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Debt Relief Programes & Consumer Proposals in Brantford

If you’re struggling with debt in Brantford, we can help. With just one phone call to our team, you can start the path to living debt-free. Reach out today.

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Bankruptcy trustees & consumer proposals in Brantford

We have provided our financial services to Brantford, the Greater Toronto Area, and Southern Ontario for 50 years, so it’s fair to say that we understand the burden of dismal financial situations very well. We care deeply about our clients, and our team of knowledgeable bankruptcy Trustees are passionate about helping you to understand your options when it comes to dealing with consumer proposals and bankruptcy in Brantford.

If you or a loved one need help with your debt problems, we’ll guide you towards debt solutions in Brantford that can help.

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Licensed insolvency trustee in Brantford

There are a number of variables that can unwittingly lead you to experience financial hardship. Unexpected circumstances can occur such as:

  • health problems
  • job loss
  • living above your means

These unforeseen occurrences can result in overwhelming debt that seems impossible to pay off. If you are overwhelmed with payments, debt relief help is available in the form of the Brantford Licensed Insolvency Trustees at Harris & Partners. They’ll help you regain control of your finances and get you on the path to financial stability once more.

Call 519-756-8190 to speak with our experienced team today, or hit the button below to book a FREE consultation.

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Debt consolidation in Brantford

Dealing with multiple debts can be stressful and exhausting. While a debt consolidation loan might seem like the answer, it doesn’t always provide the long-term relief you need.

A consumer proposal might be the better choice:

  • Reduces the debt you owe.
  • Stops interest from building up.
  • Protects you from creditor action.

This solution gives you a fresh start and makes your debt easier to handle. Call us today for a free consultation, and we’ll help you find your way back to a debt-free life.

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Looking for debt relief programs in Brantford?

Finding the right debt relief program can help take back control of your finances—and we’re here to help.

In Canada, federally regulated options like consumer proposals are designed to help people like you find lasting debt relief.

You can reduce what you owe and pay in manageable chunks—all while protecting your important assets like your house and car.

If you’d like guidance on which path to take in your journey to financial freedom, you’ve come to the right place. Our Licensed Insolvency Trustees in Brantford will carefully review your situation and recommend the debt relief program that best aligns with your goals. Let’s get started—it all starts with a phone call!

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Debt help in Brantford - it’s a simple process

Consultation

Come to our Brantford office for a simple chat to help us understand your financial situation, including your income, debts, and who you owe money to. This consultation is completely free and confidential. We’re here to support you with no judgments.

Options

After we understand your finances, we’ll start creating a personalized plan. We’ll explore different ways to manage your debt right here in Brantford, offering options that fit your needs. No pressure, just choices that work for you.

Solution

Once you’re happy with the plan, we’ll put it into action. Your financial well-being is our top priority. You can count on us for ongoing support and expert advice as we tackle your financial challenges together.

Harris & Partners: Brantford office

Dealing with debt is tough, but you don’t have to face it alone. Our team of Licensed Insolvency Trustees in Brantford is here to help you regain financial stability. Give us a call today.

Your estate manager in Brantford

Susan has worked in the insolvency field since the early 1990s and joined Harris & Partners Inc. in 2001. Susan has earned a Certified Insolvency Counsellor under the BIA.

Susan was born and raised in Brantford and has a good understanding of the nature of business and economy in the region, which helps her serve her debtors. She manages the Brantford office and has supervision over the region. She has also become well averse in Local Reserve law.

Her calm temperament is perfect for listening to debtors’ problems and then offering them the best advice for their specific needs.

Address

446 Grey St., Suite 110, Brantford, ON, N3S 7L6

How to get there

Driving: Located in Brantford just off of Highway 403. Take the Gretzky Parkway exit, then head South. Turn left onto Grey Street at the intersection where you will see the St. Joseph’s Hospital on the corner.

Office hours

By appointment only:

Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM

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Danger signs that bankruptcy might be imminent

If your financial troubles have gotten out of hand and you think you might be on the edge of filing for bankruptcy, ask yourself the following questions:

  • Do you have to use credit cards to pay for everything?
  • Can you only pay the minimum monthly amount on your credit card?
  • Are you constantly borrowing money?
  • Have your creditors repossessed your car?
  • Have your creditors sold your debt or placed your account with a collection agency?

If you recognize any of those warning signs, you may be headed for bankruptcy.

Having concerns over your financial situation can cause a lot of stress and anxiety. If you need help or advice on your financial affairs, contact our team of experts today. We can explain all of your options to you, including debt consolidation, consumer proposals, and bankruptcy in Brantford. We will work with you to find the best solution for your financial situation. Contact us today!

Example Savings Calculator With Harris & Partners Debt Relief

Your Potential Debts:

Personal Income Tax $14,078.28
Amex $10,828.36
BMO Overdraft $2,945.54
Bell Phone Arrears $928.36
MoneyMart Payday Loan $1,524.87
National Student Loans $7,985.12
Total amount owed: $38,290.53

Your monthly repayments over a 60-month period would be

Before Help

$1409

After Help

$210

Monthly payments are based on individual financial circumstances

Get your FREE savings estimate

Our debt management solutions in Brantford

Our Brantford team is here to help you get your finances back on track. Take a look through your debt relief options below to see which might be the best fit.

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Support across Canada

Why choose us for debt help in Brantford

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Remove up to 80% of your debt in Brantford

Our Brantford team offers personalized debt solutions that could reduce your debt by up to 80%.

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We speak your language

We believe in clear and simple communication. Whether you speak Farsi, Portuguese, Italian, or Tamil, our multilingual team is ready to help you in your language.

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Debt support across nine provinces

Whether you’re in Brantford or elsewhere, we have offices in nine provinces – our help is only ever a phonecall or visit away.

Frequently asked questions

How much does a consumer proposal cost in Brantford?

The cost of a consumer proposal in Brantford depends on your financial situation and the amount of debt you owe. There are no hidden fees—the payments you agree to will cover all costs and are designed to be affordable for you. For personalized advice, reach out to one of our Licensed Insolvency Trustees.

What assets are exempt from bankruptcy in Brantford?

When you declare bankruptcy in Brantford, certain personal assets are protected from creditors. These exemptions include:

  • Some of your home equity
  • Essential personal items
  • A vehicle up to a certain value
  • Necessary work tools
  • Specific savings like RRSPs (except for recent contributions)

How do I declare bankruptcy in Brantford?

To declare bankruptcy in Brantford, start by speaking with one of our Licensed Insolvency Trustees. They will help you organize your paperwork, file for bankruptcy to stop creditors, and guide you through the necessary steps, such as financial management counseling. Bankruptcy is a serious decision, and our team is here to help make sure it’s the right choice for you.

Find your path to financial freedom in Brantford

Take back control of your finances today. Fill out the form below for a free, no-strings-attached conversation with our team in Brantford.

Contact information

It's never too late to obtain debt help. Book your free consultation today

Phone number
800-268-8093
Email
hello@harrispartners.ca
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Shahrad Nakhaie
Shahrad Nakhaie
2022-12-23
They are so great, every thing was so easy for me. Unbelievable, All my debt are gone now and I feel like I'm free, thanks Osman Ali for all you did for me, at the first time it's even hard to believe that was real, but it's real and easy. Thank you bro for your help.
Cody
Cody
2022-12-06
Osman is a professional and you cant find anybody better. He really cared about my situation and paid attention to every little detail so he can help me best. Thank you osman and the rest of the team for helping me through my struggles.
Banda Gueye
Banda Gueye
2022-10-29
Osman is a vert nice gentlemen, he was polite sweet and gentle. He really cared about my situation and paid attention to every little detail so he can help me best. Thank you Osman and the rest of the team for helping me through my struggles.
Kim Brown
Kim Brown
2022-08-29
So far this has been a great company, I have been with them over a year. Every time I have an issue Josh jumps right on it and helps me out. He never makes me feel like I'm being a pain in the butt 🙂 I definitely recommend them, I have referred two of my family members to get help and now Josh is helping them as well. I thank you Josh for all the hard work and responding so quickly to all my messages.⭐️⭐️⭐️⭐️⭐️
Ajanthan Murugananthan
Ajanthan Murugananthan
2022-04-28
Staff members Samuel and Josh were both amazing. Both very friendly, professional, and efficient. They took care of my credit card issues and line of credit and made it manageable. I would highly recommend Harris & Partners Inc. They have given me a new life in my financial life to success.
Paul Woo
Paul Woo
2022-03-01
Staff members Yasan and Josh were both amazing. Both very friendly, professional, and efficient. They took care of my credit card issues and made it manageable. I would highly recommend Harris & Partners Inc.

Debt Relief in Brantford & Across Canada

Not in Brantford? No worries. With locations in nine provinces, we’re ready to help you, wherever you are.