Gain valuable financial education from our Licensed Insolvency Trustees, covering essential topics such as budgeting, saving, and smart spending.
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VACATIONING ON A BUDGET (SUMMER IS JUST AROUND THE CORNER!)
April 1st, 2018
For people with budget constraints, a full-blown vacation is probably out of reach. Luckily, Toronto residents have the option to take shorter vacations on weekends and day trips. Use these vacation ideas below to...Written by: Joshua Harris
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Are You Considering a Pay Day Loan?
March 22nd, 2018
Did you know that payday loan interest rates can be 400% per year or more? Unfortunately, a lot of clients that we have met with have got themselves in pretty deep with the dreaded...Written by: Joshua Harris
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Can I own a vehicle in trust, while bankrupt?
February 28th, 2018
This is an interesting question that I was asked by a debtor recently. She has a disabled daughter that requires a vehicle to provide special mobility services. When buying the car, she used her...Written by: Joshua Harris
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Buying, trading, selling your car? Read this first.
February 14th, 2018
I have been to many new and used car dealerships and even with my substantial background in finance and debt, I remain surprised at the financial mirage that some salespeople use to make a...Written by: Joshua Harris
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How to Fund your Education at a Low Cost
February 1st, 2018
Choosing a future career is the first major decision most Canadians face when they reach early adulthood. Like most students, if you are pursuing your studies you may require some financial assistance, even if...Written by: Joshua Harris
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The Benefits and Drawbacks of Debit Cards
January 25th, 2018
Many people use a debit card when they pay for goods and services. Introduced in Canada in 1994, debit has already surpassed cash as the preferred payment method. A debit card is linked to...Written by: Joshua Harris
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How to Save Money on Your Car Insurance
January 18th, 2018
Few drivers review their automobile insurance policy annually to ensure they are getting a competitive rate. It takes some extra time, but reading up on insurance and getting a competitive quote at renewal time...Written by: Joshua Harris
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Tips on How to Save Money for Your Business
January 11th, 2018
Any savvy corporation wants to make more money than it spends. However, the reality is that the business world is extremely competitive, profit margins in almost every traditional business are at an all-time low...Written by: Joshua Harris
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How Labour Law Changes Will Affect the Job Market and Personal Debt
August 14th, 2017
Many changes to Ontario’s labour and employment laws have recently been announced by Kathleen Wynne’s Liberal government.Written by: Joshua Harris
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New Partnerships and Protections for Canadian Homeowners
August 10th, 2017
According to the Canadian Real Estate Association, the average house price in Ontario in 2016 was $709,825, with an average mortgage payment of $2,927. The required income to buy an “average”...Written by: Joshua Harris
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Richmond Hill Brokerage Fined for Mishandling Trusts – Featuring Kyle Harris
August 4th, 2017
The Toronto Star reports that a Richmond Hill real estate brokerage has been fined $250,000 for mishandling its trust accounts.Written by: Joshua Harris
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Why it’s Difficult to Land a Job and How This Affects Personal Debt
July 25th, 2017
We have arguably never lived in a more competitive society when it comes to landing well-paying jobs. Nor has the amount of education and experience required for some of these jobs ever been so...Written by: Joshua Harris
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New Policies on the Housing Market and How Rent Controls May Affect Budgeting & Debt
July 3rd, 2017
Everyone should be aware by now of the huge increase in demand in Ontario’s (and particularly, Toronto’s) housing market over the years, and particularly in the past year.Written by: Joshua Harris
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Average Household Debt Is Rising in Canada
June 28th, 2017
Average household debt in our country from coast to coast is growing significantly. Getting a loan has become the norm for most Canadians, and while it helps the economy, we have arguably begun to...Written by: Joshua Harris
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Will Your Dropping Hydro Rates Reduce Your Household Expenses?
June 22nd, 2017
If you are like most others living in Ontario, you have probably groaned to your neighbour or friend about your hydro bill on multiple occasions. If you live in even a modest-sized home, you...Written by: Joshua Harris
