Debt solutions & consumer proposals in Guelph
Struggling with debt in Guelph? Our Licensed Insolvency Trustees will help you find your way back to living debt-free. Contact us today for a free consultation.
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Get debt relief in Guelph today
Harris & Partners is a Licensed Insolvency Trustee (LIT) recognised by the Office of the Superintendent of Bankruptcy (OSB) providing specialist advisory services and solutions to debt problems.
Our expert team is based in offices across Canada.
Read on to find out more about the debt solution services we offer in Guelph or contact us and a member of our team will be happy to advise you.
How can a licensed trustee help with your debts?
Faced alone, the stress and pressure of bankruptcy can be crushing. But together, it’s something that can be overcome.
For more than 50 years, Harris and Partners has helped people clearly understand their rights, their obligations and their options in dealing with debt.
Our bespoke debt solutions can help you:
- Reduce debt by up to 80%
- Stop credit calls immediately
- Allow you to keep your car and home
If you’re looking for debt solutions in Guelph we can help you today. To find out more, please get in touch.
Debt consolidation in Guelph
Managing multiple debts can be overwhelming, and it’s easy to feel like you’re drowning in payments. A debt consolidation loan might seem like a quick fix, but it often doesn’t solve the underlying issues that got you here.
That’s why a consumer proposal might be a better option. It helps you reduce the total amount you owe, stops interest charges in their tracks, and gives you relief from creditor pressure.
If your financial situation feels hopeless, know that you’re not alone. We’re here to listen, understand your situation, and help you find a real solution. Reach out to our team today, we’ll get you back on solid ground.
Consumer proposals in Guelph: Get a fresh start
Feeling trapped by debt? Worried about losing your home, car, or savings? You’re not alone, and there’s a way forward. A consumer proposal can reduce what you owe—by up to 80%—and let you repay the rest interest-free over a longer period (around five years). Unlike bankruptcy, it allows you to keep your assets while making your debt more manageable.
If you’re struggling to keep up with payments, this structured plan can give you the breathing room you need. Our Licensed Insolvency Trustees in Guelph will create a personalized debt relief plan that fits your life, giving you the confidence to move forward.
Debt doesn’t have to keep you down. Let’s talk—your free, no-pressure consultation is the first step toward peace of mind and a fresh start.
Bankruptcy in Guelph: Don’t face it alone
We know debt can feel overwhelming but bankruptcy could offer a fresh start. As well as removing your debt, it also puts a stop to wage garnishments, collection calls, and legal threats. It’s a structured way to rebuild and move forward from overwhelming debt. However, it also impacts your credit score, so it should only be taken as a last resort.
Our Licensed Insolvency Trustees in Guelph know how much of a strain financial struggles can be. We’re here to make the bankruptcy process as clear and stress-free as possible. From handling paperwork to negotiating with creditors, we’ll do all the heavy lifting for you so you can just focus on reducing your debt.
If debt is keeping you up at night, bankruptcy might be a way to reset and start fresh. Reach out for a free, no-pressure chat to discuss your options.
Example Savings Calculator With Harris & Partners Debt Relief
Your Potential Debts:
Your monthly repayments over a 60-month period would be
Before Help
$1409
After Help
$210
Monthly payments are determined based on individual financial factors
How Much Could I Save?Browse Debt Review Options in Canada
Why choose us for consumer proposals in Ontario?
Our Licensed Insolvency Trustees can provide a customised consumer proposal that could shrink your debt by up to 80%.
Our multilingual team offers debt support in Farsi, Portuguese, Italian, Tamil, and more, so you can feel comfortable every step of the way.
With offices in nine provinces, we offer in-person debt support across Canada—from Atlantic provinces to Ontario to British Columbia.
What debt relief services do we offer in Guelph?
Bankruptcy solutions in Guelph
Debt can be devastating and make you want to make impulsive decisions in order to get out of it. Declaring bankruptcy can be a viable option to escape financial doom and gloom but it is important to seek specialist advice on your options before you take final action.
We offer a specialist bankruptcy service to provide debt relief solutions to clients who are on the verge of losing their property and assets.
You can find out more information about our bankruptcy solutions here or contact us and a member of our team will be happy to advise you.
Corporate bankruptcy solutions in Guelph
When a company finds itself unable to pay its debts, it may declare itself bankrupt. This is known as corporate bankruptcy.
Company directors can be personally liable for any debts the business has racked up and bankruptcy can also terminate the jobs of many employees of the company.
For businesses facing corporate bankruptcy, we offer specialist advice and practical solutions to make sure that you understand every option that you can take and place your business interests at the heart.
You can find out more information about our corporate bankruptcy solutions here or contact us and a member of our team will be happy to advise you.
Consumer proposals solutions in Guelph
Consumer proposals are a more attractive alternative to declaring bankruptcy. Upon declaring bankruptcy, you surrender your assets to creditors in order to settle your debts.
However, a consumer proposal puts you on much more of a level playing field; allowing you more control and the luxury of keeping your assets.
A consumer proposal is an agreement between the party in debt and the creditors to negotiate debt repayment which means that you are able to pay back your debts over a longer period of time and in smaller instalments.
We offer services to negotiate consumer proposals on your behalf. You can find out more information about our consumer proposal solutions here or contact us and a member of our team will be happy to advise you.
Corporate insolvency solutions in Guelph
When a business is unable to pay off its debts and its debts are more substantial than its assets, the business is said to be in a state of corporate insolvency.
Insolvency is seen as bankruptcy for a company and is usually the purgatory between outstanding debt and liquidation. Once a company becomes insolvent, an important decision must be made as to whether actions will be taken to rescue the company or allow it to dissolve.
We offer specialist advice on corporate insolvency. You can find out more information about our corporate insolvency solutions here or contact us and a member of our team will be happy to advise you.
Debt settlement solutions in Guelph
Debt settlement is an agreement between the party in debt and creditors to negotiate a financial strategy to reduce debt.
You can find out more about our debt settlement service here or contact us and a member of our team will be happy to advise you.
It's never too late to obtain debt help. Book your free consultation today
- Phone number
- 800-268-8093
- hello@harrispartners.ca