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June 22nd, 2021
Even though a consumer proposal can reduce the amount that you pay out each month in debt by as much as 80%, you might unexpectedly find yourself in the position of needing to apply...Written by: Joshua Harris
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June 22nd, 2021
In Canada, if you are married and file for bankruptcy, this does not affect your spouse. You are considered to be solely responsible for any debts and if you declare yourself bankrupt, only you...Written by: Joshua Harris
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January 15th, 2021
We’ve already talked about the difference between secured and unsecured debts, but what happens if you have a debt that you forgot about or didn’t even know about?Written by: Joshua Harris
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January 8th, 2021
Many Canadians, especially during the holiday season, run into some extra cash, whether it is a small bonus from work or money from friends and family. The question is always: What should I do...Written by: Joshua Harris
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January 6th, 2021
During the COVID-19 pandemic, the Canada Emergency Response Benefit (CERB) was established to provide financial support to employed and self-employed Canadians. Recently, many Canadians have begun receiving notices from the Canada Revenue Agency (CRA), stating...Written by: Joshua Harris
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April 9th, 2020
This is the most common and always the first question we are asked. The cost of a consumer proposal is quite simply that is must be have a larger benefit to your creditors than...Written by: Joshua Harris
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May 16th, 2019
Debt Collection: Information About Your Rights. If you think that they have the wrong person or that the debt is incorrect...Written by: Joshua Harris
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February 14th, 2019
In 2009, the Federal Government made major amendments to the Bankruptcy and Insolvency Act (the “Act”). One of the key amendments to the Act was the protection of Registered Retirement Savings Plans (RRSPs) and...Written by: Joshua Harris
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December 12th, 2018
Recently there has been a lot of media coverage about the potential closing of the GM plant in Oshawa and the effect this will have on the workforce. We know that the union is...Written by: Joshua Harris
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December 5th, 2018
Living with debt can become a way of life—if you’re not careful. Think of debt like a hurricane. At first, you know you’re in trouble, and you try to weather the storm, doing whatever...Written by: Joshua Harris
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November 22nd, 2018
There is no quick answer to this question as it depends on a lot of different factors, including how much you owe, how much equity is in your home or car, and their current...Written by: Joshua Harris
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November 12th, 2018
There was once a couple who made a lot of combined income. Both the husband and wife were doctors, and with such a large income all their financial concerns should have been over.Written by: Joshua Harris
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October 29th, 2018
The first step in rebuilding, is making sure that the Credit bureaus are reporting correctly. This is not something the Licensed Insolvency Trustee can do for you, so we strongly urge debtors to take...Written by: Joshua Harris
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October 15th, 2018
A garnishee order - or wage garnishment - in Canada is when you have stopped paying your creditors and they apply to the court to obtain a judgment order against you. If they are...Written by: Joshua Harris
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September 29th, 2018
Filing a Personal or Corporate Bankruptcy in Canada requires a Licensed Insolvency Trustee like Harris & Partners Inc., you can make a free consultation by filing out a form below or calling 1.800.268.8093. Do...Written by: Joshua Harris
