Debt Relief & Consumer Proposals in Hamilton
If you’re struggling with debt and can’t find a way out, our team of Licensed Insolvency Trustees in Hamilton is here to help. All it takes is one phone call to find a plan for a debt-free future.
Safe, secure & confidential
Bankruptcy trustees & consumer proposals in Hamilton
If you’re experiencing financial difficulties and don’t know how to get out of them, then you should make a point of speaking to our Hamilton Trustees. The Hamilton branch of Harris & Partners Inc. is proud to offer the same excellent services that all of our other locations are known for, including bankruptcy and consumer proposals.
With either a bankruptcy or consumer proposal in place, we could help you to reduce your debts by as much as 80%. Our offices are conveniently located off the Lincoln M. Alexander Parkway and our team is friendly, knowledgeable, and discreet, so let them help to create a unique debt-relief plan for you.
If you or a loved one need help with debt problems and require debt solutions in Hamilton, Harris & Partners Inc. can help.
Debt consolidation in Hamilton
A debt consolidation loan might seem like a good way to simplify multiple debts. But, while it can help lower your interest rates and combine payments, it’s not always the best option.
Consumer proposals are usually a much better fit. Here’s why:
- Reduce the total amount you owe.
- Stop all interest charges.
- Get legal protection from creditors.
- Keep your assets.
Not sure which is the best choice for your situation? We’re here to help. Give our Licensed Insolvency Trustees a call today – together, we can get you on the path to a debt-free life.
Licensed insolvency trustee in Hamilton
There are many reasons why you might accumulate unmanageable debt. Some are lifestyle choices while others are completely unforeseen, including:
- Being made redundant unexpectedly
- Debilitating illness
- Having to become a carer for someone, meaning that you can’t earn what you used to
- Medical bills
- Having to use credit to pay for basic necessities because inflation has pushed them above what you can realistically afford
- Compulsive Buying Disorder (CBD)
Any one of these situations could push you into overwhelming debt that can seem impossible to pay off. That’s where the Licensed Insolvency Trustees at Harris & Partners Hamilton come in. They’ll explore a wide range of debt relief options to help you to regain financial freedom. Contact us now to improve your financial situation.
Debt relief program options in Hamilton
Choosing the right debt relief program can make a world of difference in regaining control of your finances. In Canada, federally regulated solutions like consumer proposals help you reduce your debt and pay it off in affordable installments—all while protecting important assets like your home and car.
At Harris & Partners, we’re committed to helping you find the solution that works best for you. Our Licensed Insolvency Trustees in Hamilton will take the time to understand your unique situation and recommend a debt relief program suited to your needs.
The first step to financial freedom is simple: give us a call, and let’s talk.
Debt help in Hamilton - it’s a simple process
Struggling with debt in Hamilton? Let’s talk it out. We offer a safe and private setting for you to openly discuss your financial situation, with no judgment. To provide you with the best advice, we’ll need to understand your income, debts, expenses, and creditors. Rest assured, our consultations are completely confidential and free.
Once we understand your financial situation, we’ll find a plan that fits just right. We explore various debt management strategies, ensuring we choose options that make you feel at ease. We’re here to guide you at your pace, aiming to craft a clear, personalized path to financial stability.
When you’re happy with the plan, we’ll put it into action. Your financial well-being is our main priority, and we’ll be there to support and guide you every step of the way.
Harris & Partners: Hamilton office
Our team of Licensed Insolvency Trustees in Hamilton is ready to help you find your way out of your debt challenges. Don’t hesitate to reach out for your free consultation today.
Your estate manager in Hamilton
Marlene joined Harris & Partners Inc. in 2011 to head up the newly-formed Hamilton and surrounding area office.
Born and raised in Hamilton, Marlene understands the nature of business and economy in the region, which helps her serve her debtors. She has been in the insolvency business for over 25 years and has obtained her CIRP, become a certified BIA Counsellor, and obtained a Counselling Techniques Certificate at Mohawk College. Marlene has extensive experience in dealing with all sorts of consumer insolvency matters with the goal of providing the best solution that one can get when looking for protection from their creditors.
Address
1059 Upper James St., Suite 212, Hamilton, ON, L9C 3A6
How to get there
Transit: Take the HSR 20 A-Line Express bus southbound towards Hamilton Airport via Mohawk College. Exit at Upper James & Aldridge. Walk 100m to our office on Upper James.
Driving: We are located on the corner of Lincoln Alexander Pkw W & Upper James St. Were located in the same plaza as Upper James Toyota.
Office hours
By appointment only:
Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM
How to spot the signs that bankruptcy may be imminent
It’s important to recognize the signs of bankruptcy when they appear and try to do something about them as soon as possible. The sooner you identify the danger signs, the more chance you have of resolving the issue before it spirals into something much bigger. Consider the following scenarios:
- Do you need to use credit to pay for everyday essentials such as food and fuel?
- Are you accruing more interest on your credit cards than you are paying off each month?
- Do you constantly need to borrow money to tide you over until payday?
- Have your creditors contacted you with threatening letters?
- Do you find yourself unable to sleep because your debts are stressing you out so much?
If you answered yes to one or all of these questions then it might be time to realize that, if left unchecked, this could turn into a serious problem. Speak to the Harris & Partners Inc Trustees today and let us guide you towards a debt-free life.
Example Savings Calculator With Harris & Partners Debt Relief
Your Potential Debts:
Your monthly repayments over a 60-month period would be
Before Help
$1409
After Help
$210
Monthly payments are determined based on individual financial factors
How Much Could I Save?Our debt management solutions in Hamilton
We know that carrying debt can be a heavy load. But here in Hamilton, you’ve got a variety of debt relief options to lighten that burden:
Why choose us for debt help in Hamilton
Imagine reducing your debt by as much as 80%. Our expert Licensed Insolvency Trustees in Hamilton could make it happen, helping you find peace of mind once again.
No jargon, no confusion. Our multilingual team ensures you understand every detail, regardless of the language you speak.
With services across nine provinces, you’re never far from help—even if you’re not in Hamilton.
Frequently asked questions
How much does a consumer proposal cost in Hamilton?
The cost depends on your specific financial situation and includes everything in one affordable payment plan. For a breakdown that fits your situation, our trustees are here to talk.
What assets are exempt from bankruptcy in Hamilton?
In Hamilton, certain assets are protected in bankruptcy, including:
- A portion of the equity in your primary home (up to a certain value).
- Some of your personal belongings, like clothing and household goods.
- A vehicle up to a certain value.
- Tools of your trade up to a specific value you use to earn income.
- Certain types of savings, like RRSPs (excluding contributions made in the last 12 months before declaring bankruptcy).
How do I declare bankruptcy in Hamilton?
The process for declaring bankruptcy in Hamilton involves a few different steps:
- Start by talking to a trustee to see if it’s your best option.
- Fill out and submit the necessary paperwork with help from your trustee.
- Stop creditor actions and attend counseling as required.
- Complete any other steps to finish the process and get your bankruptcy discharge.
Bankruptcy is a big step, and getting the right advice is really important. Chat with one of our trustees to make sure it’s the right move for you.
It's never too late to obtain debt help. Book your free consultation today
- Phone number
- 800-268-8093
- hello@harrispartners.ca
Contact form
