any questions about bankruptcy or consumer proposals in North York, call the Licensed Insolvency Trustees at Harris & Partners in North York, Ontario today at 416-226-4293. Our experienced team are dedicated to your financial success and your initial consultation is completely FREE.

Considering debt consolidation in North York?

Debt consolidation may be one way to tackle your multiple debt problem, but before you make a decision, have you fully considered your options?

While a debt consolidation loan may combine your debts into one easy sum, it can actually leave you with higher interest rates and more money paid back over time. In many cases, a consumer proposal is the better option, reducing what you owe by up to 80% and allowing you to pay it back in manageable monthly installments.

You don’t have to make this decision alone—our Licensed Insolvency Trustees will help you decide on the right path to a brighter financial future. Take the first step now and give us a call!

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Debt relief programs in North York

Taking back control of your finances starts with finding the right debt relief program—and we’re here to guide you every step of the way.

In Canada, federally regulated solutions like consumer proposals are a powerful way to achieve lasting debt relief. You can reduce your total debt and pay it back in affordable installments while protecting key assets like your home and car.

Our Licensed Insolvency Trustees in North York are ready to provide the guidance you need. We’ll assess your situation and help you find the right debt relief program for you.

Your journey to financial freedom begins now – contact us today to get started.

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Debt help in North York - it’s a simple process

Consultation

Come visit us in North York for a friendly chat. It’s important for us to fully understand your financial situation. We’ll talk about your income, your debts, and who you owe money to. This meeting is completely free and private—we’re here to help, not to judge.

Options

Once we know all about your finances, we’ll put together a plan made just for you. We’ll look at different ways to handle your debt right here in North York, choosing only the options that feel right for you. No pressure, just solutions that make sense for your life.

Solution

When you’re happy with the plan, we’ll help you get started. Keeping your finances on track is our main goal. You can rely on us for ongoing support and solid advice as we work through your financial challenges together. We’re here to help you get back to feeling stable and confident about your money.

Our debt management solutions in North York

Our experienced team in North York is here to help you find a way to get back on your feet, debt-free. We’re here for you, every step of the way.

Example Savings Calculator With Harris & Partners Debt Relief

Your Potential Debts:

Personal Income Tax $14,078.28
Amex $10,828.36
BMO Overdraft $2,945.54
Bell Phone Arrears $928.36
MoneyMart Payday Loan $1,524.87
National Student Loans $7,985.12
Total amount owed: $38,290.53

Your monthly repayments over a 60-month period would be

Before Help

$1409

After Help

$210

Monthly payments are determined based on individual financial factors

How Much Could I Save?

Harris & Partners: North York office

Dealing with debt isn’t easy, but remember, you’ve got support. In our North York office, our Licensed Insolvency Trustees are here to help you figure things out and regain control. Give us a call today to find out how we can help you get back on track towards financial freedom.

Your estate manager in North York

Andrew was born in Ukraine and came to Canada in 1998 as a student. Andrew started his career in the insolvency and restructuring field in 2003 during the co-op accounting degree program at Grant MacEwan College in Edmonton. After graduation Andrew continued to work in the field of insolvency and restructuring.

In 2011 Andrew earned his professional accounting designation. In 2013 he became a Chartered Insolvency and Restructuring Professional (CIRP) and a Licensed Insolvency Trustee.

Andrew now lives in Toronto, and he joined Harris & Partners in 2023. Andrew is passionate about helping people and businesses in financial difficulties.

Address

4789 Yonge St., Suite 1208 Toronto, ON, M2N 0G3

How to get there

Transit: Take the GO 96B bus Westbound towards Finch Terminal. Exit the Yonge St. & Sheppard Ave. Walk 80m to office on Yonge St.

Driving: We are located on the corner of Yonge Street and Sheppard Avenue. There is direct access to our building from the Sheppard Subway.

Office hours

By appointment only:

Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM

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Danger signs of bankruptcy

What does bankruptcy look like? There are warning signs that your spending is getting out of hand and if you spot them early enough then bankruptcy proceedings may never need to happen.

Ask yourself the following questions:

  • Do you need to use credit cards to pay for everything, including everyday essentials like food and utilities?
  • Can you only afford to pay the minimum monthly amount on your credit card?
  • Is the amount of interest that gets added to your credit card each month more than you actually pay off?
  • Are you losing sleep worrying about your debts?
  • Do you need to borrow money constantly to see you through until your next payday?
  • Have your creditors sent you threatening letters?
  • Have your creditors sold your debt or placed your account with a collection agency?

If you answered yes to any of these questions, either on a personal or corporate level, then it’s time to seek professional financial guidance. Debt can accumulate easily and we are the ones that will help you to escape the trappings of unmanageable debts. There is light at the end of the tunnel – let Harris & Partners Inc. guide you there.

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Support across Canada

Why choose us for debt help in North York

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Remove up to 80% of your debt in North York

In North York, we offer personalized solutions that can reduce your debt by up to 80%. We’re here to help lift the weight off your shoulders. Just give us a call.

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We speak your language

We believe in keeping things straightforward. No matter if you speak Farsi, Portuguese, Italian, or Tamil, our multilingual team removes all the complicated jargon, so you know exactly what’s going on.

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Debt support across nine provinces

Whether you’re in North York or elsewhere, our support is just a call or visit away. We’re set up across nine provinces, ready to help you live life debt-free.

Frequently asked questions

How much does a consumer proposal cost in North York?

The cost of a consumer proposal in North York depends on your specific financial situation and the amount of debt you’re dealing with. There are no hidden costs; the payments you make include everything, designed to fit what you can afford. For guidance that’s just right for you, talk to one of our Licensed Insolvency Trustees.

What assets are exempt from bankruptcy in North York?

If you declare bankruptcy in North York, you can keep certain things like some of your home equity, your personal belongings, a vehicle, tools you need for work, and certain savings like your RRSPs (minus recent contributions).

How do I declare bankruptcy in North York?

To declare bankruptcy in North York, talk to one of our Licensed Insolvency Trustees. They’ll help you sort out your paperwork, file for bankruptcy to stop the creditors, and guide you through essential steps like learning to manage your finances better. Declaring bankruptcy is a big deal, and our team is here to make sure it’s done right and that it’s the best path for you.

Find your path to financial freedom in North York

Feeling overwhelmed by debt? You don’t have to go it alone. Just fill out the form below for a free chat with our team—no strings attached.

Contact information

It's never too late to obtain debt help. Book your free consultation today

Phone number
800-268-8093
Email
hello@harrispartners.ca
Send us a message

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Shahrad Nakhaie
Shahrad Nakhaie
2022-12-23
They are so great, every thing was so easy for me. Unbelievable, All my debt are gone now and I feel like I'm free, thanks Osman Ali for all you did for me, at the first time it's even hard to believe that was real, but it's real and easy. Thank you bro for your help.
Cody
Cody
2022-12-06
Osman is a professional and you cant find anybody better. He really cared about my situation and paid attention to every little detail so he can help me best. Thank you osman and the rest of the team for helping me through my struggles.
Banda Gueye
Banda Gueye
2022-10-29
Osman is a vert nice gentlemen, he was polite sweet and gentle. He really cared about my situation and paid attention to every little detail so he can help me best. Thank you Osman and the rest of the team for helping me through my struggles.
Kim Brown
Kim Brown
2022-08-29
So far this has been a great company, I have been with them over a year. Every time I have an issue Josh jumps right on it and helps me out. He never makes me feel like I'm being a pain in the butt 🙂 I definitely recommend them, I have referred two of my family members to get help and now Josh is helping them as well. I thank you Josh for all the hard work and responding so quickly to all my messages.⭐️⭐️⭐️⭐️⭐️
Ajanthan Murugananthan
Ajanthan Murugananthan
2022-04-28
Staff members Samuel and Josh were both amazing. Both very friendly, professional, and efficient. They took care of my credit card issues and line of credit and made it manageable. I would highly recommend Harris & Partners Inc. They have given me a new life in my financial life to success.
Paul Woo
Paul Woo
2022-03-01
Staff members Yasan and Josh were both amazing. Both very friendly, professional, and efficient. They took care of my credit card issues and made it manageable. I would highly recommend Harris & Partners Inc.

Debt Relief in North York & Across Canada

Not in North York? No worries. You can find us across nine provinces, meaning you can always count on our help whenever and wherever you need.