Debt Solutions & Consumer Proposals in New Brunswick
If debt in New Brunswick is weighing you down, remember, you’re not alone. Connect with our team of Licensed Insolvency Trustees to pave your path to financial freedom.
Safe, secure & confidential
Debt consolidation in New Brunswick
Are multiple debts making you feel overwhelmed? A debt consolidation loan might seem like a good way to simplify things. While it can lower your interest rates and roll your payments into one, it’s not always the best option.
A consumer proposal might be a better fit. It can reduce how much you owe, stop interest from piling up, and protect you from creditors. This approach can make dealing with your debt much less stressful, giving you the breathing room you need to get back on track.
For a free consultation to find the right solution for you, give us a call today. We’re here to help you move towards a debt-free future.
Bankruptcy Trustee & Consumer Proposals in New Brunswick
Harris & Partners Inc. in New Brunswick have over 50 years of experience when it comes to bankruptcy advice. Filing for bankruptcy may be the right solution for you and may help you in the process of becoming debt-free, but our Licensed Insolvency Trustees are here to answer all of your bankruptcy-related questions and to point you in the right direction when other alternatives are available.
If your financial problems have become too complex for you to handle then take advantage of our no-obligation initial consultation and let us show you how we could free you from the shackles of debt and start to enjoy financial freedom again.
Is bankruptcy my only option?
Bankruptcy is absolutely not the only option if you’ve found yourself dealing with mounting debt. Due to the long-term effect it has on your credit score, we suggest you don’t resort to bankruptcy until it is the only option.
However, if any of the following sound familiar, bankruptcy may be an option to discuss:
- You use credit cards to pay for daily essentials, like food and bills
- Your monthly interest is higher than your monthly credit card income
- You’re constantly borrowing money from various sources
- You’ve received letters from creditors
- You’re losing sleep due to your financial situation
- Bailiffs have repossessed some of your personal belongings to help pay off your debts
If any of these resonate with your personal situation, it may be time to speak with our New Brunswick Insolvency Trustees about bankruptcy proceedings. We hope you don’t feel embarrassed or ashamed to discuss these matters with us, everything is 100% confidential and done in a way that will help you get back on track with your finances, completely free of judgement.
Debt help in New Brunswick - it’s a simple process
When you visit us in New Brunswick, we sit down and have an open conversation. It’s essential for us to truly understand what you’re going through. Our priority is to listen without judgment and ensure you feel completely at ease. We’ll discuss your income, your debts, and who you owe money to. Remember, talking to us is completely free, and your privacy is guaranteed.
Once we’ve got a clear picture, we’ll start piecing together a plan that feels comfortable for you. We’ll explore various ways to manage your debt, focusing on options that make you feel secure. We’re not here to push; we’re here to find a path that fits into your life.
When you’re ready and happy with the plan, we’ll take the next steps together. Your financial concerns are our concerns. You can count on us for steadfast support and solid advice from start to finish. We’re all about getting you back on your feet, tackling each challenge together until you feel financially secure again.
Our debt management solutions in New Brunswick
Dealing with debt can be stressful, but you’re not without options. There’s a variety of debt relief paths open to you in New Brunswick.
Why choose us for debt help in New Brunswick
Our Licensed Insolvency Trustees in New Brunswick specialize in personalized solutions that could slash your debt by up to 80%, giving you the breathing space you need.
No matter what language you speak, our multilingual team in New Brunswick is ready to assist. From Farsi and Portuguese to Italian and Tamil, we remove complex jargon so you understand everything clearly, every step of the way.
Even if you’re not in New Brunswick, our support is always within reach. Whether you prefer a phone call or a face-to-face meeting, our offices across nine provinces are here for you.
Example Savings Calculator With Harris & Partners Debt Relief
Your Potential Debts:
Your monthly repayments over a 60-month period would be
Before Help
$1409
After Help
$210
Monthly payments are determined based on individual financial factors
How Much Could I Save?
Experienced Bankruptcy Trustees in New Brunswick
If you’ve been living with debt in New Brunswick and need help managing it, you’ve come to the right place. Regardless of how you came into debt, our sole purpose is to help you address and manage it to get you back on track.
Our Bankruptcy Trustees have been helping the people of New Brunswick take control of their finances for 50 years. As fully accredited Trustees, we’ll give you only the most sound legal financial advice and representation when speaking to creditors.
Harris & Partners: New Brunswick office
Finding your way out of debt can feel isolating. But at our New Brunswick office, you’re never alone. Our team of Licensed Insolvency Trustees is here to help guide you back to financial freedom. Reach out today, and let’s start this journey together.
Your estate manager in New Brunswick
Rob McLernon is responsible for the PEI, Nova Scotia, New Foundland & New Brunswick offices.
Rob joined HPI in 2022 after spending the past 20 years in the insolvency industry having most recently managed Grant Thornton’s insolvency team in Atlantic Canada. He became a Chartered Insolvency and Restructuring Professional (CIRP) in 2014 and a Licensed Insolvency Trustee (LIT) in 2015. Rob is the Past President of the Nova Scotia Association of Insolvency & Restructuring Professionals (NSAIRP).
Rob is passionate about helping clients find solutions to their financial struggles and says he has the best job in the world – helping people each and every day achieve a Fresh Financial Start.
Address
Workspace Moncton, 795 Main Street, Suite 300, Moncton NB, E1C 1E9.
Office hours
Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM
Frequently asked questions
What is a Consumer Proposal in New Brunswick?
A consumer proposal in New Brunswick is a legally binding process where you agree to pay back a portion of your debts through manageable payments, supervised by a Licensed Insolvency Trustee. It helps reduce the total debt owed and extends the payment period, without losing your assets.
Are there any alternatives to bankruptcy?
If you are in any kind of financial predicament then you might be concerned that bankruptcy might be your only option to remedy the situation. However, there are many other potential solutions that may fix your financial situation better than bankruptcy, including:
- Court-appointed receivership
- Consumer proposals
- Corporate insolvency
- Debt consolidation
Everybody’s financial situation is unique, both in a business and a personal sense, so if you feel like your finances are spiralling out of control, book in for a FREE initial consultation with our Trustees who can guide you towards the best solution for your situation.
My personal situation has changed and I can only afford to pay a portion of my debts - what do I do?
Long-term illness, redundancy, and needing to become a full-time carer for someone; these are all potentially life-changing situations which can negatively impact your income – and they aren’t your fault. Depending on the severity of your situation we can potentially help you to come to an arrangement with your creditors to make partial payments to them, circumventing the need to go bankrupt. Get in touch with our Calgary LITs for more information.
What Assets are Exempt from Bankruptcy in New Brunswick?
In New Brunswick, assets exempt from bankruptcy include necessary clothing, basic household furniture and appliances, tools used for work, a primary vehicle up to a certain value, some pensions, and possibly a portion of home equity.
How Do I Declare Bankruptcy in New Brunswick?
To declare bankruptcy in New Brunswick, start by consulting a Licensed Insolvency Trustee. They will assess your financial situation, explain your options, and, if bankruptcy is the best solution, help you complete and file the necessary paperwork with the appropriate authorities.
Licensed Insolvency Trustees in New Brunswick
Are you unsure about how to tackle your debt problems? Do you have some questions as to how to deal with mounting debts? Our Licensed Insolvency Trustees are here to help.
We can present you with a number of solutions based on your unique situations to help you manage all the stress and anxiety that comes from unmanageable debt.
Alternatives to Bankruptcy in New Brunswick
A consumer proposal, debt consolidation programme, or debt settlement plan may be viable alternatives to bankruptcy. These are all possible means to lowering or eliminating your debts and leaving you without stress and with more disposable income for yourself and your family.
If you are overwhelmed with payments, get help today by calling the Licensed Insolvency Trustees at Harris & Partners in New Brunswick.
Take advantage of our FREE initial consultation offer and speak to our New Brunswick Bankruptcy Trustees today to begin your journey towards a debt-free life.
Find your path to financial freedom in New Brunswick & Moncton
The weight of debt can be overwhelming, but you’re not alone in this. Our team in New Brunswick is here to support you. Just fill out the form below for a free, no-obligation conversation.
It's never too late to obtain debt help. Book your free consultation today
- Phone number
- 800-268-8093
- hello@harrispartners.ca
Contact form
Debt Relief in New Brunswick & Across Canada: Local Expertise, National Reach
Living outside New Brunswick? No problem. We provide assistance across nine provinces, ensuring that wherever you are, our help is never far away.